Health Insurance Plans & Coverage for Eye and Vision Disorders25 Oct 2017
- How often should Eyes be examined for a good Eye Health?
- The need for Health Insurance Plan
- Bharti Axa’s Smart Health Insurance Plan
- Key Points of the Insurance
- Smart Health Insurance Coverage
- Other Benefits of eye Health Insurance
The human eye is one of the most important sensory organs. It requires professional and best in class care to have a healthy state of eyes. Eye health is what we should care for with increasing pollution and poor lifestyle. There are many eye related problems that need to be taken care of with better nutrients. People are taking to yoga and exercises for keeping eyes fit and free from any diseases. There is not one problem with the eye but several, and we need to ensure to protect them from any event that may cause trouble in the regular sight of a human being. With the number of eye diseases on the rise, it is prudent that one opts for a suitable Health Insurance for eye health. Since eyes are your windows to the world, you should not mind investing in the right insurance plan for the betterment of your eyes. Our eyes are our friends in the dark and the gateway to viewing the beauty around us. Without it, it is impossible to live a healthy life. Choosing the best Health Insurance plan can benefit you from the following factors.
How often should Eyes be examined for a good Eye Health?
The answer is simple; at regular intervals. Schedule eye examination once every two years if you do not have vision problem that is if you do not wear glasses. Get your eyes checked not only for any vision problem which could have developed but also for any other abnormalities. In case you wear glasses, it is advisable to get your eyes checked every year to ensure the power in your eyes is up to date; there is no increase in power at an abnormally higher rate and check for any eye disease. Get your eyes examined immediately if you face sudden vision problem which could also be an indication of other conditions like high blood pressure, diabetes.
The need for Health Insurance Plan
- Injury to the eyes: In case of an accident and injury to your eyes, you get full or partial coverage under the bestHealth Insurance. Bharti Axa GI is known for providing all age people with an essential eye Health Insurance policy so that this health condition, which is usually not paid much attention to, is taken care of.
- Eye diseases: Most of the eye diseases, from minor to major ones are given coverage in times of need through suitable plans from Bharti AXA GI.
- Discount in Eye Checkup: In some of the policies, eye checkups are also provided either free or at a discounted rate under certain terms and conditions. Whatever it is, we know how expensive eye checkup can be. With this facility, one ends up saving a lot!
Bharti Axa’s Smart Health Insurance Plan
This plan is suitable for a family. The policy will take care of the expenses that may incur pre-hospitalization, post-hospitalization and during hospitalization (please refer policy wording for these). Domicile treatment is also covered in this plan and has been proved to the best plan for eye health or any critical disease so far.
Key Points of the Insurance
- This Health Insurance plan not only protects you from your eye disease or vision problem but other major illnesses like cancer, stroke and heart failure. It is a multi-dimensional health policy that no one can miss.
- You also get cash allowance during your stay or your loved one’s stay in a network hospital tie-up with the Insurer
- The Claim is settled in lesser time and not more than 21 days after the claim application has been received.
- There are several plans under the same policy for the convenience of meeting every patient's unique needs and requirements.
Smart Health Insurance Coverage
Hold your breath and be ready to be surprised as under this plan, you can avail several benefits. They are as listed below.
- Hospital room rent is covered as per the Plan
- Domicile expenses up to 10% of Sum Insured
- Charges of physiotherapy during the time of hospitalization
- Critical illnesses cover inbuilt
- After four years only a pre-existing disease will be covered
Other Benefits of eye Health Insurance
Bonus: Renewal discount ranging from 5% to 25% is given in case of renewal with no claims; hence take care of your eyes to keep your premium pay-out low.
Sum assured: In case you are able to spend four consecutive years without any Claim, you get 1% of the sum of the cost of the Claim. This is an added advantage!
Your Health Insurance is your investment policy that helps you maintain a carefree life with no worries of expenses in case of any problem related to health including eye health. Health is wealth, and this phrase is so apt when it comes to enjoying life to its maximum. Everyone plans on saving for future, but no one prepares for the medical expenses which can skyrocket. This is the time you need to get Health Insurance.
Frequently Asked Questions (FAQs)
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