Non-Executive Independent Director7087902Ms. Uma Ajay Relan is a Non-Executive Independent Director in the Company since 10th February 2015. Ms. Relan is Bachelor of Commerce and Bachelor of Law (General). Ms. Relan specialises in Consumer Credit and spent much of her career with Citigroup working in multiple geographies, various banking disciplines and diverse product groups. She worked in Dubai for 6 years as head of credit for the Gulf region where she successfully launched the first credit card portfolio in UAE. The bulk of her career has been with Citigroup’s consumer business where she was the principal architect of the growth story in several markets across the globe. She has the distinction of being a Level 1 Senior Credit Officer (the most senior credit designation in Citibank) for both commercial and retail lending.