Cashless Health Insurance

Bid Goodbye to Myriad Hassles with Cashless Health Insurance

Have you ever been struck by a medical emergency and did not have the time or the energy to think about an easy way out? With all the complicated processes and the long queues, a more convenient way out seems like the need of the hour. This is why we, at Bharti AXA are introducing you to a whole new way of making the most out of your health insurance policy. With a wide array of hospitals being a part of our cashless network, you now have the chance to gain access to much more rapid and easy way of focusing on the health needs of your family members.

A Network of Cashless Hospitals to Choose From

Convenience and efficiency of health care services is one of the most important things that a country like India requires. This is the very reason why we have helped in the establishment of a vast network of cashless hospitals across the nation. As of now, there are over 4500 hospitals in this vast network, which means that you do not have to look far for finding an outlet that gives you access to a cashless mode of healthcare. You also have the ability to opt for cashless hospitalization through different types of health insurance policies, such as family health insurance, individual health insurance and more.

Learn the Details and Make the Most out of our Cashless Insurance Support

The hospitals and medical centers which are a part of our cashless network are those outlets which have tied up with us under the same vision of offering better and efficient health care services to customers. The means by which our cashless network of hospitals enables customers to access this form of convenience and efficiency involves the elimination of the need for you to settle the bill during any of your visits to these centers. One of the crucial elements of this tie-up is the direct involvement of the insurance company in settling your bills with the service providers themselves. You have the chance to avail the benefits of cashless hospitalization both in the case of planned hospitalization as well as emergency hospitalization.

Educate yourself about the Intricacies of Claim Rejection

Before opting for cashless hospitalization, it is a wise move to understand the various instances during which your claim might be rejected. Here are a few areas which can contribute to the rejection of cashless hospitalization for you:

• Delay in informing the insurance company about the hospitalization
• Insufficient information provided for a pre-existing ailment during the process of pre-authorization
• Insufficient personal information provided during pre-authorization
• Exhaustion of the sum insured by the chosen policy
• Lack of coverage for a particular illness by the chosen policy

A Guide to Prepare Yourself for Cashless Hospitalization

Other than merely acquainting yourself with the positives and the negatives of cashless hospitalization, it pays to learn about some of the procedural aspects that this form of healthcare offers. Here are some of the aspects that you need to remember before going to a medical center covered under the cashless hospital network:

• Make sure you carry photocopies of lab reports, medical bills and other important documents
• Ensure that you read the terms and conditions that can make you ineligible for cashless hospitalization
• Documentation charges, service charges, ambulance charges, visitor fees are not covered under cashless hospitalization