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General Home Insurance Faq

Why do I need Home insurance?

You have always cherished to make your dream house. Saved every penny, worked hard, and planned harder - all towards a dream of a perfect abode to gift yourself and your family. To secure your dream, you need to secure your home and its content with insurance against fire, external conditions, robbery, etc. To protect your house against risks against unforeseen disasters you need home insurance.

What are the benefits of buying Bharti AXA Home Insurance Policy?

Bharti AXA SmartPlan Householder's Package Policy is a smart alternative to tackle all problems related to your home and ensure disaster free living. You get cover for your home and its contents at a reasonable premium as low as up to Rs. 300 per year. The policy covers structure and content of your home against fire, burglary and other perils.

You also get covered for appliances in the event of breakdown, fire and allied perils, etc., jewellery and valuables in the event of burglary, house breaking, waylaying, snatching, fire and allied perils. The policy also covers for loss of important documents like title deeds and passport. The policy covers loss or damage to building and household contents, liability towards third parties & workmen like domestic maid etc.

It also provides for compensation in respect of personal accident to family members. Newly purchased contents up to 10% of the sum insured and transit risk cover are offered as free additional cover with Bharti AXA Home Insurance Policy.

How can I buy a Bharti AXA Home Insurance Policy?

Please call our help desk at 1800-103-2292 (Toll free) for assistance. The various variants available offers flexibility to pick and choose and also have the coverage and sections as per individual requirements. SmartPlan Householder's Policy can be customized to suit individual householder's specific requirements.

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