Schengen Products Plans

 

Individual/Family Travel Insurance Policy - Schengen Products - Benefits Comparison

Section Coverage Smart Traveller - Schengen Silver Smart Traveller - Schengen Gold Smart Traveller - Schengen Platinum Deductibles
I Medical Expenses (incl. repatriation & Emergency Medical Evacuation) € 30,000 € 50,000 € 100,000 € 50
II Dental Treatment Expenses € 500 € 500 € 500 € 50
III Personal Accident € 10,000 € 15,000 € 20,000 Nil
IV Accidental Death and Dismemberment - Common Carrier € 2,500 € 2,500 € 2,500 Nil
V Daily Allowance in case of Hospitalisation  No Cover € 25 per day for 7 days € 25 per day for 7 days First 2days
VI Compassionate Visit Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days.
Reimbursement of return fare of the Insured to visit the native place in the unfortunate event of the immediate family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents
 Nil
VII Loss of Passport and documents € 350 € 350 € 350 € 25
VIII Total loss of checked baggage € 500 € 500 € 1000 Nil
IX Delay of checked baggage € 100 € 100 € 100 6 hrs
X Trip Delay No Cover € 50 € 50 6 hrs
XI Trip Cancellation and Interruption No Cover € 500 € 500 Nil
XII Missed Connection No Cover € 250 € 250 Nil
XIII Personal Liability € 50,000 € 100,000 € 100,000 Nil
XIV Hijack Distress Allowance No Cover € 75 € 75 12 hours
XV Home Fire Insurance – Contents (in INR) No Cover No Cover Rs. 100000 Nil
XVI Home Burglary Insurance – Contents (in INR) No Cover No Cover Rs. 100000 Nil