Dubai Visa Guide

UAE Visa

If you plan to visit Dubai for a short period, you can obtain a Dubai visa in the form of ETA – Electronic Travel Authorization. You are eligible to get a Dubai visa only if your passport is valid for a minimum of six months. However, before you enter the country, you need to know the purpose of your visit, which will help you decide the visa type:

Eligibility Criteria

In order to avail the UAE visa, you need to follow a systematic application process. Besides, every country has specifiedeligibility criteria to avail the visa. UAE, too, has eligibility criteria to be met, before it issues a visa to any visitor.

Criteria I – Travel Record

Applicants who have traveled atleast once in the last five years. Or those who have a valid visa for countries like USA, UK, Schengen countries, Russia, Canada, Switzerland,European Union, Australia, New Zealand, and Japan or have evidence of travel to UAE in the last five years.
Documents Required:

  • Visa application form filled and signed along with applicants colored photograph
  • Original passport for verification that is valid for 6 months from the date of travel pluscolored photocopy
  • Onward and return confirmed ticket of Emirates or Fly Dubai in original
  • Invitation letter if any, from the host company in the UAE
  • For female applicants and students above 18 years and traveling alone will require NOC from parents/husband, Photo ID of parents/ husband. Colored copy of the host passport/residence visa
  • Applicable visa fees in cash, DD or credit card.

 

Criteria II – Financial Records

All those who do not qualify as per criteria I – Travel Record need to submit either last two years’ Form 16 or last two years’ Income Tax Return with a minimum gross income from a profession, business, or employment, which should be more than Rs.2 lakh per year. Or the applicant should have an investment of Rs.5 lakhs or above in the form of fixed deposit in the banks or post office.
Documents required:

  • Income Tax returns, salary slips of the last 6 months, pan card or fixed deposit receipt
  • Visa application form filled and signed along with applicants colored photograph
  • Original passport for verification valid for 6 months from the date of travel
  • Onward and return confirmed ticket of Emirates or Fly Dubai in original
  • Invitation letter if any, from the host company in the UAE
  • For female applicants and students above 18 years and traveling alone will require NOC from parents/husband, Photo ID of parents/ husband. Copy of the host passport/residence visa
  • Applicable visa fees in cash, DD or credit card

 

Criteria III – Invitation from immediate family members residing in UAE on family status

Spouse, children below 21 years of age and parents above 60 years of age can be invited to UAE.
Documents required:

  • Invitation letter, passport copy and residence visa copy of the host in UAE
  • Visa application form filled and signed along with applicants colored photograph
  • Original passport for verification valid for 6 months from the date of travel
  • Onward and return confirmed ticket of Emirates or Fly Dubai
  • Invitation letter if any, from the host company in the UAE
  • For female applicants and students above 18 years and traveling alone will require NOC from parents/husband, Photo ID of parents/ husband.
  • Applicable visa fees in cash, DD or credit card

 

Newly Married Couple

If the spouse name is not endorsed on the passport, you will require to submit:

  • Marriage Certificate/Notarised Affidavit on Rs.100 stamp paper
  • If you are newly married and traveling immediately after marriage with your spouse, you will require to submit No Objection Certificate from parents with photo identity proof, wedding card and a wedding photo of a couple.

 

Dubai Visa Documentation Requirement

If you are looking forward to visiting Dubai, you need to be sure of the types of UAE visa available for being sure of the kind of visa you should apply for. The basic types of visa for UAE Visa are:

  • Tourist Visa: As the name suggests, the tourist visa is for the visitors that are willing to visit any of the countries in the United Arab Emirates as a tourist. This visa is given for 30 days, and if the visa holder does not leave the country in that time period, there are penalties included.
  • Visit Visa:Visit visa is for the people that are visiting someone in UAE like a friend or relatives. This visa is provided by GDRFA office. A copy of the permit is sent to the applicant once the application is approved. The applicant is supposed to have the permit before he/she leaves the origin country.
  • Transit Visa:In case the applicant has connecting flights that have a waiting period of anywhere more than 8 hours then this visa is required. The applicant has to leave the country within 96 hours in case of a transit visa.
  • Employment Visa:It is the work permit that can be given by the Ministry of Human Resources and Emiratization. The time limit of this visa is two months from the date of issuance. This visa allows to work in UAE and is mandatory for foreign workers in UAE.
  • Residence Visa:Once you have secured the employment visa the next step is a residence visa. This visa gives you access to Emirates ID and makes you a valid resident of UAE. The Emirates ID helps you bring your family members to the country.

