USA

Widely known as the Land of Liberty. America has drawn a huge number of people by its nation’s prosperity, liberal policies and democracy. It attracts many who are in search of a better lifestyle. Given that America has developed into a nation of diversity from landscapes to culture, and cuisine.

The United States of America is a wonderful place to visit given the number of attractions across the eastern and western coasts. From Rocky Mountains and scenic beauty to cosmopolitan metropolitan cities, America has a little of everything for everyone.

So on your next trip there, plan out a little in advance and ensure that you participate in loads of things. Make memories and take back experiences.

If you are visiting USA for the first time, refer to USA Travel Guide & USA Visa Guide for a safe & comfortable journey.

Things To Do

• Fly an aerobatic plane
• Camping
• Heli-ski
• BASE jump off Perrine Bridge
• Mountain Climbing
• Cannoneer through Moab
• Experience zero gravity

Be Sure To Visit

• Statue of Liberty
• Grand Canyon
• Disney World - Florida
• Universal Studios
• Times Square
• Niagara Falls
• Yellowstone National Park
• Las Vegas
• iHop (food)
• Denny’s (food)
• Olive Garden (food)

Get Quote

Policy Name:

Smart Traveller Insurance Policy (Individuals and Families)

UIN:

IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14

• Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
  • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
• Personal Accident
  • Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.
• Daily Allowance In Case Of hospitalization
  • Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
• Loss Of Passport And Documents
  • Travel insurance covers loss/theft of passport and documents.
• Legal Expenses
  • All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
• Trip Cancellation And/ Or Interruption
  • Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
• Emergency Accommodation
  • Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
• Hijack Distress Allowance
  • In case if there is hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.
• Home Fire Insurance (Contents)
  • Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

• Cosmetic Surgery
  • Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
• Self-inflicted Injury/Harm
  • Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
• Participation In Warfare
  • Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
• Performing Professional And Risky Sports
  • Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
• Non-Allopathic Treatment
  • Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
• Medical Expenses Due To Unproven Treatment: 
  • You will not receive any coverage for expenses with respect to unproven or experimental treatment.
• Illegal Activity 
  • Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
• Limitations In Medical Expenditure 
  • Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
• Treatment That Could Be Delayed Until Return
  • No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.

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09th Jun,2020

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01st Jan,2020

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27th Dec,2019

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27th Dec,2019