Sri Lanka

Travel Insurance For Sri Lanka

Sri Lanka is one of the most scenic island countries in the world. The heritage and varied wildlife of Sri Lanka has been one of the major factors of drawing a lot of tourists to the country. The have wonderful sand beaches and other heritage structures make it perfect for sightseeing. One of the other reasons people travel to Sri Lanka is the tranquil and quietness of the place.

Adventure sports is big in Sri Lanka. A lot of people make the travel to participate in various water sports. From culture to sports, wildlife to trekking and hiking, Sri Lanka is a place that will refresh you by giving you the perfect break for the mundane life we generally live.

Sri Lanka is the pinnacle of greenery and should be in the list of top 10 places to visit. When on your trip there, be open to trying the various kind of teas that they have. Sri Lanka is one of the biggest producers of tea and have a lot of different tea varieties on offer.

If you are visiting Sri Lanka for the first time, refer to Sri Lanka Travel Guide & Sri Lanka Visa Guide for a safe & comfortable journey.

 

Things To Do

  • Climb Adam’s Peak
  • Explore ancient Anuradhapura
  • Go diving around Pigeon Island
  • Hiking in the Knuckles Range
  • Surf on Hikkaduwa
  • Catamaran Sailing trips across Mirissa, Bentota, Passikudah and Trincomalee
  • Scuba diving
  • Kite surfing

Be Sure To Visit

  • Udawalawe National Park
  • Visit Sigiriya
  • Koneswaram Temple
  • Visit to Galle Fort
  • Ceylon Tea Museum
  • Dambulla Cave Temples

 

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Policy Name:

Smart Traveller Insurance Policy (Individuals and Families)

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UIN:

IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14

Policy Wording

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Buying a travel insurance plan with Bharti AXA does have its benefits.

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Planning an international trip? Buy travel insurance policy online.It just takes a few minutes to get the right protection durintravel.
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AXA Worldwide, a global leader in insurance takes care of you 24/7 when you are travelling.This just ensures a happy trip.
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No health check-up for up to 70 years

That’s true! No more stressing over getting a medical test for anyone in your family, within the age of 70 years.
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Plans to meet your needs

Depending on the country that you are travelling to, we have schenge and non-Schengen travel insurance plans to fit your requirements.

Policy's Coverage

What Is Covered?

  • Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
    • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
  • Personal Accident
    • Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.
  • Daily Allowance In Case Of hospitalization
    • Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
  • Loss Of Passport And Documents
    • Travel insurance covers loss/theft of passport and documents.
  • Legal Expenses
    • All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
  • Trip Cancellation And/ Or Interruption
    • Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
  • Emergency Accommodation
    • Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
  • Hijack Distress Allowance
    • In case if there is hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.
  • Home Fire Insurance (Contents)
    • Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

What is not covered?

  • Cosmetic Surgery
    • Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
  • Self-inflicted Injury/Harm
    • Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
  • Participation In Warfare
    • Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
  • Performing Professional And Risky Sports
    • Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
  • Non-Allopathic Treatment
    • Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
  • Medical Expenses Due To Unproven Treatment: 
    • You will not receive any coverage for expenses with respect to unproven or experimental treatment.
  • Illegal Activity 
    • Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
  • Limitations In Medical Expenditure 
    • Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
  • Treatment That Could Be Delayed Until Return
    • No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.