 

Dubai Visa Requirements: Documentation and Eligibility

The documentation required for Dubai visa varies based on the nationalities. The US citizens have different documentation criteria as compared to the citizens from other countries all over the world. The procedure and documentation for US citizen are lenient when compared with the requirements for other citizens. There are different sets of countries for non-US citizens also, and the rules are different for all sets of countries. The specifications as per different countries are:

US Citizen Visa Requirements

A US citizen that has a regular passport does not need a visa to visit UAE. The specific requirements for the same are listed below:

  • The passport of the bearer should be signed, and its expiry date should be more than six months away from the visit
  • A confirmed ticket for a round trip or to any other country
  • US citizens are eligible for a visa at arrival on UAE airports
  • These conditions are applicable only if the individual wishes to stay in UAE for one month
  • If the stay of the US citizen is anywhere more than one month, he/she has to apply to the immigration officer at the airport to take permit for the same

 

Non-US Citizen Visa Requirements

These requirements are valid for the citizens of Slovakia, Slovenia, Northern Ireland (Except the British overseas citizens), Liechtenstein, Lithuania Finland, France, Germany, Belgium, Bulgaria, Brunei, Vatican, Netherlands, United Kingdom, Austria, Bahrain, Andorra, Australia, Denmark, Estonia, Greece, Croatia, Cyprus, Czech Republic, Canada, China, Poland, Portugal, Qatar, Romania, Oman,San Marino, Saudi Arabia, New Zealand, Norway Spain, Sweden, Switzerland, Hungary, Kuwait, Iceland, Ireland, Hong Kong, Italy, Japan, Latvia, Luxembourg, Malaysia, Malta, Seychelles, Singapore, South Korea and Monaco. The residents of these countries will get the visa upon arrival at UAE airports with a validity of 30 days. If the applicant wishes to stay any longer, then he/she has to apply to the immigration office at the airport. Other conditions for getting the visa are:

  • A confirmed return ticket or a ticket to another country
  • Another mandatory requirement is that the passport of the applicant should not have an expiry date within six months of arrival to UAE.

Based on all the above conditions, the visas are provided to the non-US citizens from the countries mentioned above.

 

Visa Requirements for GCC Nationals

The GCC nationals are residents of the countries from the Gulf Cooperation Council, i.e., from Saudi Arabia, Qatar, Kuwait, Oman, and Bahrain do not need a UAE visa to come to Dubai. The residents of the countries of GCC that are not the citizen of these countries but work at high positions are eligible for 30 days visa at UAE airports. These visas are not renewable and are provided to people with occupations like Doctors, engineers, public sector employees or managers.

Visa requirements for rest of the nationalities

For all other nationalities, the applicants have to get the visa application approved. They can apply via their local embassies, UAE sponsors or hotels in UAE. All these are mediums for them to get the visa approved and pay a hassle-free visit to Dubai.

Who are the Sponsors?

The sponsors can make the application for visa easy, butfirst, it is important to understand who all can be sponsors. The following parties can be sponsors:

  • Airline handlers and airlines can sponsor their staffs for a transit visa and make it easy for them to work on their behalf on connecting flights and in between their work shifts.
  • The employers in UAE can apply on your behalf for the work visa or visit visa for their employees.
  • The visit visa can also be sponsored by friends or family from UAE very easily.
  • The travel visa for travelers is possible through the travel companies or hotels. But in this case, the reservations are to be made before applying for the visa. A copy of travel documents and passport is to be sent to the travel company or hotel as per their plan. The sponsor will email or fax the coy of visa after approval.

