Annual Multi Trip Products

 

Individual/Family Travel Insurance Policy - Annual Multi Trip Products - Benefits Comparison

Section Particulars of Benefit Smart Traveller -Multi trip Silver Smart Traveller -Multi trip Gold Smart Traveller -Multi trip Platinum Deductible
I Medical Expenses (incl. repatriation & Emergency Medical Evacuation) US$ 100000 US$ 250000 US$ 500000 US$ 50
I Dental Treatment Expenses US$ 500 US$ 500 US$ 1000 US$ 50
III Personal Accident US$ 20000 US$ 25000 US$ 40000 Nil
IV Accidental Death and Dismemberment - Common Carrier US$ 2500 US$ 2500 US$ 5000 Nil
V Daily Allowance in case of Hospitalisation  US$ 25 per day for 7 days US$ 25 per day for 7 days US$ 50 per day for 10 days 2 days
VI Compassionate Visit Round trip and stay expenses of the immediate family member to visit the Insured if he/she is hospitalized for more than 7 consecutive days.
Reimbursement of return fare of the Insured to visit the native place in the unfortunate event of the immediate family member being hospitalized for more than 7 consecutive days in India or in the event of death of spouse, dependent children or parents
 Nil
VII Loss of Passport and documents US$ 350 US$ 350 US$ 350 US$ 25
VIII Total loss of checked baggage US$ 1000 US$ 1250 US$ 2000 Nil
IX Delay of checked baggage US$ 100 US$ 100 US$ 150 6 hours
X Trip Delay US$ 50 US$ 50 US$ 75 6 hours
XI Trip Cancellation and Interruption US$ 500 US$ 500 US$ 1000 Nil
XII Missed Connection US$ 250 US$ 300 US$ 750 Nil
XIII Personal Liability US$ 100000 US$ 200000 US$ 300000 Nil
XV Hijack Distress Allowance US$ 75 US$ 75 US$ 200 12 hours
XVI Home Fire Insurance – Contents (in INR) Rs. 100000 Rs. 200000 Rs. 500000 Nil
XVII Home Burglary Insurance – Contents (in INR) Rs. 100000 Rs. 200000 Rs. 500000 Nil
XVIII Loss of Deposit or cancellation - Hotel and Airline No Cover US$ 250 US$ 1000 Nil
XIX Overbooked Flight No Cover US$ 250 US$ 1000 Nil
XX Bail Bond No Cover US$ 2500 US$ 5000 Nil
XXI Legal expenses No Cover US$ 100 US$ 400 Nil
XXII Pet Care No Cover US$ 100 US$ 400 Nil
XXIII Emergency accommodation No Cover US$ 250 US$ 1000 Nil