Claim

Claim

Products

Car Insurance
Two-Wheeler Insurance
Travel Insurance
Health Insurance
Motor Third Party Liability
Commercial Vehicle
Commercial Lines Insurance
Bharti AXA SME Package
Home Insurance
Pradhan Mantri Fasal Bima Yojana(PMFBY)
Arogya Sanjeevani
List of products
List of withdrawn Products

Car Insurance

Comprehensive Car Insurance
New Car Insurance Policy
IDV in Car insurance
No Claim Bonus in Car Insurance
Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance
IDV in Bike Insurance
No Claim Bonus in Bike Insurance
Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage
Benefits of Travel Insurance
Travel Health Insurance
Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre

Blog
Infographics
Videos
Travel Guide
Visa Guide
Road Trip
Insurance Glossary
Health & Fitness Guide
Food & Cuisine Guide
RTO Guide
Driving License Guide
Car Manufacturer
Two-Wheeler Manufacturer
Travel Destination

Bharti AXA & YOU

About Us
Careers
Contact Us
Cashless Garages
Cashless Hospitals
Branch Locator
Grievances
Investor Relation Information

Resources

Public Disclosure
Knowledge Centre
Download Center
Media Center
Consumer Education
Electronic Insurance Account
Update IRCTC Nominee
Unclaimed Amount
Sitemap
Notice Of General Meetings
Service Parameters
Suspended Agents
Whistleblower policy
Become A Partner

About Group

AXA Group
Bharti Enterprises
Bharti AXA Life Insurance
Download My Airtel App

Legal

Privacy Policy
Terms of Use
Fraud Risk Management Policy
Equal Opportunity Policy

A claim is a formal request made by an insurance policyholder for compensation for a covered loss event. The insurer would then validate the claim as per the policy terms and conditions, and make payments to the insured or to a third party on behalf of the insured once the claim is approved. In case of parametric insurance, a claim can be triggered automatically if a pre-set condition is fulfilled. For example, a parametric insurance against flight delays may pay out if the flight is delayed by at least a set period even without the insured filing a claim.

 

Once honoured, an insurance claim indemnifies the policyholder against financial loss. The most common insurance claims are about the cost of medical services and goods, physical damage and other liability arising from accidents involving automobiles, property damage and liability for homeowners, landlords or renters, and the loss of life.

 

In most cases involving property and motor insurance, the premium rates offered to the policyholder go up after a claim is honoured. In case of motor insurance, some insurers may not increase the premium rates if a third-party is found at fault for the damage involved.

 

Based on the expected impact on the premium rates, a policyholder can choose to not file small claims. For example, in case of motor insurance even a small claim would result in loss of no claim bonus – therefore, an claim that is lower than the benefit from no claim bonus may not filed by a policyholder.

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Car Insurance
Ride worry-free, with Bharti AXA two wheeler insurance plan. 
Two Wheeler Insurance
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Health Insurance
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Travel Insurance
Bharti AXA Home Insurance
Bharti AXA Home Insurance
Bharti AXA SME Package Insurance
Bharti AXA SME Package Insurance
Bharti AXA Commercial Lines Insurance
Bharti AXA Commercial Lines Insurance
Bharti AXA Commercial Vehicles Insurance
Bharti AXA Commercial Vehicles Insurance
Bharti AXA Motor Third Party Insurance - Commercial
Bharti AXA Motor Third Party Insurance - Commercial
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Renew your Bharti AXA car insurance to enjoy your non-stop drive.
Bharti AXA Car Insurance
Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.
Bharti AXA Two Wheeler Insurance
Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.
Bharti AXA Health Insurance
Register Claim
Track Claim
BLOGS
FAQS
About Bharti AXA
Branch Locator
Cashless Garages
Cashless Hospitals
Careers
Contact Us
Become A Partner
Become A Partner
Bharti AXA Advantages
We've raised the bar in being your Car's ideal insurance companion

24/7 Claim Assistance

Bharti

3.5 Million Issues cleared

Bharti

4500+ Cashless Garages in India

Bharti

136 Branches Across India

Bharti
Explore Our Products
Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Travel
Health
Two-wheeler
Car