Travel Guide to New Zealand

About New Zealand

New Zealand is located on the southeast of the Australian Continent. It consists of two large islands (primary inhabited land), both dotted by the volcanoes and glaciers. Many of the natural sights in New Zealand have been pictured as the mythical Middle Earth in Peter Jackson’s "Lord of the Rings" films.

Places to Visit in New Zealand

There are many places you can visit in New Zealand, most of these are natural sights including volcanoes, lakes, fiords and glaciers. Some of the prominent locations are as follows:

  • Abel Tasman National Park
  • Tongariro National Park
  • Waitomo Caves
  • Fiordland National Park
  • Fox Glaciers
  • Mount Cook National Park
  • Sky Tower

How to Reach

Flights are available from major Indian international airports across the country. The in-flight time to reach New Zealand is about 15 hrs. with most flights taking at least one stop. The flights from India can get you directly to Auckland, Christchurch, Queenstown or Wellington airports.

Travelling in New Zealand

There are multiple modes you can adopt for exploring New Zealand, including the popular self-driving cars or bikes. However, you can also take intercity flights for quicker travel to different cities across New Zealand. You can also take a ferry for commuting between the north and south islands.

Best time to Visit

Most of the destinations in New Zealand are open all year-round as the climate remains almost temperate throughout the year. The northern part of New Zealand enjoys a subtropical climate. However, as you head south and in alpine areas temperatures may drop to -10OC in winters.

You can also plan your travel as per the activities you are interested in, for example in summers you can enjoy the best of water-sports, kayaking and surfing while in winters skiing takes the prominence.

Best events around New Zealand you wouldn’t want to miss are:

  • World of Wearable Art, Wellington (September-October every year)
  • Lake Taupo Cycle Challenge, North Island (November)
  • Warbirds over Wanaka, Resort Town of Wanaka (March, April)
  • WOMAD (World of Music, Arts and Dance), New Plymouth in Taranaki (March,April)
  • Hawke's Bay Food and Wine Classic (FAWC), Hawke’s Bay (November)

What to Pack?

Again, depending on the place(s) you are visiting, the season of the year and the activities you are indulging in, your packing list may include a lot of things. However, most expert travelers suggest that you should only pack the essentials (given below), and avoid packing materials specific for your planned activities in New Zealand or to the climate of New Zealand. For example, adventure gear, woolen gloves and shocks, etc.

What you should pack:

  • 5-7 Pairs underwear
  • 2-3 Tank tops or t-shirts
  • 1-2 Long sleeve shirts
  • 3 Pair pants or skirts
  • 5 Pairs of socks
  • 1 Rain jacket
  • 1 Pair solid hiking sandals or walking shoes
  • 1 Pair nicer shoes
  • 1 Light scarf
  • 1 Daypack
  • 1 Swimming Suit
  • 1 Pack Towel

Also, get a travel insurance covering the entire group and trip. It is a must pack for any foreign and domestic trip to survive any emergencies, including theft and loss of documents or cash.

Top Delicacies

New Zealand is full of surprises, and unique delicacies, some of the must try the food on your New Zealand trip are:

  • Seafood (Mussels, Oyesters, Whitebaite, Scallops, etc.)
  • Wolrd famous New Zealand Roasted Lamb
  • Maori Hangi (Underground oven used for Maori style cooking)
  • Sweets and Candies (Orange chocolate balls, Pavlova, Fish and Pineapple Chocolate, etc.)
  • Cheese and Wine at Hawke’s Bay

Shopping List Essentials

Few of the must have unques of New Zealand:

  • Zade Necklace
  • Whittaker’s Chocolate
  • Merino Wool
  • Charm Bracelet
  • New Zealand Wine & Craft Beer
  • The ‘One Ring’ (referenced from the mythical ‘Lord of the Rings’)

Healthcare Centers

You can expect some of the best healthcare in New Zealand at the most affordable prices, in case you report sick on your trip. You can go to General Practitioners (GPs) for common medical advice and in case of emergency

However, it is advised that you buy a travel insurance before coming to the country. Travel insurance is very helpful in any kind of emergencies, whether medical or non-medical at every step of your trip. Emergency number to call on your cell phone or any other calling device available is 111 for any kind of emergency.

Your insurer may also provide you with a list of networked hospitals in New Zealand where you may enjoy the cashless treatment.

Basics of Local Communication

English is the primary language for New Zealanders. The accent may differ a bit which you may start to catchup pretty quickly upon landing in New Zealand. Another language spoken mostly by the native locals is Maori.

Some common Maori translations:

English Maori
Hello Hiha
Good morning Pai te ata
My name is… Ko toku ingoa
Where is…/ Kei hea
Yes Ae
No No
Please Koa
Sorry Aroha Mai
How much us this? he nui tenei

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What kinds of medical coverage’s are provided??

