Non-Executive DirectorMs. Garance Wattez Richard is a Non-Executive Director of the Company, since May 2019. She has been associated with the AXA group since 2007. She has completed her MBA Programme from INSEAD and also holds a BA in Finance & Management, Honours. Garance has also been a Board Member of MicroEnsure, the leading emerging customers mobile solutions expert and BAOBAB (formerly MicroCred), a leading African micro-finance institution. She has been a guest speaker at leading institutions such as INSEAD, Hong Kong Univ., Sciences Po.