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Maruti Suzuki Gypsy

Maruti Suzuki Gypsy Insurance

Hey! We got an affordable quote for your Maruti Suzuki Gypsy Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Maruti Suzuki Gypsy
Maruti Suzuki Gypsy
Estimated Premium 13472* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Maruti Suzuki Gypsy is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Maruti Suzuki Gypsy is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Maruti Suzuki Gypsy delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Maruti Suzuki Gypsy provides a great driving experience. This Maruti Suzuki Gypsy is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Maruti Suzuki Gypsy stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3700+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

This is the minimum and compulsory Four-Wheeler Insurance cover that you need to take as per the motor law in India. This type of insurance policy provides coverage with respect to property damages, injuries, disability or death of third parties such as pedestrians as well as drivers and occupants of other vehicles. However, this type of insurance protects the interest of only third parties, not yours.

Third-Party Liability Plan:

Inclusions

  • Compensation for bodily injury to third parties due to an accident caused by your car.
  • Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
  • Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

  • Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As per the recent guideline by Insurance Regulatory and Development Authority of India, all insurers are directed to offer three year Third-Party Liability for new four-wheeler vehicles. Hence, the policy for a new Four-Wheeler vehicle will cover the TP premium for 3 Years

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity TP Premium for Renewal of existing vehicle (Annual)* TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc Rs. 1,850 Rs. 5,286
Above 1,000cc but less than 1,500cc Rs. 2,863 Rs. 9,534
More than 1,500cc Rs. 7,890 Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

 
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Comprehensive Cover

This insurance policy provides protection to you, your car and third parties against all possible risks. It covers natural calamities such as floods, earthquakes, landslides and storms, and also manmade disasters such as thefts, riots and strikes. Given the all-around coverage that comprehensive covers offers under one umbrella, this type of Four-Wheeler Insurance policy is ideally recommended for all cars.

*Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs.750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs15 lacs in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%
 
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Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

01

Select ‘buy’ or ‘renew’ option under car insurance.

Step

02

Enter a vehicle and personal details.

Step

03

Choose Add-On Covers  and discounts, if applicable to arrive at the final premium amount.

Step

04

Add complete details. Check the summary. Make the payment.

Step

05

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

A Motor Car Insurance policy covers losses and damages to your car as well as third-party cover. However, if you want to provide additional protection to your car, then Add-On Covers are recommended. They are optional, and you can avail them by paying a little extra over the base premium. But, they are worth every penny. These Add-On Covers are also availableon Online Car Insurance policy.

Here is a list of various Add-On Covers :
Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Just in case you get stranded in the middle of the road due to a car breakdown, you can fetch help with just one call at any time of the day or night. Roadside assistance cover includes towing service, repairs, changing flat tyres and emergency fuel refuelling.

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital. 

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

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