LML Adreno Fx

Hey! We got an affordable quote for your LML Adreno Fx Check estimated premium below. Insuring your two-wheeler with us is so simple, isn’t it?

LML Adreno Fx

109cc

Estimated Premium 1349^* per year

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* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

LML Adreno Fx is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great riding dynamics.

The LML Adreno Fx is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the LML Adreno Fx delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the LML Adreno Fx provides a great riding experience. This LML Adreno Fx is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your LML Adreno Fx stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Two Wheeler Insurance

Your bike has been your buddy through all your journeys. Similarly, we’ll be your bike’s ideal insurance companion in protecting it all times. Here’s how we do it.

4.2 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying insurance online, a breeze.

101 Branches across India

When we make you a promise to have you covered, we work to live up to it. That’s why we have spread our presence all across the nation so that you can easily find your nearest branch. We just want to be there for you at all times.

4500+ Cashless repairers of BAGI

You don’t have to wait for reimbursement by us. Get your vehicle repaired at any of our cashless garages. We will directly pay the repair expenses to the garage while you only have to pay the excess towards depreciation of replaced vehicle parts.

24/7 Claim Assistance

We understand that you’re already stressed when the need for filing a claim arises. But you can still stay calm as we’ve made our claim process a cake-walk. Our team of dedicated claim handlers work round-the-clock to ensure your claim is settled.

Types of Two-Wheeler Insurance

The coverage you opt for does impact your quotes. Moreover, choosing a suitable coverage helps you to make the most of your financial protection.

Third-Party Liability Coverage

This Two-Wheeler Insurance policy safeguards you only against third party litigations. This is the least mandatory insurance amount that every Two-Wheeler owner in India has to buy. However, do note that it does not offer cover to you or your vehicle. So, if something happens to you or your vehicle, there is zero coverage in this plan.
The base premium for third-party liability insurance depends on the cubic capacity of the Two-Wheeler engine. The Insurance Regulatory & Development Authority of India (IRDA) revises the rates for base premium every year.
As per the recent guideline by Insurance Regulatory and Development Authority of India, insurer are directed to offer five year Third-Party Liability for new Two-Wheelers. Hence, the policy for a new Two-Wheeler vehicle will cover the TP premium for 5 Years
As of 16th June 2019, the third-party insurance premium rates are as mentioned below :

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)	TP Premium for New Vehicle (5 Years Policy)
Less than 75 cc	Rs. 482	Rs. 1,045
Above 75 cc but less than 150 cc	Rs. 752	Rs. 3,285
More than 150 cc but less than 350 cc	Rs. 1,193	Rs. 5,453
More than 350 cc	Rs. 2,323	Rs. 13,034

Note: There is compensation up to Rs1 lakh for third-party property damage for a Two-Wheeler. If there is a case of injuries/death, it will be taken into the court tribunal.

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Comprehensive Insurance

This type of insurance plans covers damage to vehicles and property, injuries and medical expenses of all parties – self as well as third parties involved in an accident. It offers 360-degree coverage. Hence, it is always advisable to take a comprehensive insurance plan.
Note: Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs. 750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs. 15 lacs in case of:

Type of Injury Compensation Level

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

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Shop Online The Easy way

You have several options to buy scooter/bike insurance. You can request an insurance advisor to visit your home/office, you can visit the branch of the insurance company,or you can buy online. If you are purchasing online car insurance, it can be done in a few simple steps.

Step

Choose ‘buy’ or ‘renew’ option under Two-Wheeler Insurance on the company website.

Step

Enter yourvehicle and personal details in the online form.

Step

Select add-on covers as you need and discounts as applicable. This willgive you the final premium amount.

Step

Fill in complete details. Check the summary. Make the payment.

Step

The policy will be delivered instantly in PDF form in your email.

Note:Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Two Wheeler Insurance Policy

As the name suggests, add-on covers provide extra coverage to your vehicle beyond the standard policy. Basically, it fortifies your scooter/bike insurance policy further. The add-on covers can be purchased at a little extra premium. However, it is an expense worth incurring. You can also take these add-on covers while purchasing Two-Wheeler Insurance online.

Here is an add-on cover available on scooter/bike insurance:

Zero Depreciation cover

Every vehicle goes through wear and tear, so does your Two-Wheeler vehicle. This is called depreciation. Whenever you seek a claim for incurring expenses of repaired or replaced parts, the insurance provider takes the depreciation into consideration. However, with zero depreciation cover, you can avoid paying depreciation. This add-on can save you depreciation on repair or replacement expenses of scooter/bike parts made of glass, fibre, plastic and rubber.

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Frequently Asked Questions (FAQs)

Here are some of the most commonly-asked questions answered so that you can purchase the car insurance policy worry free. If you need more information on car insurance policy, claims, quotes or on add-on covers, you can always contact us here. Our executives will be glad to assist you.

Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

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