Mexico

Travel Insurance For Mexico

Enjoy the sun, sand and sky in the land of Mexico. Revel in your trip amid the coasts, volcanoes, and jungles. Tickle your taste buds with spicy and delicious Mexican cuisine. When in Mexico, join the locals who celebrate life, food and music each day.

Travellers should make sure to carry airy clothes as the temperatures can really soar especially during the day. However, northern Mexico is mountainous and so the weather here is chilly.

Mexico is also home to large artisanal markets that supply and sell artwork, textiles and more. Take a trip to the colonial city of Puebla as it sits near the snow-capped Popocatépetl volcano.

If you are visiting Mexico for the first time, refer to Mexico Visa Guide for your ease of booking.

 

Things To Do

  • Eat Tacos and Mexican cuisine
  • Party all night in Cancun
  • Climb Popocatépetl
  • Visit art galleries and world-class museums
  • Dive off Cozumel
  • Greet the dawn at Tulum
  • Shop for silver in Taxco

Be Sure To Visit

  • Cancún and the Mayan Riviera
  • Puerto Vallarta
  • Cabo San Lucas and the Los Cabos Corridor
  • Copper Canyon: Mexico's Grand Canyon
  • Mexico City's Historic Center
  • Chichén Itzá: The Mayan Metropolis
  • Guanajuato
  • Ixtapa and Zihuatanejo
  • The Ancient Fortress of Tulum

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Policy Name:

Smart Traveller Insurance Policy (Individuals and Families)

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UIN:

IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14

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Plans to meet your needs

Depending on the country that you are travelling to, we have schenge and non-Schengen travel insurance plans to fit your requirements.

Policy's Coverage

What Is Covered?

  • Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
    • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
  • Personal Accident
    • Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.
  • Daily Allowance In Case Of hospitalization
    • Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
  • Loss Of Passport And Documents
    • Travel insurance covers loss/theft of passport and documents.
  • Legal Expenses
    • All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
  • Trip Cancellation And/ Or Interruption
    • Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
  • Emergency Accommodation
    • Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
  • Hijack Distress Allowance
    • In case if there is hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.
  • Home Fire Insurance (Contents)
    • Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

What is not covered?

  • Cosmetic Surgery
    • Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
  • Self-inflicted Injury/Harm
    • Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
  • Participation In Warfare
    • Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
  • Performing Professional And Risky Sports
    • Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
  • Non-Allopathic Treatment
    • Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
  • Medical Expenses Due To Unproven Treatment: 
    • You will not receive any coverage for expenses with respect to unproven or experimental treatment.
  • Illegal Activity 
    • Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
  • Limitations In Medical Expenditure 
    • Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
  • Treatment That Could Be Delayed Until Return
    • No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.