Two Wheeler Insurance for Honda Activa 12526 Oct 2017
- What Bharti AXA offers for Honda Activa 125 Two-Wheeler Insurance?
- Recommended Bharti AXA Add-On Covers for Honda Activa 125
- Benefits of Bharti AXA Two-Wheeler Insurance for Your Honda Activa 125
Enjoy a Secure Ride with Bharti AXA Two-Wheeler Insurance for Honda Activa 125
Honda Activa 125 is one of the first 125 automatic scooters from Honda and in the country. This new robust model based on the very popular Activa is created in line with providing a combination of performance, comfort, agility, and efficiency in the highly competitive scooters market. Honda Activa 125 is set to appeal to the younger consumer, more so to people looking for speed and power in the scooter segment. Honda has gone all out to attract the motorcycle consumers by giving full features such as a metal body with sturdy five-spoke alloy wheels. A digital meter accompanied with tubeless tyres and a maintenance-free battery makes it an attractive bet to buy. Honda installs its Combined Braking System for quick reaction and control during braking. Honda has devised a new technology called HET (Honda Eco Technology) as a standard setting which is expected to give high efficiencies without compromise on performance. To safeguard against risks, it is advisable to take an Insurance Policy for Honda Activa 125. In fact, as soon as you buy this vehicle, obtaining a suitable Two-Wheeler Insurance Plan should be your number one priority.
What Bharti AXA offers for Honda Activa 125 Two-Wheeler Insurance?
There are two types of Honda Activa 125 Insurance Plans that will give you financial protection. While fixing on a plan, you can either look at Third-Party Liability Cover or Comprehensive Insurance Plan.
Third-Party Liability Cover
This Insurance plan takes care of injuries caused to any Third-Party or Property Damage. This is an essential Insurance Plan for Honda Activa 125 and is considered mainly to fulfill the mandatory clause by Law. Insurance Regulatory & Development Authority of India (IRDA) revises the rates each year for this Plan. As for April 1, 2017, prices are as follows –
|Engine Capacity||Premium Rate|
|Less than 75 cc||Rs 569|
|Between 75 cc and 150 cc||Rs 720|
|Between 150 cc and 350 cc||Rs 970|
|More than 350 cc||Rs 1,114|
These base Premiums are dependent on the cubic capacity of the Two-Wheeler engine. However, this is no way gives you the benefit of being Insured against Own Damage. The limitation with such Insurance is that it pays for damages to Third-Party only and that too up to a limit of Rs 1lakh only.
Comprehensive Insurance Plan
This is a Two-Wheeler Insurance Plan that will provide for injuries to you and your expensive Honda Activa 125 and also against any Third-Party Liabilities. You can opt for this when looking for financial protection from losses due to thefts, accidents, and even natural disasters.
Honda Activa 125 Comprehensive Insurance Plan consists of Own Damage (OD) Premium and Third-Party Premium. The OD premium is a component decided by various factors such as the model make and year of manufacture, geographical location, and engine capacity.
In both the Third-Party Liability and Comprehensive Plans there is a required component of Personal Accident Cover for the Owner-Driver, in which, for a premium of Rs 50, a Sum Assured of Rs 1lakh is available.
Recommended Bharti AXA Add-On Covers for Honda Activa 125
There are Add-On Covers such as Personal Accident Cover for occupants and Zero Depreciation Cover for Two-Wheeler Insurance for Honda Activa 125. The Personal Accident cover insures against full or partial disability of the Co-Passenger. The Zero Deprecation Cover helps you claim depreciation on the repair and replacement of parts made of plastic, fiber, rubber, and glass.
Benefits of Bharti AXA Two-Wheeler Insurance for Your Honda Activa 125
Bharti Axa is a reliable Brand with a portfolio of millions of Policies. It continuously endeavors to provide new and innovative services to aid the customers. The company operates pan India enabled with 24X7 Claim Assistance to allow quick Claim Settlement. It has tie-ups with garages across the country for cashless service and repair in case of accidents. It provides Honda Activa 125 Insurance through Online channels as well. You can just enter your personal and vehicle details and make payment online. Your Policy will be sent to you in an electronic form.
When the decision is about Honda Activa 125 Insurance , you should consider only the most suitable Two-Wheeler Insurance Policy from Bharti AXA.
With proper care and Insurance, you can make a sensible choice of not only owning but also driving the vehicle of your choice with peace of mind.
Frequently Asked Questions (FAQs)
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