Bharti AXA HEALTH INSURANCE Health Insurance Plans & Coverage for PMS & PDD Quick Highlights Suffering from Chronic Pre-Menstrual Symptoms and Premenstrual Dysphoric Disorder? What Bharti AXA offers for PMS and PDD? Benefits of Bharti AXA Health Insurance for PMS and PDD: Suffering from Chronic Pre-Menstrual Symptoms and Premenstrual Dysphoric Disorder? Give Yourself Complete Protection with Bharti AXA Health Insurance Plans While Pre-Menstrual Symptoms (PMS) and Premenstrual Dysphoric Disorder (PDD) are used interchangeably, there is a difference between the two. PMS refers to physical, emotional and behavioral symptoms occurring 1-2 weeks before menses whereas PDD is a more severe form of premenstrual syndrome. It is characterized by premenstrual mood disturbance mainly mood reactivity and irritability. PMS occurs in at least 50% of the menstruating women, PDD affects only 3-5% of them. PMS is the initial stage of PDD and has about 11 symptoms while PDD has about 4 to 5. The symptoms usually start when women are 7 or 10 days away from their cycle date. As PMS and PDD are major problems for women, it is important that they are covered by Health Insurance for PMS and PDD so that any problem that may occur out of it is covered as well. What Bharti AXA offers for PMS and PDD? Bharti AXA offers two flexible Health Insurance Plans for PMS and PDD. Depending upon your requirements you can choose from either of the two plans. Bharti AXA Smart Super Health Insurance Plan (SHIP) In this plan, you can claim for an amount ranging between Rs 5 lakhs to Rs 1 Crore. You also benefit of No claim bonus and that is compensated up to 100% of the sum assured to a patient. You get a free annual health checkup which covers almost every disease or ailment. Read on to know more features of the Smart Super Health Insurance Plan: Wide Coverage Options Ranging from INR 5 Lakhs to INR 1 Crore No Upper Limit Cap on Room Rent Pre- Hospitalization Expenses Covered for 60 days Post Hospitalization Expenses Covered for 90 days Restoration Sum Assured up to 100% of total sum. Maternity Benefits for Mother and Child No-Claim Bonuses up to 100% of total sum. Annual Health Check-ups. Organ Donor Expenses covered up to 100% of total sum. Flexible Option to choose Critical Illness Cover and Hospital Cash. Surface and Air Ambulance Charges Covered Bharti AXA Smart Health Insurance Plan This is one of the most affordable Insurance Policies offering a maximum coverage of 5 lakh rupees. On renewing the plan, you get discount of minimum 5% and maximum 20%. Read on to know more benefits of the Smart Health Insurance Plan: Built-In Critical Illness Cover Built-in Dreaded Disease Recuperation Benefit Hospital Cash Expenses Covered Hospital Patient Companion Expenses Covered Surface Ambulance Expenses Covered. Attractive No-Claim Bonus ranging from 5% to 25% discounts. Both the above polices offer several important benefits for patients suffering from PMS and PDD. You can choose either plan based on your needs and budgets. Benefits of Bharti AXA Health Insurance for PMS and PDD: In addition to the attractive features of Health Insurance Plans of Bharti AXA, there are also some important benefits that can help you. Here are some of them: Free Look Period and Grace Period: Bharti AXA allows a grace period of 30 days for renewing an expired Health Insurance Policy. For those purchasing a new policy, there is also a 15-day free-look period wherein you can go through and understand the policy documents and know what you are covered for. Life-long Renewals Guaranteed: Bharti AXA guarantees life-long renewals of the insurance policy for anyone who has purchased it in between the ages of 8 to 70. Also, there is no maximum age limit for the insured individuals. Portability: If you are continuously maintaining your policy with timely renewals, there’s an added advantage of migrating your existing health insurance plan from Bharti AXA at the time of renewal. Flexibility of Policy and Enhancement of Sum Insured: If you, as the insured party, have not made any claim during the plan period, you have the option of enhancing the sum insured when you renew the policy. Health Tips for PMS and PDD: Exercising, brisk walking, cycling, running and other physical activities can help alleviate mood and depression during PMS and PDD for women. Physical activities are also immediate energy boosters and will help you feel fresh during PMS and PDD. Swimming is recommended as one of the best physical activities by experts during PMS and PDD. Make sure that you have small meals at regular intervals throughout your day and avoid 2 or 3 big meals. This will help ease the symptoms of PMS and PDD and ensure that your body’s blood sugar levels are balanced. Any change in the blood sugar levels is known to trigger mood swings, irritability, crying and other reactions especially for patients suffering from PMS and PDD. Calcium supplements are known to be a good solution for depression. A daily diet that includes 500 mg of calcium consumed twice will significantly reduce depression levels in women. It will also help keep fatigue levels down. Substances like caffeine, alcohol and sugar adversely affect you during PMS and PDD. Staying away from caffeinated drinks for the duration of your period will ensure that your anxiety levels do not increase. Alcohol on the other hand acts as a depressant and is best avoided. Lastly, foods with high levels of Sugar lead to an imbalance in the blood sugar levels and trigger irritability and mood swings. Stress is another important trigger for PMS and PDD related symptoms. It considerably worsens them. Practicing yoga & meditation and being generally mindful of what you do during any given day. With so much more like cashless hospitalization, annual checkup and post hospitalization expense, you get peace of mind on buying the Health Insurance Plan from Bharti AXA. Frequently Asked Questions (FAQs) Our Experts answer some of the most commonly asked questions related health insurance. Go through our FAQ section to find your Answer My Employer Covers all medical bills for my family and me. Do i still need Health Insurance? Medical Covers Provided by Employer is available to you only as long as you are working with that company.Moreover sum insured under your employer's medical policy may not adequate for your needs Can parents be covered under my Health insurance policy? We cover self, spouse and two dependent children under the age of 21 years under one policy. MORE FAQs Why choose Bharati AXA Health Insurance With health insurance plane, financially secure yourself and your family at affordable premiums FLEXIBLE PLANESComprehensive Range of medical cover up to Rs 1 Cr TAX SAVINGSUp to Rs 55,000 Tax-saving under 80D CASHLESS CLAIMSClashless Hospitalization Across 4500+networks hospitals DEDICATED CLAIMS HANDLER Explore Our Products Car Two Wheeler Travel Health Critical Illness Personal Accident Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Related Posts Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.