 

Eligibility for Visa

There are multiple criteria for visa approval for UAE, and the applicant has to qualify in only one of them, and they are:

  • Travel Criterion: The travel records of the applicant are checked and if the applicant has paid a visit to UAE or other countries like European Union, Japan, USA, UK Canada, Russia, Australia, New Zealand, Switzerland, and Schengen Countries.
  • Financial Records: The financial records of the applicant are checked as per the last two years income tax records or the investments in the form of Fixed Deposits.
  • Family Invite: The immediate family of the individual can invite him or her. Child below 21 years, parents above 60 years and spouse can be invited to Dubai.

It is important to have all the required visa information handy before you apply for one. Not knowing where and when to apply for a visa is very annoying especially when you are planning the trip on short notice. The whole procedure becomes very easy if you know the required details.

 

Dubai Tourist Visa

Tourism in Dubai is rising with the increasing development of the country. Unique buildings and beautiful architecture are attracting more and more tourists every year. With the help of a Tourist visa, an individual can visit the country for a limited time period and enjoy the beautiful architecture it has to offer. This is a non-renewable visa, and in case the individual stays for more than the specified time period, he/she will have to pay the monetary penalty as per each day extra.
There is also an option of multiple entry visa option that can be availed by the tourists. This visa is mainly for frequent business visitors and also for the travelers who have multiple visits to Dubai in the same trip. In case the trip schedule of a traveler requires him to enter Dubai more than once, then there is a need for this type of visa. In the case of business visitors, they need to be connected with a local UAE company or a Multi-national to avail this visa. It is required first to qualify and take tourist visa to be eligible for multiple entry visa. A multi-visit visa to Dubai is nonrenewable.

Dubai Tourist Visa Duration

There are restrictions on the duration when it comes to the traveler visa of UAE. The Dubai travel visa can be availed from 30-90 days. This visa can be issued for one visit and multiple visits both. The validity of multiple visit visa is for six months, and the validity for each trip under this visa is 30 days.

Cost of Dubai Tourist Visa

There are certain charges for availing the visa for Dubai and UAE as a whole. These charges are explained in the table below:

Type of Visa Visa Fees (in USD) Deposit for Security (in USD) Service Fee (in USD) Total (in USD) Incidental Charges (in USD) Total (in USD)
Express Single-Entry Short-Term Visa - Leisure: 30 Days 97 272.50 55.28 424.78 59.00 483.78
Single-Entry Long-Term Visa - Leisure: 90 Days 193 272.50 37.73 503.23 59.84 559.07
30 Day Tourist Visa 69 272.50 33.64 375.14 55.11 430.25
48 Hours Visa 00.00 272.50 31.94 304.44 54.80 359.24
96 Hours Transit Visa 15 272.50 32.34 319.84 54.887 374.71
Visit Visa 90 Days 165 272.50 36.70 474.20 55.66 529.86
Single-Entry Short-Term Visa - Leisure: 30 Days 97 272.50 35.28 404.78 55.40 460.18
Multi-Entry Short Visit 151 272.50 57.98 481.48 59.49 540.97
Multi-Entry Long Visit 425 272.50 67.98 765.48 61.29 826.77
Express Tourist Visa 69 272.50 52.34 393.84 58.47 452.31
Express 96 Hour Visa 15 272.50 52.34 393.84 58.47 398.31
Express 48 Hours Visa 00.00 272.50 51.94 324.44 58.40 382.84
Express Visit Visa 90 Days 165 272.50 56.70 494.20 59.26 553.46
Express Single-Entry Long-Term Visa - Leisure: 90 Days 193 272.50 57.73 523.23 59.44 582.67

Eligibility for Dubai Tourist Visa

This visa is applicable for the individuals that are not eligible for a visa-free entry or visa on arrival. If a female individual is traveling to UAE, she should be accompanied by her parents to get the visa. Between the time period of 15 July to 15 September every year, minors who wish to visit in the company of adults are eligible for a free visa as per Cabinet Resolution in July 2018.

How to Apply for Dubai Travel Visa?

The application process for the Dubai Tourist visa is very simple. Any of the two below-mentioned procedures can avail it:

Agencies and Hotels

You can obtain a tourist visa to Dubai through travel agencies and hotels in Dubai. The hotels can help you with the tourist visas if you have made reservations with them. The travel agencies can also help you get the visa if you have made your reservations through them. The agents and hotels that are registered in UAE can get the visa for. The visa can also be obtained from the tour operators in your country but only if you are sure about the authenticity of the travel agency. The UAE embassy in your country can help you verify the authenticity.

