Travel Guide To Croatia

Travel Guide To Croatia

Indian Embassy in Croatia

Embassy of India

Bijenik ul. 152, 10000

Zagreb, Croatia

Tel: +385 1 4873 239

Visa Process for Indians

Indian nationals travelling to Croatia need to have a valid Visa. As a foreign citizen, you can enter Croatia and stay for 90 days, within 180 days after visa issuance. You will need to carry your passport at the time of entering the country.

Your passport should have been issued less than ten years ago and should have an expiry date, which is at least three months after your intended departure from Croatia. Along with your passport, you can also carry the following documents to establish proof of identity:

  • Voter ID issued by the Indian Government
  • Emergency certificate issued by the Indian Embassy in Croatia

About Croatia

The island-speckled coastline of Croatia is indisputably its main attraction. The pristine waters set against dazzling white pebbly beaches, and sparkle with jewel-like intensity. You can easily find full stretches of beaches in varying shades of sapphire and emerald.

Then there are beaches with long sandy and shingly stretches – perfect for lazing around and devouring your favourite novels. You can even indulge in several water-based activities such as snorkelling, kayaking, diving, windsurfing and sailing.

Top Places to Visit in Croatia

There are several popular places that you can visit in Croatia, and every one of them has a unique vibe.


The old town of Dubrovnik and its beauty never fails to overwhelm tourists, whether first-time visitors or seasoned ones. The city’s limestone streets and ornate buildings overlooking the shimmering Adriatic Sea are enough to woo you away.

Hvar Island

Have Island’s hub; the Hvar Town is a significant tourist attraction in the country. The Town features 13th-century walls surrounding the baroque ornamented Gothic palaces and marble streets. Tourists on the island love to explore the sights on the curvy stone streets, run off to the nearby Pakleni Islands and party hard.


At Istria, the Adriatic meets continental Croatia. This heart-shaped, 3600-sq-km peninsula region features a bucolic interior of fertile plains and rolling hills, offering a delectable food culture.

How to Reach Croatia

The easiest way to reach Croatia from India is by air. There are several prominent airports in the country, including the Zagreb Airport, Dubrovnik Airport, Split Airport, and Pula Airport. From India, there are several direct flights to Croatia, from reputable airlines including Lufthansa, Jet Airways, Air India, Air France, British Airways, Etihad, Turkish Airlines, and Qatar Airways. While there are no direct flights between the two countries, you can opt for a one-stop or two-stop trip.

Best Time to Visit

Most tourists head off to Croatia in between July and August. However, the best time to visit Croatia is between June and September when there is lesser number of tourists, the weather is sunny and warm, and prices are more affordable. Not to mention the sea waters surrounding the country, which are surprisingly more tepid in September than July.

Things to Pack

There are three distinctive climates in Croatia – Mediterranean, mountain climate and a continental island climate. Therefore, you would have to pack light clothes if you are visiting the country during the summer. You may also pack a windbreaker jacket, leggings and a pair of long pants and shorts.

Also, don’t forget to pack the following essentials –

  • swimsuits and cover-ups
  • water shoes
  • sunglasses
  • microfiber towel
  • sandals
  • walking shoes
  • waterproof phone bag
  • adapters and converters (Croatia works on 220V, 50 Hz frequency, you can find both type C & F plugs here)

Top Delicacies

Croatia has many lip-smacking delicacies that you should try while visiting the place:


Peka is essentially a recipe wherein you place any meat, seafood, and veggies on to a tray, add salt and spices and then cover it with bell-like lid. The tray is placed in a fireplace, together with the lid and then embers are placed on top. Once half cooked, the meat is turned and rubbed with honey, cognac and some Mediterranean herbs, and then served with a bread baked.


Originally from Slovenia, this variant of pastry is filled with sour cream and cottage cheese and is prepared either by boiling in water or baked in an oven. You can also try different variations of this traditional recipe (such as with truffles, cheese or blueberries).

