Frequently Asked Questions

Frequently Asked Questions

What are the benefits of having Personal Accident insurance policy?

The benefits include Accidental death, Permanent Total Disablement, Permanent Partial Disablement, Double Indemnity for Accidental Death or Permanent Total Disability while travelling as a passenger in a public conveyance and Hospital Daily Cash. Hospital cash and Double indemnity is covered only on Rs. 30 lacs sum insured plans.

What does Personal Accident policy cover me against?

Personal Accident policy covers you against physical loss, disablement or death arising out of an accidental bodily injury or major accident. It pays compensation for any accidental death or disablement occurring in any part of the world.

Who is covered under this policy?

This policy covers the insured in whose name the policy is taken. Each policy covers one earning member between the age of 18-65 years.

What is the policy period?

A policy is issued for a period of 12 months.