Bharti AXA TWO WHEELER INSURANCE Hero Two Wheeler Insurance 27 Oct 2017 Quick Highlights Insurance for your Two-Wheeler – Bharti AXA an ideal choice Online Hassle-free Service by Bharti AXA Hero Bike Insurance With the purchase of your favorite Hero bike begins the process of picking the best insurance cover for your Two-Wheeler. The market is flooded with insurance details on Two-Wheeler companiesthat offer competitive packages. With the vast penetration of technology in our daily lives, an insurance plan can be purchased after making a thorough search online. It makes perfect sense for you, as an owner of a Hero bike? Yes, you need to buy a Two-Wheeler insurance planas mandated Insurance for your Two-Wheeler – Bharti AXA, an ideal choice Despite your best efforts to ride safely, there is always a possibility of you and/or your Hero bike facing some damage owing to a road accident. This could result from various reasons, like, poor condition of roads, heavy traffic that makes movement difficult or just an unfortunate event. It is to protect yourself against such eventualities that a Two-Wheeler insurance comes in handy. It helps you save exorbitant amounts towards repair of a damaged bike or get medical help in case of injuries. Among the leading Two-Wheeler insurance companies in India,Bharti AXA stands out for its comprehensive coverage packages on offer for customers. A Two-Wheeler insurance plan from Bharti AXA covers damages to your bike in cases of road accidents or natural disasters like fire, earthquakes. In addition to that, a Two-Wheeler insurance policy offers Third-Party Liability, where any damage caused to a pedestrian or vehicle on the road would be covered. Under the basic policy, the owner or the driver of the Hero bike is entitled to financial aid on sustaining physical injuries in the eventuality of an accident. The Two-Wheeler insurance company boasts of a wide network of over 2,000+garages tie-ups pan India. Bharti AXA’s Two-Wheeler insurance plan, has certain exclusions , as mentioned below: Damage caused from regular wear and tear of a Hero bike with passage of time Damage or loss caused in a country outside India Electrical or mechanical breakdown Driver not owning a legitimate license to drive the bike Driving under the influence of alcohol or in an intoxicated state Staged accident With a majority of Bharti AXA’s loyal customers opting for long-term plans, the insurance company offers long-term insurance policies as well. This would save you the trouble of renewing your existing policy frequently and helps you enjoy a hassle-free usage of your Hero bike. Opting for a long-term plan ensures you immunity against annual changes in the premium rates. As a holder of a long-term Two-Wheeler policy from Bharti AXA, you can also avail of No-Claims Bonus. This can be described as a reward for you, as the driver of your Hero bike that you earn for yourself for being a safe rider. If you have not claimed any cover against the premium you have paid towards an insurance plan, you are awarded a bonus for making no claims. This in turn will entitle you to special discounts and benefits from the insurance company. Also, when a claim is filed by you, the No-Claims Bonus is not slashed to nil automatically. The Two-Wheeler insurance company just reduces your bonus slab to the next lower level. A long-term policy also guarantees discounts on premium payments to be made towards insurance cover, depending on the length of the term; in other words, the longer the term, the higher the discount on premiums. Online Hassle-free Service by Bharti AXA The invasion of technology in our lives is complete with almost everyone owning a smart phone, apart from accessing the World Wide Web for almost every need. Bharti AXA has provided the net savvy consumers an online platform to facilitate policy issuance and renewal of Two-Wheeler insurance policies. Next time you are nearing the expiration date of your insurance policy, you just need to log on to the website. An easy and user-friendly portal then guides you through the entire process of renewing your insurance plan. With the wide range of policies and payment options available, it is best advised for you as the owner of a Hero Two-Wheeler to secure yourself and your prized possession against any calamity, whether natural or manmade. In times when the cost of every commodity only goes up, it is never too wise to make the right investment towards the best Two-Wheeler insurance plan. This would go a long way in ensuring you have a hassle-free and enjoyable usage of your Hero bike Frequently Asked Questions (FAQs) We've picked commonly-asked questions specially for you. But you can breathe easy as we're right here to help you with your queries. Can I pay Two-wheeler insurance premium in instalments? As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy. Is it possible to opt for an add-on without a policy? Senior citizens are also covered, with maximum entry age restricted to 85 years. For buying a policy covering people above 60 years of age kindly contact our representative at 080- 49010200. 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