Black Risotto

Crni Rizot or black risotto is essentially a squid risotto, wherein the squid ink is used to colour the rice. Along with the squids, the risotto also contains clams, mussels, and other shellfish.


Rakija is a form of local spirit produced from grapes (its called Loza). However, there are different flavours of rakija, such as travarica (herb brandy), orahovaca (walnut brandy), medica (honey brandy), mirta (myrtle brandy), visnja (chery brandy), and rogac (carob brandy).

Shopping List Essentials

In Croatia, Cartisan olive oils are some of the most excellent quality produced in the world. You can also shop for some original souvenirs, unique clothes, accessories, bags and jewellery here. In Croatia, you must take some time to explore the supermarkets of Konzum, Lidl, Plodine, Kaufland, and Spar.

Top Indian Restaurants in Croatia

  • Incredible IndiaLocation:  Thamel Marga, Kathmandu 44600

Location - Croatia, Vetranićeva ul. 6, 20000, Dubrovnik, Croatia

Contact: +385 20 312 743

  • Royal India

Location: Ul. Ivana Tkalčića 26, 10000, Zagreb, Croatia

Contact: +385 1 4680 965

Healthcare Centers

While travelling in Croatia, you must know of the major healthcare centres in Croatia, where you can avail immediate medical attention in case of an emergency. Here are some of the foremost hospitals in the country that you can contact when in need:

Clinical Hospital Firule

Location: Spinčićeva 1, HR 21 000 Split

Contact: Tel: + 385 (21) 556 111

Email -

Website -


Rijeka Clinical Hospital Centre - Rijeka Site

Location - Krešimirova 42

Phone: +385 51 658 111



Rijeka Clinical Hospital Centre - Sušak Site

Location - Tome Strižića 3

Phone: +385 51 407 111



Moreover, tourists are advised to purchase a travel insurance policy before visiting Croatia. A travel insurance policy will not only help you look for and reach out to the best hospitals in the country but also avail the best possible treatment without worrying much about the treatment expenses.


While Croatia is part of the EU (European Union), it still doesn’t use Euro their primary currency. Instead, the common currency in Croatia is Kuna. Moreover, you can pay for many things such as accommodation, restaurants, gasoline and pay-tolls on Croatian roads.

Basis of Local Communication

The country’s s most popular language is Croatian, with almost 95% of the population being Croatian native speakers. The country also has other minority languages such as Latin, Serbian, Italian, and Czech. Here a few commonly known terms in English and their Croatian transliterations.




Good Morning


Dobro jutro


My Name is…


Moje ime je…

Where is…?

Gdje je…?









How Much is This for?

Koliko je ovo?

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What kinds of medical coverage’s are provided??

The following medical expenses are covered: 

  • Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.

What is a deductible?

“Deductible”means a cost-sharing requirement under this policy, that provides that the insurer will not be liable for a specified rupee amount or percentage of claim amount or number of days or number of hours, as specified in the policy schedule and which will apply before any benefits are payable by the insurer. A deductible does not reduce the sum insured and is applicable per event, upto the specified limits mentioned.

What Is Not Covered Under the Travel Insurance Plan?

