Bharti AXA TWO WHEELER INSURANCE Buy Hero Electric Photon Insurance Online Instantly Quick Highlights Experience tension free rides with Bharti AXA’s Two-Wheeler Insurance policies and enjoy your Hero Electric Photon. What Bharti AXA offers for Hero Electric PhotonTwo Wheeler Insurance? Recommended Bharti AXA Add-On Covers for Hero Electric Photon Benefits of Bharti AXA Two Wheeler Insurance for Your Hero Electric Photon Experience tension free rides with Bharti AXA’s Two-Wheeler Insurance policies and enjoy your Hero Electric Photon. Hero Electric Photon is a fabulous high-speed electric scooter that comes with dual benefits of two drive modes namely, power and economy, the power mode permits the scooter to run at 45kmph whilst the economy mode covers up to 50kmph on a full charge. Hero Electric Photon comes equipped with a polycarbonate head light which is just perfect for night vision, front telescopic suspension, a front disc brake and an anti-theft alarm, also, it has an automatic gear type and runs at a good 2BHP power. The battery type is a VRLA 72V/24 AH and has an an automatic transmission. This fantastic electric scooter comes in three beautiful shades- black, burgundy and white. Invest in a Hero Electric Photon two-wheeler insurance and enjoy complete peace of mind. What Bharti AXA offers for Hero Electric PhotonTwo Wheeler Insurance? Bharti AXA have two main types of Hero Electric Photontwo wheeler insurance that cover all the damages and losses that you experience in case of any casualty. These are: Third-Party Liability Cover The Third-Party Liability insurance covers all the damages and injuries related to third parties, this cover also takes care of the unfortunate event of the death of any third party. The premium rate for Third Party Liability coverage depends on the cubic capacity of your two-wheeler engine and the third party property damages are taken care of up to Rs. 1 lakh. The unfortunate cases of injuries or death of Third-Party are sorted in a court. Comprehensive Two Wheeler Insurance The comprehensive two-wheeler Insurance is more beneficial as it provides security to you and your two-wheeler and covers third party liabilities as well. Its Comprehensive Two wheeler insurance helps in case of financial protection required for casualties including death, theft and damages due to natural disasters. With the Bharti AXA Comprehensive plan you get dual benefits of both third-party cover and own-damage premium. The own-damage premium or OD premium is decided by analysing the model of two-wheeler, year of manufacturing and the engine capacity. You are assured of a 100% compensation for a premium of just Rs 50. Inclusions in Insurance Policy for Hero Electric Photon from Bharti AXA Road Accidents –The Insurance policy covers all accident caused damages efficiently. Natural Calamities –Bharti AXA’s Hero Electric Photon Two Wheeler insurance provides security from various natural disasters on which we have no control. Man-made Disasters –Manmade disasters like riots, strikes and terrorism are also included in the insurance policy. Personal Accident Cover for Owner/Driver – This covers the owner or driver of the two-wheeler and takes care of their medical expenses in case of any injuries. Third-Party Liability Two Wheeler Insurance Plan – This compensates for damages and injuries or death of the Third Parties. Exclusions in Insurance Policy for Hero Electric Photon from Bharti AXA Driving Under The Influence of alcohol or drugs- Bharti AXA is strictly against and does not support the provision of insurance to your two-wheeler for cases where it meets with an accident caused by substance abuse or alcoholism. Staged Accidents –Any staged accidents, whatsoever will not be taken into consideration for claiming the insurance money. Commercial Activity –Casualties occurring due to the conduct of commercial activities using your two-wheeler is not considered in the insurance policies. Illegal Activity – Insurance is not applicable to any illicit activities done using your two-wheeler. Wear,and Tear-Insurance policy does not cover depreciation and maintenance charges. Recommended Bharti AXA Add-On Covers for Hero Electric Photon You can pair your Two Wheeler Insurance Plans up with a few best-suited add-on covers designed for your Hero Electric Photon. Personal Accident Cover for Occupants This add-on covers the co-passenger along with the driver of the two-wheeler. Zero depreciation cover The zero depreciation cover includes the maintenance charges and hardware repairing and replacement charges. Benefits of Bharti AXA Two Wheeler Insurance for Your Hero Electric Photon You can easily get your Two Wheeler Insurance for your Hero Electric Photon by paying an annual premium to Bharti AXA and with its assurance of 24*7 AXA assistance worldwide, you can easily get in touch with the insurance company and settle your issues. Bharti AXA have a whopping 101 branches spread all over India that provide useful discounts along with their insurance plans and add-on covers. They are: No-Claim Bonus (NCB) –This is a reward for good driving skills, where, for every claim free year, you can achieve up to 50% NCB discount on insurance renewal with validity up to 5 years. Installing Security Devices –Get a 2.5% discount on Your OD premium by installing safety devices and anti-theft devices on your two-Wheeler for enhanced protection. AAI Membership-AAI membership helps you secure a concession of Own Damage premium. So, go ahead and grab your Hero Electric Photon Two Wheeler Insurance from Bharti AXA today and explore the world with complete peace of mind! Frequently Asked Questions (FAQs) We've picked commonly-asked questions specially for you. But you can breathe easy as we're right here to help you with your queries. Can I pay Two-wheeler insurance premium in instalments? As per section VB64 of Insurance Act, 1938 no risk can be resumed unless premium is received in advance. Hence, full vehicle insurance premium needs to be collected before the start of policy. Is it possible to opt for an add-on without a policy? Senior citizens are also covered, with maximum entry age restricted to 85 years. For buying a policy covering people above 60 years of age kindly contact our representative at 080- 49010200. MORE FAQs Explore Our Products Car Two Wheeler Travel Health Bharti AXA Advantages We've raised the bar in being your Two wheeler's ideal insurance companion 27+ MILLION POLICIES ISSUED 101 BRANCHES ACROSS INDIA 4500+ CASHLESS GARAGE 24/7 CLAIM ASISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Related Posts Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.