Bharti AXA's Smart Group Personal Accident Insurance Policy

Bharti AXA General Insurance Smart Group Personal Accident Policy provides financial protection to your family in the unfortunate event of an accident to you. Please refer to “Coverage details” below for more detailed information on the benefits available under the Policy.

Sl.No	Coverage	Coverage Details	Sum Insured
1	Accidental Death only	Accidental Death	Rs. 50000
2(i)	Permanent Total Disablement(PTD)	Irrecoverable loss of- sight of both eyes, or of the actual loss by physical separation of two entire hands or two entire feet, or of one entire hand and one entire foot, or of such loss of sight of one eye and such loss of one entire hand or one entire foot.	Rs. 50000
2(ii)		Irrecoverable loss of use of two hands or two feet, or of one hand and one foot, or of such loss of sight of one eye and such loss of use of one hand or one foot.	Rs. 50000
3(i)	Permanent Partial Disablement (PPD)	Total and Irrecoverable loss -the sight of one eye, or of the actual loss by physical separation of one entire hand or of one entire foot.	Rs. 25000
3(ii)		Total and Irrecoverable loss of Use of a hand or a foot without physical separation.	Rs. 25000

POINTS TO NOTE

• "Accident" means a sudden, unforeseen and unexpected physical event beyond the control of the Insured/Insured Person resulting death or bodily injury, caused by external, visible and violent means.
• "Bodily Injury" means any accidental physical bodily harm solely and directly caused by external, violent and visible means which is verified and certified by a Physician but does not include any sickness or disease.
• Premium amount (Including Service Tax)- Rs.50.
• Maximum number of policies that can be bought by one Individual : 2

CLAIMS/QUERY

In case of any claim, please send all the required documents to the following address.

AMSL GPA Claims Processing Center

Bharti AXA General Insurance Company Ltd.

1st Floor, Ferns Icon, Survey No.:28, Doddanekkundi, Bangalore - 560037

For any query or registering a claim, please call our at 24 hour call center 1800 – 103 -2292 (Toll Free).

DOCUMENTATION

Standard documents: ID Proof of insured (Aadhar card/Voter ID/Ration card/Driving license), ID Proof of Nominee (Aadhaar card/Voter ID/Ration card/Driving license), Bank account details (cancelled cheque of the account where the claim needs to be paid).

Death claim: FIR, Post mortem report.

PPD/PTD claim: Discharge Summary from Hospital, where treatment was taken after accident, Policy reports if any. Disability certificate from District Medical Board (wherever felt necessary).