The following medical expenses are covered: 

  • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.

What is a deductible?

“Deductible”means a cost-sharing requirement under this policy, that provides that the insurer will not be liable for a specified rupee amount or percentage of claim amount or number of days or number of hours, as specified in the policy schedule and which will apply before any benefits are payable by the insurer. A deductible does not reduce the sum insured and is applicable per event, upto the specified limits mentioned.

What Is Not Covered Under the Travel Insurance Plan?

  • Medical Expenses (inclusive of Repatriation and Emergency Medical Evacuation), Daily Allowance in case of hospitalization, Compassionate Visit benefits, the following will not be payable for Any pre-existing condition, Routine examinations, Expenses for rest or recuperation at spa/ health resort/ sanatorium, Pregnancy (including childbirth, miscarriage, abortion or related complications ) or treatment relating to the removal of physical flaws or anomalies (cosmetic treatment or plastic surgery).
  • Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad.
  • Suicide, attempted or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of drugs, or any loss arising, directly or indirectly, from any injury, illness, death, loss, expense, or other liability attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation thereof however caused.
  • Treatment which could be reasonably delayed until the Insured’s return to India, which will be decided jointly by the treating Physician and the Emergency Assistance Service Provider and shall be in accordance with accepted standards of medical care.
  • The Insured taking part in naval, military or air force operations; war and nuclear perils.
  • Insured engaging in air travel unless he or she flies as a Fare Paying passenger in an aircraft licensed to carry passengers.
  • Participation of the Insured in winter sports, mountaineering and such other professional sports or any other hazardous or potentially dangerous sport for which the Insured members are adequately trained, physically fit and using proper equipment. and that too only if specifically agreed and mentioned in the policy schedule.
  • Hazardous occupation, or if engaged in any criminal or illegal act.
  • Medical Expenses in respect of Experimental, investigational or unproven treatments or treatments which are not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness for which confinement is required at a Hospital. Any Illness or treatment which is a result or a consequence of undergoing such experimental or unproven treatment.
  • Naturopathy treatment.
  • Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
  • Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose us to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, United States of America & India

You can avail the Travel Insurance online and enjoy the benefits offered by ICICI Lombard General Insurance (Bharti AXA General Insurance*)

What Is Covered Under Travel Insurance?

Loss of passport and documents:

Reimbursement of actual expenses incurred in connection with obtaining a duplicate or fresh passport or reasonable cost of replacing/obtaining the stolen documents/ tickets if the passport belonging to the Insured / Insured Person be lost

Home Fire Insurance Contents & Home Burglary Insurance (contents):

Cover against any loss or damage of the Contents at Home of the Insured in India caused by Fire and Allied perils or through burglary and/or housebreaking while the Insured is on a trip abroad.

Hijack Distress Allowance

Payment of distress allowance in case of hijack of a common carrier for more than certain number of hours whilst on the trip. You can easily avail the allowance by filing a claim online through Travel Insurance cover online process.

Medical Expensesinclusive of Repartration  and Emergency Medical Evacuation

If you are sick or injured during the journey, your medical expenses can prove to be costly. In such cases,  Travel Insurance cover greatly helps. The insurance company also offers a cashless settlement with the network hospitals or you can also opt for the reimbursement process within 30 days of hospitalization.

Legal Expenses

Payment of legal costs and expenses incurred by the Insured towards claims from third Parties for compensation in respect of death or disablement arising due to an injury whilst on a trip abroad.

Personal Accident

Payment of compensation if the Insured sustains accidental bodily injury during a trip resulting in death or Permanent Total Disablement or Permanent Partial Disablement within 12 months of occurrence of such injury.

Trip Cancellation/Or Interruption

Payment towards the non-refundable prepaid payments incurred on the trip being cancelled and additional cost of transportation in case of Interruption: due to medical problems, personal employment problems or natural disasters or other listed reason in policy wordings.

Trip Delay

 Reimbursement of additional expenses if trip is delayed beyond a period, due to airline problems, medical problems, personal employment problems or natural disasters.

 Daily Allowance in case of Hospitalisation

 Payment of daily allowance for the days the Insured is hospitalised beyond a specified number of days, as mentioned in the Policy Schedule, for which a valid claim is admissible under the Policy whilst on a trip abroad.Emergency Accommodation

 Payment of compensation for the additional cost of emergency accommodation if the Insured/ Insured Person could not stay in the accommodation originally booked due to ­fire& flood, earthquake, storm, hurricane, explosion, outbreak of major infectious diseases.

Why do I need Travel insurance?

During a trip there are chances of unfortunate events such as loss of checked in baggage, medical emergency, loss of passport that can spoil your international trip, be it business or leisure. Travel insurance can protect you from such events ensuring that you are left stuck in foreign land.