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Pradhan Mantri Fasal Bima Yojana
Home PMFBY

States and Districts we are present in

Districts

Chhota Udepur

Gir Somnath

Dahod

Jamnagar

Mahisagar

Vadodara

State Manager

Name: Mr.Amit Purohit

Mobile: 9925199365

Email:amit.purohit@bhartiaxa.com

Districts

Bokaro

Latehar

Dhanbad

Ramgarh

Koderma

West Singhbhum

State Manager

Name: Mr.Rahul Kumar

Mobile: 7033687087

Email:rahul.kumar5@bharti-axagi.com

Districts

Akola

Pune

Nagpur

Sangli

Parbhani

Wardha

State Manager

Name:Prashant Chopde

Mobile:9158966612

Email:prashant.chopde@bhartiaxa.com

Districts

Bellary

Chickmangluru

Uttarakanada

State Manager

Name: Mr.Siju Jacob

Mobile: 9148881796

Email: siju.jacob@bharti-axagi.com

Districts

Arval

Bhagalpur

Madhubani

Saharsa

Siwan

Vaishali

Muzaffarpur

West Champaran

Munger

Nawada

Sheikhpura

Aurangabad

Gaya

Gopalganj

Kishanganj

Lakhisarai

Katihar

Jehanabad

Madhepur

Patna

Rohtas

Samastipur

Saran

Sitamarhi

State Manager

Name: Mr.Shantanu Das

Mobile: 9065533210

Email:shantanu.das@bharti-axagi.com

Districts
Chhota Udepur Gir Somnath Dahod
Jamnagar Mahisagar Vadodara
State Manager

Name: Mr.Amit Purohit

Mobile: 9925199365

Email:amit.purohit@bhartiaxa.com

Districts
Bokaro Latehar Dhanbad Ramgarh Koderma West Singhbhum
State Manager

Name: Mr.Rahul Kumar

Mobile: 7033687087

Email:rahul.kumar5@bharti-axagi.com

Districts
Akola Pune Nagpur Sangli Nagpur Sangli
State Manager

Name:Prashant Chopde

Mobile:9158966612

Email:prashant.chopde@bhartiaxa.com

Districts
Bellary Chickmangluru Uttarakanada
State Manager

Name: Mr.Siju Jacob

Mobile: 9148881796

Email: siju.jacob@bharti-axagi.com

Districts
Arwal Bhagalpur Munger Nawada Katihar Jehanabad Muzaffarpur Vaishali Siwan Saharsa Madhubani Sheikhpura Aurangabad Gaya Gopalganj Kishanganj Lakhisarai Madhepur Patna Rohtas Samastipur Saran Sitamarhi West Champaran
State Manager

Name: Mr.Shantanu Das

Mobile: 9065533210

Email:shantanu.das@bharti-axagi.com

Source of Enrolment

Testimonials

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“Pradhan Mantri Fasal Bima Yojana which works on the theme of one nation-one scheme was launched in April, 2016 and has been opted for implementation in one or more season(s) by 27 States/ Union Territories till date, wherein the State’s decision to implement the scheme is done on the basis of their perception of risk to the crops they grow

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Dr. Ashish Kumar Bhutani
IAS, CEO PMFBY

Testimonials

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“Under the Pradhan Mantri Fasal Bima Yojana, Gujarat State has strengthened their technological capabilities viz. satellite image processing, outsourced the weather data for various stakeholders and also customized the online portal for farmers enrollment under the scheme.

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Shri Prakash Rabar
Joint Director of Agriculture, Gujarat

Testimonials

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“Under the PMFBY, we have adopted Gram Panchayat as a unit of insurance in Gujarat for major crops. We have also adopted mobile based application for Crop Cutting Experiments (CCEs) monitoring, which is a crucial activity in determining the yield of the crops

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Shri Bharat Modi
Director of Agriculture, Gujarat

About PMFBY Scheme

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Crop Coverage : All Food & Oilseeds crops, and Annual Commercial/Horticulture Crops, as notified by respective State.

Farmer Coverage : Compulsory for loanee farmers, obtaining Crop Loan/KCC account for notified crops. Voluntary for Other/non-loanee farmers who have insurable interest in the insured crop(s)

Premium : Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops.

Implementation : State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) shall be responsible for proper management of the Scheme. ‘Area Approach basis’ for the implementation. The unit of insurance shall be defined by the SLCCCI.

pfmby plant
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An insight on PMFBY by Bharti AXA

Confused about where to buy the most comprehensive insurance from? We are here to help. Watch our simple animated video to learn about this.

Stages of the crops and risks leading to crop loss covered

A
Prevented Sowing/ Planting Risk :

When the Insured area is prevented from sowing/ planting due to deficit rainfall or adverse seasonal conditions, claims up to 25% of sum insured are payable to the farmers.

