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Individual and Family Travel Insurance Cover

Individual and Family Travel Insurance Cover

If you are planning a foreign trip with your family, then make sure you are covered by a good Family Travel Insurance. There are several countries like UK, Greece, Germany & France among others, where Travel Insurance is mandatory. Again, if you are traveling to Schengen countries, the Visa will be only provided if you have a valid Travel Insurance Policy. Different insurance policies have different coverage and benefits. Before buying the Insurance Policy, it is very important to consider the coverage offered.

Online Family Travel Insurance Policy

Bharti AXA offers Individual and Family Travel Insurance policies. The company has a presence in more than 130 countries which can help you when you are abroad on a vacation with family.

What Is Covered Under Individual and Family Travel Insurance?

Loss of Essentials

It does not matter whether your baggage is stolen or misplaced at the airport, you will get appropriate compensation for your loss. The insurance company will also offer compensation for the theft/loss of identification, passport, money, and other important documents.

Home Insurance in India

If any incident like fire accident, housebreaking, burglary, etc. happened at your home in India when you are traveling abroad, the insurer would cover the loss. All you need to do is, intimate the insurer as soon as possible.

Hijack Distress Allowance

If the flight in which you are traveling is hijacked for a few hours, you will receive an allowance for the unfortunate distress during the journey. You can easily avail the allowance by filing a claim online through Travel Insurance cover online process.

Medical Expenses

If you are sick or injured during the journey, your medical expenses can prove to be costly. In such cases, the Individual Family Travel Insurance cover greatly helps. The insurance company also offers a cashless settlement with the network hospitals or you can also opt for the reimbursement process within 30 days of hospitalization.

Legal Expenses

If you are involved with any legal issues associated with any Third-Party the insurance company will help bear the expenses incurred.

Personal Accident

In case, there is any death or physical disablement of the insured travelers in an accident; the Insurance Company will offer a pre-fixed amount to the registered nominee. However, incident needs to be reported to the Emergency Service Provider within a stipulated time.

Trip Cancellation/Delay

If your flight is delayed or cancelled, and you have booked tickets for a connecting flight, the insurer will reimburse you for the extra expenses occurred due to this inconvenience. If you have got the Family Travel Insurance, the company will pay you for the entire expense associated with the family members.

Daily Cash Allowance

If you are hospitalized in a foreign country and have a Travel Insurance Policy, you will receive a daily cash allowance from the insurer for a specific number of days as mentioned in the policy document.

Emergency Accommodation

If you are trapped because of a natural disaster such as earthquake, flood, heavy rain, and unable to stay in the original accommodation, the insurer will pay you for the emergency accommodation. Thanks to the Individual and Family Travel Insurance Policy in your hand, you can choose the accommodation as per your convenience.

What Is Not Covered Under the Travel Insurance Plan?
  • Medical expenses associated with cosmetic surgery. If a treatment can be delayed until return to India, there will be no coverage for the expenses.
  • No coverage for alcoholism, suicide, and depression related issues. No daily allowance for specific pre-existing health conditions.
  • If you are involved with air force, military or naval operations in the foreign country, no coverage will be provided for any losses incurred for such involvement.
  • No coverage for expenses for experimental treatment. Medical expenses do not include non-allopathic treatment like Homeopathic, Yogic, Unani, and Ayurvedic Treatments.
  • No cover for loss or damage because of risky sports likes mountaineering, unless it is specified in the policy

You can avail the Travel Insurance online and enjoy the benefits offered by Bharti AXA.

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