Be Safe with Bharti AXA Two-Wheeler Insurance for Bajaj Pulsar 135 LS

Bajaj Pulsar 135 LS is one of the top-selling models in the bike category. With its classy styling and unmatched performance, it has wowed the Biker community as no other Two-Wheeler has. It is available in four colours – chrome black, laser black, dyno-red and nuclear blue. The laser edged graphics with premium new paint, color-coded alloy wheel decals and gunmetal engine colour make it a sheer beauty to own. It is a fuel efficient Bike. It has a front disc brake to facilitate rider to start and stop on busy roads with ease.

Bajaj Pulsar 135 LS gives you a sense of utmost sophistication and comfort. When you go to buy Bajaj Pulsar 135 LS, it is most likely that the dealer will advise you to buy a Two-Wheeler Insurance Plan, because driving any vehicle on Indian road without Insurance is a punishable offense as per Motor Vehicle Act. But you should not invest in a Policy without thorough research.

What Bharti AXA offers for Bajaj Pulsar 135 LS Two-Wheeler Insurance?

An Insurance policy for Bajaj Pulsar 135 LS saves you from financial and legal losses in case of unexpected events such as accident, theft, vandalism, flood, earthquake, injuries, death and Third-Party claims.

Comprehensive Two-Wheeler Insurance Policies are the ones which offer a complete cover. This means that it covers against losses due to bike accidents, man-made disasters and natural calamities. It pays for repairs in case of accidental damages; provides personal accident cover; and compensates for Third-Party property damages, injuries, and death.

Third-Party Liability Cover is another type of Insurance Policy for Bajaj Pulsar 135 LS. It safeguards you from Third-Party Litigations. This is the bare minimum mandatory Insurance cover that every Two-Wheeler owner in India has to take. However, it does not encompass other benefits available in a comprehensive package.

What is Validity Period?

The Two-Wheeler Insurance for Bajaj Pulsar 135 LS is usually valid for one year. Ideally, you should renew the policy a few days before it lapses. Or else, your vehicle gets exposed to all risks during the period it is not covered. Moreover, after the grace period for renewal is over, you will have to get a new Policy issued - which means going through the entire process again and paying more Premium.

Which Factors Influence Insurance Premium?

The premium on Bajaj Pulsar 135 LS Insurance plans depends on multiple factors listed below:

• Insured Declared Value (IDV)
• Make and model of the Vehicle
• Engine Capacity (Cubic Capacity): 0-150 CC, 150-350 CC, 350 CC and above
• City of Purchase and Registration: Zone A (Bangalore, Ahmadabad, Delhi, Chennai, Kolkata, Pune, Mumbai, Hyderabad) and Zone B (remaining cities)
• Type of Cover: Third-Party or Comprehensive Insurance Plan
• Add-On Cover: Various riders such as pillion cover, zero depreciation, no claim bonus, roadside assistance, uninsured rider cover, etc. These covers usually vary from one company to another. They help you to tailor the Insurance plan to your specific requirements.

How to Save Money on Premium?

You can follow these tips to save on Bajaj Pulsar 135 LS Insurance premium:

• Install an anti-theft device
• Talk with the executives before you buy online Bajaj Pulsar 135 LS Insurance plans as they can give you proper guidance on the Insurance Plan.
• Buy from well-known Insurance companies which have a strong track record concerning Policy issuance and claim settlement so you can avail a better deal.

Recommended Bharti AXA Add-On Covers for Bajaj Pulsar 135 LS

Add-On Covers offer all round protection for your Bajaj Pulsar 135 LS. This covers your bike from additional liabilities such as

• Personal Accident Cover for Rider and Pillion

The plan also has a Personal Accident Cover which protects the rider and pillion (passenger) in case of injures, temporary or permanent disability or death.

• Zero Depreciation Cover

In a typical Insurance Policy, the bike owner has to bear the depreciation component when it comes to replacement of spare parts. This Add-On Cover bears the depreciation costs as well.

Benefits of Bharti AXA Two-Wheeler Insurance for Your Bajaj Pulsar 135 LS

Bharti AXA offers an array of Two-Wheeler Insurance Policies at prices that will not hit your pocket. It also has an extensive network of cashless garages across the country and an online portal to buy Bajaj Pulsar 135 LS Insurance instantly.

You can also transfer the Two-Wheeler Insurance plan to the new owner if you are planning to sell your bike. You can even transfer the existing Insurance of your Bike to Bharti AXA to enjoy all benefits. However, it is advisable to check with the company before buying any Insurance to understand the formalities involved. If you have any further doubts or queries about Insurance, you can contact the 24X7 Customer Support Centre of Bharti Axa.