B
Standing Crop (Sowing to Harvesting) :

Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks (Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado).

C
Post-Harvest Losses :

Coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.

D
Localized Calamities :

Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area.

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Restructured weather based crop insurance scheme (RWBCIS)

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The criteria of selection of implementing agency, and other broad features of the scheme are similar to PMFBY

Crop Coverage : All Food & Oilseeds crops, and Annual Commercial/Horticulture Crops, as notified by respective State.

Premium : Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops
Under RWBCIS, extreme weather conditions (like excess/ deficit rainfall, high/ low temperature, continuous humidity, etc.) which may result in losses to the crops are covered.
Claim calculation in case of RWBCIS is based on weather data recorded on weather stations.

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Sandshow on PMFBY by Bharti AXA

Confused about where to buy the most comprehensive insurance from? We are here to help. Watch our simple animated video to learn about this.

Awareness Generation Activities Carried Out Under PMFBY

sub-states

Bharti AXA General Insurance Company Ltd has actively carried out awareness generation activities in the states in all the four seasons (Kharif 2017, Kharif 2018, Rabi 2017-18, Rabi 2018-19). Right from distribution of leaflets, display of posters and banners in vernacular language, we have made our efforts to reach out to the maximum number of farmers. Reaching out to the last mile has its own set of challenges. We have used marketing strategies that are effective in rural areas including van campaigns, autorickshaw campaigns, performance of street plays, etc. These have helped us to increase the penetration of the scheme and increase the number of farmers insured under the scheme.

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A glimpse of activities state-wise activities carried out:

Awareness Generation Activities Carried Out In Collaboration with KVKs under KKA Phase II

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Awareness generation activities were carried out in the states of Jharkhand, Gujarat and Maharashtra for Rabi 2018-19.

We reached out to the Aspirational distircts of the states through KrishiKalyanAbhiyan (KKA) - Phase II. Through the strong reach of KrishiVigyanKendras (KVKs), we have penetrated to the last mile.

Districts covered under KKA II by Bharti AXA :

Dahod

The list of villages covered under KKA can be found here

Bokaro     Latehar    West Singhbhum

The list of villages covered under KKA can be found here

FAQS

1. What is Implementing Agency (IA) for PMFBY, and how is it selected?

The Public Sector (AIC& others) and Private Sector General Insurance Companies empanelled by DAC & FW and selected by concerned State Govt. / Union Territory (UT) shall implement the PMFBY.

The PMFBY Scheme shall be implemented through a multi-agency framework by selected insurance companies under the overall guidance & control of the Department of Agriculture, Cooperation & Farmers Welfare (DAC&FW), Ministry of Agriculture & Farmers Welfare (MoA&FW), Government of India (GOI) and the concerned State in co-ordination with various other agencies; viz Financial Institutions like Commercial Banks, Co-operative Banks, Regional Rural Banks and their regulatory bodies, Government Departments viz. Agriculture, Co-operation, Horticulture, Statistics, Revenue, Information/Science & Technology, Panchayati Raj etc.

The selection of IA from amongst the pre-qualified insurance companies shall be done based on the lowest weighted premium (L1) quoted by a pre-qualified company for all notified crops within the cluster, as defined by the State.

The existing State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) already overseeing the implementation & monitoring of NAIS and NCIP shall be responsible for proper management of the Scheme. IA shall be an active member of SLCCCI and District Level Monitoring Committee (DLMC) of the scheme.
The Scheme shall operate on the principle of “Area Approach” in the selected defined areas called Insurance Unit (IU). State Govt. /UT will notify crops and defined areas covered during the season in accordance with decision taken in the meeting of SLCCCI. State/UT Govt. should notify Village/Village Panchayat or any other equivalent unit as an insurance unit for major crops defined at District / Taluka or equivalent level. For other crops it may be a unit of size above the level of Village/village Panchayat.

I. Food crops (Cereals ,Millets and Pulses)

II. Oilseeds

III. Annual Commercial / Annual Horticultural crops.

In addition for perennial crops, pilots for coverage can be taken for those perennial horticultural crops for which standard methodology for yield estimation is available. What is a Notified Area?

Compulsory Coverage: For farmers in the notified area who possess a Crop Loan account/KCC account (called as Loanee Farmers) to whom credit limit is sanctioned/renewed for the notified crop during the crop season.

Voluntary coverage: Can be obtained by all farmers including sharecroppers and tenant farmers.

Grievance form

customer.service@bhartiaxa.com

1800-103-2292

https://www.bharti-axagi.com/

Government website https://pmfby.gov.in



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