Airlines

The airlines can help you with the tourist visa if you meet their terms and conditions. The visa through airlines can only be availed if they are UAE based airlines and you are flying with them. The airlines that can help you get a visa are Air Arabia, Fly Dubai, Emirates Airline and Etihad Airways.

 

Required Documents for Dubai Travel Visa

The following documents are required to avail a tourist visa for Dubai:

  • Filled Visa Application form
  • Visa Fee
  • Passport photographs
  • Copy of flight ticket
  • Travel Insurance
  • Passport copy of the sponsor

 

Where to apply for Dubai Travel Visa?

You can apply for a Dubai travel visa simply through travel agents and UAE based hotels by making your bookings with them. You just need to submit the required documents, and the visa will be issued shortly.

How to track the visa status for Dubai Travel Visa?

Tracking the status of your tourist visa for Dubai is very simple. All you have to do is check it online on websites of Ministry of Interior, General Directorate of Residency and Foreigners Affairs-Dubai, Amer channels and website, etc. You can also check on the websites of Etihad Airways and Emirates if you have booked through them. You can check the status of your visa, expiry of the visa, issuance of the visa along with the validity of these portals.

Dubai Visa Types

Entering the United Arab Emirates requires you to apply for a Visa. While a single Visa can be used for traveling in all of the Emirates, there are different types of Visa which you can avail. These types vary according to the duration of your stay. Hence, it is essential to know the right one so you can apply for one which suits the best for you. The different types of Visa are elaborated below:

30 Day Tourist Visa

This type of Visa is valid for a duration of 58 days since the date it has been issued to the user. However, you can access it only for 30 days from the date you have entered the country. The process charges amount to USD 272.5 in addition to the taxes which results in a total of USD 430.25. The processing time for this Visa usually takes up three to four days. However, it takes 48 hours to process the tourist Visa. The application for this Visa requires you to submit all the important documents right from Passport Bio Data Page, the End Page, Residential Proof, along with a photograph. The residential proof is only required is the residential country is different from the country in which you are residing currently. For High-Risk countries, there are some other documents which are needed to be submitted.

96 Hour Transit Visa

Such a type of Visa can be availed for a period of 30 days. However, you can access it only for 96 hours since the time you have arrived in the country. The security deposit of USD 272.5 is fully refundable in addition to other taxes. The total amount you would have to pay is USD 406.25. It is processed under three to four working days. While applying for an express tourist Visa, the total amount you would have to pay is USD 429.85,and the processing takes only up to 48 hours. The documents required to be submitted for a 96-hour transit Visa are same as the ones required for 30-day Tourist Visa.

90 Day Visit Visa

Such type of Visa holds the validity for 58 days to use it for visiting purposes. However, you can access it for the 90 days since you have entered the country with it. The security deposit for availing the Visa is USD 272.5 in addition to the taxes which rounds up to a total of USD 529.86. The processing takes up a duration of three to four days. When you avail an express tourist Visa, the total amount comes to USD 553.46,and it takes 48 hours for processing. The documents required for such type of Visa are same as all the above ones.

Eligibility Criteria

Travel Record
If the applicant has traveled for at least once in the last five years,or you are the holder of Visa for other countries like USA, UK, Australia, Canada, Russia, Switzerland or hold the proofs of traveling to Dubai in the same duration of 5 years, these are the documents you need to provide:
A Visa application form which is duly filled and signed by the applicant along with his/her colored photograph.
Original Passport for verification purposes which is fully valid for the next six months since the date on which you have decided to travel.
Along with the original, you also have to submit a photocopy which is colored and must have the first two and last two pages along with all the travel records, if there are any.
For the application, you also have to submit the original copy and photocopy of the round trip which must be of Fly Dubai or Emirates.
Any invitation letter if there are any, from the host company address in UAE.
If a female traveler is applying who is above 18 years of age and alone, they need to provide a No Objection Certificate from their parents/ Husband. Apart from that they also need to submit photo ID of their both parents or husband. They must also submit a colored copy of host passport and residential Visa.
The Visa fee must be paid in either Cash / Demand Drafts / Credit Card.

