Bharti AXA TWO WHEELER INSURANCE Honda Cb Unicorn 150 Insurance - Buy Bike Insurance Online Instantly Quick Highlights Be Safe on the Road with Bharti AXA Two-Wheeler Insurance for Honda CB Unicorn What Bharti AXA offers for Honda CB Unicorn 150 Two-Wheeler Insurance? How is Premium Calculation done? Benefits of Bharti AXA Two-Wheeler Insurance for Your Honda CB Unicorn 150 Recommended Bharti AXA Add-On Covers for Honda CB Unicorn 150 Be Safe on the Road with Bharti AXA Two-Wheeler Insurance for Honda CB Unicorn When Honda CB Unicorn 150 was launched in 2005, it grabbed eyeballs of all the bike enthusiasts in India. Its components and designs were borrowed from Honda R&D team in Osaka, Japan. The bike has been designed keeping in mind the harsh Indian road conditions. Many new features such as a two-way air jacket and a diamond frame has been incorporated. Honda CB Unicorn 150 attracts high speed lovers as the company claims of a top speed of 114 km/h (71 mph). The Honda CB Unicorn is built around a diamond type frame and the bike also boasts of a five-speed transmission. This super refined engine has played a major role in giving the CB Unicorn its cult status. According to Motor Vehicle Acts, it’s a statutory liability to get your vehicle insured. A Two-Wheeler insurance plan should be the first thing you invest in after buying a vehicle. Taking an insurance policy for Honda CB Unicorn 150 will only cushion it against any risk, be it a man-made or a natural disaster, theft or an unforeseen event. It is recommended you do a thorough research so that you can make the right decision. What Bharti AXA offers for Honda CB Unicorn 150 Two-Wheeler Insurance? Third-Party Liability Cover: This plan covers you from the legal and financial obligations when the injuries are caused to any third-party i.e. the persons injured in an accident by your vehicle. This is the most basic kind of insurance policy for Honda CB Unicorn 150 and also mandatory as per the law. You must note that the IRDA (Insurance Regulatory & Development Authority of India) revises the rates for Third-Party Liability Cover annually. Comprehensive Cover: Honda CB Unicorn 150 insurance: The Comprehensive Cover protects your Two-Wheeler against thefts and damages caused due to fire, riots or flood i.e. natural disasters and man-made disasters like stir, riots, and strikes. It also offers accidental cover to the rider in case of an accident. It also comprises Third-Party Liability. How is Premium Calculation done? There are several factors which determine the premium amount to be paid on Honda CB Unicorn 150 plans. Insured Declared Value (IDV): It is computed on the basis of the manufacturer’s listed selling price of the brand and model, and after the standard depreciation rates. Cubic Capacity: The premium on Two-Wheeler insurance plan goes up with the increase in the cubic capacity. Vehicle Age: The older the vehicle, the more maintenance it requires and higher the risk it carries. Geography: The India Motor Tariff segments the country into Zone A and Zone B. The cities falling under Zone A will attract higher premium as compared to those under Zone B cities due to various factors which make them higher risk Zones. Recommended Bharti AXA Add-On Covers for Honda CB Unicorn 150 You can top up the vanilla Two-Wheeler insurance for Honda CB Unicorn 150 with various Add-on Covers to enjoy additional benefits. These Add-Ons help you to customize the insurance policy on the basis of your requirements. Personal Accident Cover for Rider and Pillion The plan also has a Personal Accident Cover which protects the rider and pillion (passenger) in case of injuries, temporary or permanent disability or death. Zero Depreciation Cover In a typical Insurance Policy, the bike owner has to bear the depreciation component when it comes to replacement of spare parts. This Add-On Cover bears the depreciation costs as well. There are also other types of Add-On Covers such as medical cover and accessories cover available on Honda CB Unicorn 150 Plans. Benefits of Bharti AXA Two-Wheeler Insurance for Your Honda CB Unicorn 150 The best Two-Wheeler insurance policies are those which give you affordable plans to allow you to own the vehicle and drive with a peace of mind without the fear of liabilities. Bharti AXA offers Honda CB Unicorn 150 plans on the basis of your requirements. With millions of policies under its belt, it is the most preferred insurance provider for hassle-free Two-Wheeler Insurance. It provides a 24X7 Customer Support Centre and round-the-clock Claim Assistance. Frequently Asked Questions (FAQs) We've picked commonly-asked questions specially for you. But you can breathe easy as we're right here to help you with your queries. Can I pay Two-wheeler insurance premium in instalments? As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy. Is it possible to opt for an add-on without a policy? Senior citizens are also covered, with maximum entry age restricted to 85 years. For buying a policy covering people above 60 years of age kindly contact our representative at 080- 49010200. 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