Two Wheeler Insurance for Bajaj Pulsar 22026 Oct 2017
- Exclusions on Bajaj Pulsar 220 Insurance Plans
- Policy Premium Determining Factors
- Tips To Reduce Premium on Insurance
Bajaj Pulsar 220 Insurance
Bajaj Pulsar 220 is one of the most sought-after bikes in India. The aerodynamic design, laser edged graphics and sleek body makes it a sophisticated bike. It has a powerful 4-stroke engine which unleashes power which you as a Biker would love! The contoured seats are made of premium material for a relaxing and secure ride. The 5 step adjustable, nitrox rear suspension assures great handling of this beast. For added safety, this Bike comes fitted with front and rear disc brakes, tubeless tyres and 5-Spoke alloy wheel. The rear tyre is broad ensuring a safe drive and great comfort. It also comes with a projector headlamp that provides better visibility in foggy and low visibility weather.
While this bike has amazing safety features, you can go a step further and safeguard it with any one of the Bajaj Pulsar 220 Insurance plans.
There are two categories of Two-Wheeler Insurance:
1.Third-Party Liability Cover - It covers damages to property and bodily injuries caused by your bike to Third-Parties
2.Comprehensive Insurance - This Insurance Policy for Bajaj Pulsar 220 covers damage to vehicle, property and injuries of Third-Party as well as the Own Damage. If your vehicle is stolen or damaged during man-made mishaps and natural calamities, it is protected under this Insurance
Exclusions on Bajaj Pulsar 220 Insurance Plans
- Driving under intoxication
- Driving without a valid Licence
- Using personal vehicle for commercial purpose
- Mechanical or electrical breakdown
- Failure to renew policy
- Driving outside geographical limits set out in the Policy Document
Policy Premium Determining Factors
The following factors determine the premium amount on Insurancepolicy for Bajaj Pulsar 220.
1.Insured Declared Value (IDV) - This is the maximum amount that an Insurer agrees to pay at the time of a Claim. It is calculated on the basis of the listed selling price of the model post deducting standard depreciation rates
2.Geography - The India Motor Tariff segments the country into Zone A and Zone B. The cities falling under Zone A attract higher premium as compared to those under Zone B
3.Vehicle Age - The older the vehicle, higher the risk it carries hence higher the premium
4.Cubic Capacity - The premium on Two-Wheeler Insurance plan increases in accordance to cubic capacity
5.Add-On Covers - If you opt to buy riders such as Zero Depreciation, Passenger Cover or Accessories Cover, the premium will go up
Tips To Reduce Premium on Insurance
- Pay Insurance in full instead of opting for monthly instalments. Longer the tenure of the policy the better it is
- Avoid making Claims on Policy for minor expense on bike
- Drive safe. Traffic Violations Slips, commonly known as Challans, and accident records add on to premium amount
Choosing the right Bajaj Pulsar 220 Insurance Plan is important as this will keep you stress free on account of unforeseen financial obligations arising due to an accident or theft.
Bharti AXA, with an impeccable reputation in the industry, offers the Two-Wheeler Insurance Plans to suit your requirements. With a facility to pay Online, 2500+ cashless garages across the country and 24X7 Claim Assistance, it makes sure that you don’t have to go through time-consuming processes.
Frequently Asked Questions (FAQs)
We've picked commonly-asked questions specially for you. But you can breathe easy as we're right here to help you with your queries.