Financial Records
If the applicants do not qualify for the above criteria, they are required to submit their financial records. They either have to submit last 2 years Form 16 or last 2 years Income Tax return. The minimum gross income from a profession or a business must be more than 2 Lakhs per year or if they have investments in the form of Fixed Deposits which amount up to 5 Lakhs.
The investments must be at least oneyear prior to the date when you have applied for a Visa and must be valid for at least 12 months. If the investments are in Co-operative banks or societies, are not acceptable.
The economic status of the applicant must be supported by the documents like both the original and photocopies of the last 6 months of Income Tax returns. PAN card must also be submitted in both the original and photocopy formats. Along with that, a receipt of Fixed Deposit must also be submitted with it.

Invitation from a Family in UAE If there has been an invitation from the family residing in UAE, then there are some limitations on the age limits and status of them. Along with the spouse, children of below 21 years are only allowed. With their parents who are above the age of 60 years.
The supporting documents that must be submitted for such an application are invitation letter along with the copy of passport and valid copy of the residential visa of the host in the UAE.

Newly Married Couple If a newly married couple wants to travel to UAE, and the spouse name is not on the passport,the applicant needs to submit a marriage certificate or a notarized affidavit of Rs. 100 stamp paper.
The newly married couple who are travelingimmediately after marriage are required to submit a No Objection Certificate from their parents, their Identity proofs, wedding card and the photograph of the married couple.

Dubai Visa fees

Dubai Visa or UAE Visa can be availed in many different types. Individuals who wish to visit Dubai can apply for any of these by submitting a certain fee and important documents related to their travel record and their financial status. The fee structure varies according to the type of Visa you are applying for. The different types of Visa which can be applied for range from the following ones:

Entry Service Permit Visa - Such type of Visa can be availed by only those individuals who are required to perform certain functions or tasks given by their companies in UAE. To avail this Visa, they need to be physically present in the country. Under this instruction. they are required to stay in the country for at least 14 days. When they are traveling, their immediate families are also allowed to travel with them on the same Visa.

Tourist Visa - Such Visa holds its validity only for 30 days,and any type of extension cannot be done after that period. Visa applications for such Visas can also be made from a hotel operator or a licensed owner of a tour agency.

Visit Visa - Visit Visa can be applied only for visiting one’s family or relatives. It should be noted that this is not a tourist Visa and there is a very thin line difference between both types of Visa. Such Visa holds its validity for a maximum of two months. The supporting documents which are compulsory to be submitted must include a sponsorship document. There must be a sponsor for them in UAE which is important for applying for this Visa.

Multiple Entry Visa - As the name suggests, such a Visa is especially for the individuals who wish to spend a considerable duration of stay in Dubai. This type of Visa holds its validity for six months and is accessible for 30 days since the person has arrived in the country and has commenced their stay. For applying for this Visa, it is required for the applicant first to make an entry in the country and then apply for Multiple Entry Visa.

Diplomatic Visa - Such Visas are for those individuals who are a holder of a diplomatic passport and have entered the country on an official visit.

Transit Visa- Such types of Visas are for those individuals who are on a journey and Dubai falls as a halt in between their route. The destination of such a journey is another country,and the individual must stop for some time in Dubai. Such a Visa holds the validity for the next 96 hours,and it can be availed by anyone who is spending at least more than 8 hours in the country. However, it can only be obtained if the individual has been sponsored by the airline in which they are traveling.

Visa on Arrival - Such a Visa is available only for some specific citizens of regions of Western Europe and the Pacific. The Visa holds its validity for 60 days,and it can only be extended under some peculiar conditions.

