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Pradhan Mantri Fasal Bima Yojana
Our
Presence
Seasons
Bihar
We were a part of
Kharif
2019
2018
Rabi
2019
2018
Bihar state manager
Mr.Shantanu Das:9065533210
GUJRAT
We were a part of
Kharif
2019
2018
Rabi
2019
2018
Gujrat state manager
Mr. Amit Purohit:9925199365
Jharkhand
We were a part of
Kharif
2019
2018
Rabi
2019
2018
Jharkhand state manager
Mr. Rahul Kumar:7033687087
Karnataka
We were a part of
Kharif
2019
2017
Rabi
2018
2019
Karnataka state manager
Mr. Siju Jacob:9148881796
Maharashtra
We were a part of
Kharif
2019
2017
Rabi
2019
2018
Maharashtra state manager
Mr. Prashant Chopde:9158966612
Seasons
Kharif
- Maharashtra 2020
- Karnataka 2020
- Gujarat 2019
- Karnataka 2019
- Gujarat 2018
- Jharkhand 2018
- Bihar 2017
- Karnataka 2017
Rabi
- Gujarat 2019
- Karnataka 2019
- Maharashtra 2019
- Gujarat 2018-19
- Jharkhand 2018-19
- Maharashtra 2018-19
- Bihar 2017-18
PMFBY Dashboard
Season
- Kharif 2017-18
- Kharif 2017-18
- Rabi 2017-18
- Kharif 2018-19
- Kharif 2018-19
- Rabi 2018-19
- Rabi 2018-19
- Rabi 2018-19
- Kharif 2019-20
- Kharif 2019-20
- Rabi 2019-20
- Rabi 2019-20
- Rabi 2019-20
State
- Bihar
- Karnataka
- Bihar
- Gujarat
- Jharkhand
- Gujarat
- Maharashtra
- Jharkhand
- Gujarat
- Karnataka
- Maharashtra
- Karnataka
- Gujarat
Farmer Insured
- 2,42,498
- 1,27,163
- 5,83,013
- 2,43,894
- 1,84,369
- 17,438
- 5,55,973
- 6,302
- 2,69,248
- 2,67,360
- 1,88,466
- 1,25,888
- 32,241
Sum Insured(INR)
- 9,47,93,39,547
- 3,89,18,10,762
- 23,95,29,96,010
- 14,46,88,56,241
- 5,12,92,87,863
- 1,01,96,70,317
- 8,75,70,28,117
- 30,70,25,789
- 16,84,68,03,442
- 10,22,89,54,969
- 3,23,65,61,347
- 4,62,80,65,608
- 1,96,97,62,759
States and Districts we are present in
Districts
- Chhota Udepur
- Gir Somnath
- Dahod
- Jamnagar
- Mahisagar
- Vadodara
Districts
- Chhota Udepur
- Gir Somnath
- Dahod
- Jamnagar
- Mahisagar
- Vadodara
Districts
- Bokaro
- Latehar
- Dhanbad
- Ramgarh
- Koderma
- West Singhbhum
Districts
- Bokaro
- Latehar
- Dhanbad
- Ramgarh
- Koderma
- West Singhbhum
Districts
- Akola
- Pune
- Nagpur
- Sangli
- Parbhani
- Wardha
Districts
- Akola
- Pune
- Nagpur
- Sangli
- Parbhani
- Wardha
Districts
- Bellary
- Dharwad
- Chickmangluru
- Mysuru
- Uttarakanada
- Kodagu
Districts
- Bellary
- Dharwad
- Chickmangluru
- Mysuru
- Uttarakanada
- Kodagu
Districts
- Arval
- Bhagalpur
- Madhubani
- Saharsa
- Siwan
- Vaishali
- Muzaffarpur
- West Champaran
- Munger
- Nawada
- Sheikhpura
- Aurangabad
- Gaya
- Gopalganj
- Kishanganj
- Lakhisarai
- Katihar
- Jehanabad
- Madhepur
- Patna
- Rohtas
- Samastipur
- Saran
- Sitamarhi
Districts
- Arval
- Bhagalpur
- Madhubani
- Saharsa
- Siwan
- Vaishali
- Muzaffarpur
- West Champaran
- Munger
- Nawada
- Sheikhpura
- Aurangabad
- Gaya
- Gopalganj
- Kishanganj
- Lakhisarai
- Katihar
- Jehanabad
- Madhepur
- Patna
- Rohtas
- Samastipur
- Saran
- Sitamarhi
Source of Enrolment
CSC Centres
Nearest bank branch
Testimonials
Pradhan Mantri Fasal Bima Yojana which works on the theme of one nation-one scheme was launched in April, 2016 and has been opted for implementation in one or more season(s) by 27 States/ Union Territories till date, wherein the State’s decision to implement the scheme is done on the basis of their perception of risk to the crops they grow
Dr. Ashish Kumar Bhutani |IAS, CEO PMFBY
Under the Pradhan Mantri Fasal Bima Yojana, Gujarat State has strengthened their technological capabilities viz. satellite image processing, outsourced the weather data for various stakeholders and also customized the online portal for farmers enrollment under the scheme.
