South Africa

South Africa is a treat to all wild life lovers. This land is a great introduction to many jewels of the continent. Travellers can find typical African scenery here in the form of huge deserts, peculiar flora and fauna, golden savannah, etc.

If you visit South Africa, make sure you check out the Transfrontier Park that has some of the luxury resorts and lodges. Right from shark dives, mountain ranges, water rafting, and golden beaches, there is so much for you to explore in South Africa.

Not to forget Cape Town’s and Durban’s cultures and mouth-watering cuisine. Johannesburg, which happens to be the birthplace of Nelson Mandela, who helped spread democracy in the country.

Things To Do

• Cage Dive with Great White Sharks
• Visit wildlife sanctuaries
• Walking safari
• Watch the sun sink slowly

Be Sure To Visit

• Kruger National Park, Mpumalanga and Limpopo Provinces
• Cape Town, Western Cape
• Kgalagadi (Kalahari) Transfrontier Park, Northern Cape
• Stellenbosch, Western Cape
• The Drakensberg, KwaZulu-Natal
• The Garden Route
• iSimangaliso Wetland Park, KwaZulu-Natal
• Robben Island, Western Cape

Get Quote

Policy Name:

Smart Traveller Insurance Policy (Individuals and Families)

UIN:

IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14

#TravelInsurance

09th Jun,2020

#TravelInsurance

01st Jan,2020

#TravelInsurance

27th Dec,2019

#TravelInsurance

27th Dec,2019

• Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
  • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
• Personal Accident
  • Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.
• Daily Allowance In Case Of hospitalization
  • Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
• Loss Of Passport And Documents
  • Travel insurance covers loss/theft of passport and documents.
• Legal Expenses
  • All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
• Trip Cancellation And/ Or Interruption
  • Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
• Emergency Accommodation
  • Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
• Hijack Distress Allowance
  • In case if there is hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.
• Home Fire Insurance (Contents)
  • Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

• Cosmetic Surgery
  • Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
• Self-inflicted Injury/Harm
  • Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
• Participation In Warfare
  • Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
• Performing Professional And Risky Sports
  • Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
• Non-Allopathic Treatment
  • Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
• Medical Expenses Due To Unproven Treatment: 
  • You will not receive any coverage for expenses with respect to unproven or experimental treatment.
• Illegal Activity 
  • Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
• Limitations In Medical Expenditure 
  • Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
• Treatment That Could Be Delayed Until Return
  • No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.