Processing Fee and Another Fee Structure for Availing Dubai Visa

A visa application for Dubai takes around three days for processing, which varies according to its type. Generally, all the type of applications taken only five business days which is only in the case if all the eligibility criteria have been met. When it comes to Indians traveling to Dubai, there are some restrictions on the applications. Indians cannot apply for a Visa on Arrival; however, they are free to visit or work in Dubai. They need to have a valid Visa with its validity going up to at least 6 months. They can apply for a Visa either through Emirates Airlines or Air Arabia. They can also approach a travel agency,and the agency can apply on their behalf. Below is the fee structure of Visa for Indians:

Visa Type Fees in INR Fees in USD Fees in AED
Transit Visa - for 96 Hours 2850 40.55  
Transit Visa - for 30 days 5690 96.59 (Visa fee 69 + Service fee 23.38 + incidental charges 4.21) 335
Transit Visa - for 48 days 820 24.92 (Visa fee 0, service fee 21.12 + incidental charge 3.80) 0
Transit Visa - for 48 days 820 24.92 (Visa fee 0, service fee 21.12 + incidental charge 3.80) 0
Service Visa - for 14 days 5690   335
90 Day Visa 14100 224.84 (Visa fee 193.00 + service fee 26.98 + incidental charges 4.86) 805
Express Tourist Visa 7310 118.15 (Visa fee 69 + Service fee 41.65 + Incidental charges 7.50) 415
Express 48 hours Visa 2440 48.52 (Visa fee 0 + Service fee 41.12 + Incidental charge 7.40)  
Express 96 hours Visa 4470 64.15 (Visa fee 44 + Service fee 41.65 + Incidental charge 7.50)  
Express 14 days Visa 7310   415
Single-Entry Long-Term Visa – Leisure 90 Days 34300 224.84 (Visa fee 193.00 + service fee 26.98 + incidental charges 4.86) 655
Single-Entry Short-Term Visa – Leisure 30 days 1358 126.83 (Visa fee 97.00 + Service fee 25.28 + Incidental charges 4.55) 655
Multi-Entry Short Visit   206.44 (Visa fee 151 + Service fee 46.98 + Incidental charge 8.46)  
Multi-Entry Long Visit   492.24 (Visa fee 425 + Service fee 56.98 + Incidental charge 10.26)  

Citizens of certain nations are required to deposit a security deposit which fully refundable as soon as they leave the country. Such deposit amounts to USD 272.5 + Taxes. The category under which the Visa falls is automatically selected as per the itinerary of the applicant. The fee payable is then calculated as per the selected category and the country in which the applicant resides. Normal visa applications are not processed by any Embassy. The individuals who hold diplomatic Visas are the only ones allowed to approach an Embassy for applying for a Visa. Visa application doesn’t mean you are entitled to a Visa. Only after all the eligibility criteria has been met, you are given a Visa for traveling. Moreover, if your Visa is rejected under some circumstances, the Government doesn’t hold any responsibility to explain to you about the reason due to which your application has been rejected.

  • Canada Visa Guide
  • Malaysia Visa Guide
  • Schengen Visa Guide
  • Singapore Visa Guide
  • Thailand Visa Guide
  • US Visa Guide

Why Choose Bharti AXA Travel Insurance?

Travelling overseas is always fun. It’s more fun when you know your trip is financially secure. That’s why our Travel Insurance is an ideal companion for all journeys’ of your life.

We've raised the bar in being your Car's ideal insurance companion

Bharti AXA Advantages

24/7 Claim Assistance

undefined/

3.5 Million Issues cleared

undefined/

4500+ Cashless Garages in India

undefined/

136 Branches Across India

undefined/

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim

BLOGS

FAQS

About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Careers

Contact Us

Become A Partner

Become A Partner

What kinds of medical coverage’s are provided??

The following medical expenses are covered: 

  • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.

What is a deductible?

“Deductible”means a cost-sharing requirement under this policy, that provides that the insurer will not be liable for a specified rupee amount or percentage of claim amount or number of days or number of hours, as specified in the policy schedule and which will apply before any benefits are payable by the insurer. A deductible does not reduce the sum insured and is applicable per event, upto the specified limits mentioned.

What Is Not Covered Under the Travel Insurance Plan?

