Hong Kong

Travel Insurance For Hong Kong

Hong Kong is one of the two Special Administrative Regions (SAR) of China. Get ready to be hooked on this incredible city in China called as Hong Kong. You may be visiting the place for the first time or perhaps you’re already a seasoned traveller. This city has beautiful stories to tell and memories that you can capture and cherish forever.

Hong Kong is known for its vibrancy that goes on from funky art galleries, unique museums, adventure parks, and adventure sports. The irresistible and flavourful foods will leave you wanting for more. The enduring culture of its ‘East meets West’ is what creates buzz about the city. The Chinese festivals, family-run restaurants, and cultural art of this ever-changing city leaves a long-lasting impression on travellers.

If you are visiting Hong Kong for the first time, refer to Hong Kong Travel Guide & Hong Kong Visa Guide for a safe & comfortable journey.

 

Things To Do

  • Horse racing
  • 3D museum
  • Visit traditional heritage sites
  • Enjoy at theme parks
  • Festival and events
  • Ride the Star Ferry
  • Shopping
  • Visit historical temples
  • Enjoy dim sum feast
  • Sailing
  • Hiking and Camping
  • Gambling

 

Be Sure To Visit

  • Repulse Bay
  • Lantau Island
  • Victoria Harbor
  • Disneyland Park
  • Victoria’s Peak
  • Man Mo Temple
  • Peak Tram
  • Chi Lin Nunnery

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Insure Your Overseas Trip with Bharti AXA 

Travelling Overseas? Get the Bharti AXA Advantage

Buying a travel insurance plan with Bharti AXA does have its benefits.

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Instant policy

Planning an international trip? Buy travel insurance policy online.It just takes a few minutes to get the right protection durintravel.
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24x7 worldwide AXA assistance

AXA Worldwide, a global leader in insurance takes care of you 24/7 when you are travelling.This just ensures a happy trip.
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No health check-up for up to 70 years

That’s true! No more stressing over getting a medical test for anyone in your family, within the age of 70 years.
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Plans to meet your needs

Depending on the country that you are travelling to, we have schenge and non-Schengen travel insurance plans to fit your requirements.

Policy's Coverage

What Is Covered?

  • Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
    • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
  • Personal Accident
    • Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.
  • Daily Allowance In Case Of hospitalization
    • Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
  • Loss Of Passport And Documents
    • Travel insurance covers loss/theft of passport and documents.
  • Legal Expenses
    • All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
  • Trip Cancellation And/ Or Interruption
    • Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of Sum Insured, on the trip being cancelled or interrupted due to medical problems of insured/Insured person’s family member, personal employment problems or natural disasters.
  • Emergency Accommodation
    • Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
  • Hijack Distress Allowance
    • In case if there is hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.
  • Home Fire Insurance (Contents)
    • Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

What is not covered?

  • Cosmetic Surgery
    • Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
  • Self-inflicted Injury/Harm
    • Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
  • Participation In Warfare
    • Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
  • Performing Professional And Risky Sports
    • Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
  • Non-Allopathic Treatment
    • Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
  • Medical Expenses Due To Unproven Treatment: 
    • You will not receive any coverage for expenses with respect to unproven or experimental treatment.
  • Illegal Activity 
    • Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
  • Limitations In Medical Expenditure 
    • Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
  • Treatment That Could Be Delayed Until Return
    • No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.

Policy Name:

Smart Traveller Insurance Policy (Individuals and Families)

Download policy brochure

UIN:

IRDA/NL-HLT/BAXAGI/P-T/V.I/222/13-14

Policy Wording