Shri Prakash Rabar |Joint Director of Agriculture, Gujarat
Under the PMFBY, we have adopted Gram Panchayat as a unit of insurance in Gujarat for major crops. We have also adopted mobile based application for
Crop Cutting Experiments (CCEs) monitoring, which is a crucial activity in determining the yield of the crops
Shri Bharat Modi |Director of Agriculture, Gujarat
I believe the PMFBY scheme serves as a cushion for us, for the times when we might face crop losses, by insuring us and taking away our financial risks.
Tarshibhai Bhandari |Farmer, Dhrol, Jamnagar (Gujarat)
I am associated with PMFBY scheme since 2017, and I ensure that my crops are insured every season. For Rabi 2018-19, I have insured Jowar crop. In my opinion, the scheme is really helping the farmers like me from the vagaries of the nature, by providing financial protection to us.
Deepak Ranshing |Farmer, Baramati, Pune (Maharashtra)
About PMFBY Scheme
Crop Coverage: All Food & Oilseeds crops, and Annual Commercial/Horticultural Crops, as notified by the respective State.
Farmer Coverage: Optional for all farmers including loanee farmers, obtaining Crop Loan/KCC account for notified crops and Other/non-loanee farmers who have insurable interest in the insured crop(s).
Premium: Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops.
Implementation: State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) shall be responsible for proper management of the Scheme. The unit of insurance under Area Based approach of implementation shall be defined by the SLCCCI.
Stages of the crop and risks leading to crop loss covered:
A) Prevented Sowing/ Planting Risk: When Insured area is prevented from sowing/ planting/ germination due to deficit rainfall or adverse seasonal/climatic conditions.
B) Mid-Season Adversity: Loss in case of adverse seasonal conditions during the crop season viz. floods, prolonged dry spells and severe drought etc., wherein expected yield during the season is likely to be less than 50% of the normal yield. This add-on coverage facilitates the provision for immediate relief to insured farmers in case of occurrence of such risks.
C) Post-Harvest Losses: Coverage is available only up to a maximum period of two weeks from harvesting, for those crops which are required to be dried in cut and spread / small bundled condition depending on requirement of the crops in that area, in the field after harvesting against specific perils of hailstorm, cyclone, cyclonic rains and unseasonal rains.
D) Localized Calamities: Loss/damage to notified insured crops resulting from occurrence of identified localized risks of hailstorm, landslide, inundation, cloud burst and natural fire due to lightening affecting isolated farms in the notified area.
Understand more about PMFBY with this video
Stages of the crops and risks leading to crop loss covered
Prevented Sowing/ Planting Risk :
When the Insured area is prevented from sowing/ planting due to deficit rainfall or adverse seasonal conditions, claims up to 25% of sum insured are payable to the farmers.
Standing Crop (Sowing to Harvesting) :
Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks (Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado).
Post-Harvest Losses :
Coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.
Localized Calamities :
Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area.
SRestructured weather based crop insurance scheme (RWBCIS)
The criteria of selection of implementing agency, and other broad features of the scheme are similar to PMFBY
Crop Coverage :All Food & Oilseeds crops, and Annual Commercial/Horticulture Crops, as notified by respective State.
Premium :Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops
Under RWBCIS, extreme weather conditions (like excess/ deficit rainfall, high/ low temperature, continuous humidity, etc.) which may result in losses to the crops are covered.
Claim calculation in case of RWBCIS is based on weather data recorded on weather stations.
