Bharti AXA TWO WHEELER INSURANCE Hero Karizma Zmr Insurance - Buy Bike Insurance Online Instantly Quick Highlights Protect your Hero Karizma ZMR with Two-Wheeler Insurance from Bharti AXA What Bharti AXA offers for Hero Karizma ZMR Two-Wheeler Insurance? Recommended Bharti AXA Add-On Covers for Hero Karizma ZMR Benefits of Bharti AXA Two-Wheeler Insurance for Your Hero Karizma ZMR: Protect your Hero Karizma ZMR with Two-Wheeler Insurance from Bharti AXA The powerhouse of performance, the Hero Karizma ZMR is powered by the new generation 223 cc Fuel Injected Engine which delivers a maximum power of 20 Bhp @ 8000 rpm and a maximum torque of 19.7 Nm @ 6500 rpm. Powerful and comfortable, the Hero Karizma ZMR has a sporty design that looks aggressive and catchy. This bike is also equipped with a strong braking system and hydraulic shock absorbers to keep you comfortable and safe at high speed. Although it’s an extremely safe bike, the skills of other riders on the road aren’t guaranteed. So, it is advisable to purchase a Two-Wheeler Insurance Plan for Hero Karizma ZMR. Buying one of the best bikes in India goes hand in hand with buying the best Two-Wheeler Insurance Policies; here’s where Bharti Axa can assist you. What Bharti AXA offers for Hero Karizma ZMR Two-Wheeler Insurance? Bharti AXA’s Third-Party Liability and Comprehensive Two-Wheeler Insurance Plans take care of all your vehicle insurance needs. Third Party Liability Cover: Third-Party Liability is the minimum insurance that is made compulsory as per the vehicle law in India. It is based on the principle that you are legally and financially responsible for accidents caused by your Two-Wheeler to other people. So, it compensates only Third-Party injuries and property damage in case of an accident. Since this policy does not cover you and your bike, it is not recommended. Comprehensive Two-Wheeler Insurance Policy: If you are looking for overall financial security, Comprehensive Insurance Policy for Hero Karizma ZMR is the best choice. It compensates you, your bike and the third party for bodily injuries, death or damage to property owing to natural calamities (earthquake, cyclones, and floods) or man-made disasters (theft, riots, strikes, terrorism). Exclusions of the Two-Wheeler Insurance Plan for Karizma ZMR: Staged accidents. Daily wear and tear. Using commercial Two-Wheeler for private activity and vice-versa. Driving in an inebriated state. Driving without a valid license. Consequential damages Electrical and mechanical repairs. The vehicle being driven by a minor. Driving beyond the geographical limits. Using the vehicle for illegal or malicious activities. Due to its larger cover, the premium for Comprehensive Two-Wheeler Insurance Plan for Hero Karizma ZMR is higher than that of Third-Party Liability. However, you can reduce the premium amount by taking the following steps: AAI Membership: Get IRDA approved AAI’s membership – this can secure a concession on own-damage premium. Security Measures: Ensuring safety of your bike by installing security devices and dedicated parking can get you a 2.5% discount on premium. No-Claim Bonus: Bharti AXA offers up to 50% accumulation of NCB discount for every claim free year. Thus making it is advisable to refrain from making claims for repairs which you can bear on your own. Choosing Correct IDV: This is the maximum sum that gets compensated to you as a claim. So be certain of choosing a value that covers your insurance needs adequately without hurting your pocket. Recommended Bharti AXA Add-On Covers for Hero Karizma ZMR Bharti AXA helps you to customize Insurance Policy for Hero Karizma ZMR with the following covers: Zero Depreciation Cover: With this Two-Wheeler Insurance Plan Add-On Cover, Bharti AXA pays for the entire amount of repaired or replaced parts including depreciation. Personal Accident Cover: All riders, whether on the front or pillion seat are at an equal risk in case of an accident. While Hero Karizma ZMR Insurance covers your life, it does not for the pillion riders. You can, however, ensure their safety through this cover which lets you offer financial assistance to the pillion riders or their families for full or partial disablement in case of death arising out of an accident. Benefits of Bharti AXA Two-Wheeler Insurance for Your Hero Karizma ZMR: An extensive network of 79 branches so that you can reach to the nearest one at any point of time. A 24X7 Customer Support Centre for timely assistance and query resolution. Tie-ups with 2500+ garages for cashless claims. Constant SMS text updates on claim processing status. Instant online purchase and renewal of Insurance Policy. Reminders of policy renewals. Facility to buy the policy for a duration ranging from one to three years. Live chat option on website – no need to visit the branch or meet an advisor in person! Bharti AXA is known for offering the best Two-Wheeler Insurance Policies across all manufacturers and models. The fact that it has issued more than 4.2 million policies till date earns it a tag of the most reliable insurance company in the market. With Bharti AXA by your side, you can enjoy a host of benefits as presented above. Frequently Asked Questions (FAQs) We've picked commonly-asked questions specially for you. But you can breathe easy as we're right here to help you with your queries. Can I pay Two-wheeler insurance premium in instalments? As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy. Is it possible to opt for an add-on without a policy? Senior citizens are also covered, with maximum entry age restricted to 85 years. For buying a policy covering people above 60 years of age kindly contact our representative at 080- 49010200. MORE FAQs Explore Our Products Car Two Wheeler Travel Health Bharti AXA Advantages We've raised the bar in being your Two wheeler's ideal insurance companion 9.8 MILLION POLICIES ISSUED 101 BRANCHES ACROSS INDIA 3600+ CASHLESS GARAGE 24/7 CLAIM ASISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Related Posts Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.