Accidental Death

Accidental Death

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An accidental death is an unnatural death resulting from an accident. The accident could be a slip and fall, a traffic collision, accidental poisoning or accidental drowning among others. Such a death resulting from external causes is distinct from death by natural causes i.e. disease and from intentional homicide and suicide. Insurance policies like Personal Accident Cover have a accidental death benefit which is paid out to a nominee in the event of accidental death of the insured person. For purposes of insurance, it must be proven that the death resulted solely from an accidental injury visible on the skin or disclosed by an autopsy, or from an infection resulting from an accidental injury not more than 30 days older.

 

While intentional homicides are usually classified as murder, if a person is responsible for an accidental death through negligence – they could still be charged with manslaughter or homicide not amounting to murder. They could also face a civil liability for wrongful death.

 

India witnessed as many as 1.47 lakh deaths in road accidents in 2017. To put it in perspective, that is equal to the population of Shillong. In 2015, India signed Brasilia declration and committed to reducing road accidents and accidental deaths by half. Towards this, the Government of India has introduced harsher punishments for traffic rules violations and made implementation of certain safety features in motor vehicles mandatory.

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Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
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