Know more about PMFBY through this amazing sandshow
Kharif 2019 - Awareness Generation and Marketing Activities
Awareness Generation and Marketing activities were conducted in parts of Karnataka and Gujarat to increase the dissemination of PMFBY scheme related information. In an attempt to establish connect with the farmers, we tried to reach out to them through distribution of PMFBY branded materials like caps and raincoats. We also reached out to a large number of people through mediums such as newspaper advertisements, distribution of leaflets, banners and posters, and also through door-to-door van campaigns.
Kharif 2019 - Awareness Generation and Marketing Activities
Awareness Generation Activities Carried Out Under PMFBY
Bharti AXA General Insurance Company Ltd has actively carried out awareness generation activities in the states in all the four seasons (Kharif 2017, Kharif 2018, Rabi 2017-18, Rabi 2018-19). Right from distribution of leaflets, display of posters and banners in vernacular language, we have made our efforts to reach out to the maximum number of farmers. Reaching out to the last mile has its own set of challenges. We have used marketing strategies that are effective in rural areas including van campaigns, autorickshaw campaigns, performance of street plays, etc. These have helped us to increase the penetration of the scheme and increase the number of farmers insured under the scheme.
Awareness Generation Activities Carried Out Under PMFBY
Awareness Generation Activities Carried Out In Collaboration with KVKs under KKA Phase II
Awareness generation activities were carried out in the states of Jharkhand, Gujarat and Maharashtra for Rabi 2018-19. We reached out to the Aspirational distircts of the states through KrishiKalyanAbhiyan (KKA) - Phase II. Through the strong reach of KrishiVigyanKendras (KVKs), we have penetrated to the last mile.
Dahod
- Bokaro
- Latehar
- West Singhbhum
FAQs
The Scheme shall operate on the principle of “Area Approach” in the selected defined areas called Insurance Unit (IU). State Govt. /UT will notify crops and defined areas covered during the season in accordance with decision taken in the meeting of SLCCCI. State/UT Govt. should notify Village/Village Panchayat or any other equivalent unit as an insurance unit for major crops defined at District / Taluka or equivalent level. For other crops it may be a unit of size above the level of Village/village Panchayat.
I. Food crops (Cereals, Millets and Pulses),
II. Oilseeds,
III. Annual Commercial and Horticultural crops.
All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. However, farmers should have insurable interest for the insured crops and land.
Sum Insured for individual farmer is equal to sum insured per hectare multiplied by area of notified crop by the farmers for insurance. Sum insured per hectare is fixed by the State Govt.
Farmer needs to provide intimation within 72 hours from the occurrence of a peril. Intimation may be given to the centralized toll Free Number, or directly to the insurance company through its dedicated toll-free number or through the concerned bank, local agriculture department Government/district officials. Farmer should provide his bank account number (loan account for loanee farmer and savings account for non-loanee farmer) or Enrollment number generated from the portal at the time of intimation.
The Actuarial Premium Rate (APR) would be charged under PMFBY by implementing Insurance Company. The rate of premium payable by the farmer will be as per the following Table
|
Season |
Crops |
Maximum Premium payable by farmer (% of Sum Insured) |
|
Kharif |
All food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops) |
2.0% of Sum Insured or Actuarial rate, whichever is less |
|
Rabi |
All food grain and Oilseeds crops (all Cereals, Millets, Pulses and oilseeds) |
1.5% of Sum Insured or Actuarial rate, whichever is less |
|
Kharif and Rabi |
Annual Commercial/ Annual Horticultural crops |
5% of Sum Insured or Actuarial rate, whichever is less |
|
Perennial horticultural crops/ Commercial crops (pilot basis) |
5% of Sum Insured or Actuarial rate, whichever is less |
The balance share of premium will be shared by the State Government and Central Government in the ratio 50:50. The Central Govt. share in the premium subsidy as per 50:50 sharing pattern will be applicable only up to Actuarial Premium Rate of 25% and 30% with respect to irrigated and rain-fed districts, respectively.
Farmers, having crop loan from financial institutions, covered under the Scheme, can change the insured crop upto 2 working days before the cut-off-date. Farmer can raise the crop change request for the current season as per the revised guideline through NCIP, Crop Insurance app and Call Centre or through concerned financial institutions. Due to crop change, sum insured, and premium will change accordingly. Option to manage excess and short farmer premium will be provided and amount/area will be managed accordingly.
Government website