  • Medical Expenses (inclusive of Repatriation and Emergency Medical Evacuation), Daily Allowance in case of hospitalization, Compassionate Visit benefits, the following will not be payable for Any pre-existing condition, Routine examinations, Expenses for rest or recuperation at spa/ health resort/ sanatorium, Pregnancy (including childbirth, miscarriage, abortion or related complications ) or treatment relating to the removal of physical flaws or anomalies (cosmetic treatment or plastic surgery).
  • Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad.
  • Suicide, attempted or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness or the abuse of drugs, or any loss arising, directly or indirectly, from any injury, illness, death, loss, expense, or other liability attributable to HIV and/or any HIV related illness including AIDS and/or any mutant derivative or variation thereof however caused.
  • Treatment which could be reasonably delayed until the Insured’s return to India, which will be decided jointly by the treating Physician and the Emergency Assistance Service Provider and shall be in accordance with accepted standards of medical care.
  • The Insured taking part in naval, military or air force operations; war and nuclear perils.
  • Insured engaging in air travel unless he or she flies as a Fare Paying passenger in an aircraft licensed to carry passengers.
  • Participation of the Insured in winter sports, mountaineering and such other professional sports or any other hazardous or potentially dangerous sport for which the Insured members are adequately trained, physically fit and using proper equipment. and that too only if specifically agreed and mentioned in the policy schedule.
  • Hazardous occupation, or if engaged in any criminal or illegal act.
  • Medical Expenses in respect of Experimental, investigational or unproven treatments or treatments which are not consistent with or incidental to the diagnosis and treatment of the positive existence or presence of any Illness for which confinement is required at a Hospital. Any Illness or treatment which is a result or a consequence of undergoing such experimental or unproven treatment.
  • Naturopathy treatment.
  • Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
  • Under no circumstances shall this insurance contract be deemed to provide cover and no liability be incurred to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose us to any sanction, prohibition, or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, United States of America & India

You can avail the Travel Insurance online and enjoy the benefits offered by ICICI Lombard General Insurance (Bharti AXA General Insurance*)

What Is Covered Under Travel Insurance?

Loss of passport and documents:

Reimbursement of actual expenses incurred in connection with obtaining a duplicate or fresh passport or reasonable cost of replacing/obtaining the stolen documents/ tickets if the passport belonging to the Insured / Insured Person be lost

Home Fire Insurance Contents & Home Burglary Insurance (contents):

Cover against any loss or damage of the Contents at Home of the Insured in India caused by Fire and Allied perils or through burglary and/or housebreaking while the Insured is on a trip abroad.

Hijack Distress Allowance

Payment of distress allowance in case of hijack of a common carrier for more than certain number of hours whilst on the trip. You can easily avail the allowance by filing a claim online through Travel Insurance cover online process.

Medical Expensesinclusive of Repartration  and Emergency Medical Evacuation

If you are sick or injured during the journey, your medical expenses can prove to be costly. In such cases,  Travel Insurance cover greatly helps. The insurance company also offers a cashless settlement with the network hospitals or you can also opt for the reimbursement process within 30 days of hospitalization.

Legal Expenses

Payment of legal costs and expenses incurred by the Insured towards claims from third Parties for compensation in respect of death or disablement arising due to an injury whilst on a trip abroad.

Personal Accident

Payment of compensation if the Insured sustains accidental bodily injury during a trip resulting in death or Permanent Total Disablement or Permanent Partial Disablement within 12 months of occurrence of such injury.

Trip Cancellation/Or Interruption

Payment towards the non-refundable prepaid payments incurred on the trip being cancelled and additional cost of transportation in case of Interruption: due to medical problems, personal employment problems or natural disasters or other listed reason in policy wordings.

Trip Delay

 Reimbursement of additional expenses if trip is delayed beyond a period, due to airline problems, medical problems, personal employment problems or natural disasters.

 Daily Allowance in case of Hospitalisation

 Payment of daily allowance for the days the Insured is hospitalised beyond a specified number of days, as mentioned in the Policy Schedule, for which a valid claim is admissible under the Policy whilst on a trip abroad.Emergency Accommodation

 Payment of compensation for the additional cost of emergency accommodation if the Insured/ Insured Person could not stay in the accommodation originally booked due to ­fire& flood, earthquake, storm, hurricane, explosion, outbreak of major infectious diseases.

Why do I need Travel insurance?

During a trip there are chances of unfortunate events such as loss of checked in baggage, medical emergency, loss of passport that can spoil your international trip, be it business or leisure. Travel insurance can protect you from such events ensuring that you are left stuck in foreign land.

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