  • Medical Expenses (inclusive of Repatriation and Emergency Medical Evacuation), Daily Allowance in case of hospitalization, Compassionate Visit benefits, the following will not be payable for Any pre-existing condition, Routine examinations, Expenses for rest or recuperation at spa/ health resort/ sanatorium, Pregnancy (including childbirth, miscarriage, abortion or related complications ) or treatment relating to the removal of physical flaws or anomalies (cosmetic treatment or plastic surgery).
  • Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad.
  • Suicide, attempted or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of drugs, or any loss arising, directly or indirectly, from any injury, illness, death, loss, expense, or other liability attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation thereof however caused.
  • Treatment which could be reasonably delayed until the Insured’s return to India, which will be decided jointly by the treating Physician and the Emergency Assistance Service Provider and shall be in accordance with accepted standards of medical care.
  • The Insured taking part in naval, military or air force operations; war and nuclear perils.
  • Insured engaging in air travel unless he or she flies as a Fare Paying passenger in an aircraft licensed to carry passengers.
  • Participation of the Insured in winter sports, mountaineering and such other professional sports or any other hazardous or potentially dangerous sport for which the Insured members are adequately trained, physically fit and using proper equipment. and that too only if specifically agreed and mentioned in the policy schedule.
  • Hazardous occupation, or if engaged in any criminal or illegal act.
  • Medical Expenses in respect of Experimental, investigational or unproven treatments or treatments which are not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness for which confinement is required at a Hospital. Any Illness or treatment which is a result or a consequence of undergoing such experimental or unproven treatment.
  • Naturopathy treatment.
  • Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
  • Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose us to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, United States of America & India

You can avail the Travel Insurance online and enjoy the benefits offered by Bharti AXA

What Is Covered Under Travel Insurance?

Loss of passport and documents:

Reimbursement of actual expenses incurred in connection with obtaining a duplicate or fresh passport or reasonable cost of replacing/obtaining the stolen documents/ tickets if the passport belonging to the Insured / Insured Person be lost

Home Fire Insurance Contents & Home Burglary Insurance (contents):

Cover against any loss or damage of the Contents at Home of the Insured in India caused by Fire and Allied perils or through burglary and/or housebreaking while the Insured is on a trip abroad.

Hijack Distress Allowance

Payment of distress allowance in case of hijack of a common carrier for more than certain number of hours whilst on the trip. You can easily avail the allowance by filing a claim online through Travel Insurance cover online process.

Medical Expensesinclusive of Repartration  and Emergency Medical Evacuation

If you are sick or injured during the journey, your medical expenses can prove to be costly. In such cases,  Travel Insurance cover greatly helps. The insurance company also offers a cashless settlement with the network hospitals or you can also opt for the reimbursement process within 30 days of hospitalization.

Legal Expenses

Payment of legal costs and expenses incurred by the Insured towards claims from third Parties for compensation in respect of death or disablement arising due to an injury whilst on a trip abroad.

Personal Accident

Payment of compensation if the Insured sustains accidental bodily injury during a trip resulting in death or Permanent Total Disablement or Permanent Partial Disablement within 12 months of occurrence of such injury.

Trip Cancellation/Or Interruption


Payment towards the non-refundable prepaid payments incurred on the trip being cancelled and additional cost of transportation in case of Interruption: due to medical problems, personal employment problems or natural disasters or other listed reason in policy wordings.


Trip Delay


 Reimbursement of additional expenses if trip is delayed beyond a period, due to airline problems, medical problems, personal employment problems or natural disasters.

 Daily Allowance in case of Hospitalisation

 Payment of daily allowance for the days the Insured is hospitalised beyond a specified number of days, as mentioned in the Policy Schedule, for which a valid claim is admissible under the Policy whilst on a trip abroad.Emergency Accommodation

 Payment of compensation for the additional cost of emergency accommodation if the Insured/ Insured Person could not stay in the accommodation originally booked due to ­fire& flood, earthquake, storm, hurricane, explosion, outbreak of major infectious diseases.

Why do I need Travel insurance?

During a trip there are chances of unfortunate events such as loss of checked in baggage, medical emergency, loss of passport that can spoil your international trip, be it business or leisure. Travel insurance can protect you from such events ensuring that you are left stuck in foreign land.

130+ COUNTRY WIDE PRESENCE

COVERS ALL TRAVELS RELATED DISASTERS

FLEXIBLE PLANS FOR YOUR NEEDS

24/7 ASSISTANCE WORLDWIDE