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We were a part of
View Gujarat images
Gujarat state manager
Mr. Amit Purohit : 9925199365
For loss intimation call 1800-1032-292
Name: Mr.Amit Purohit
Name: Mr.Rahul Kumar
Name: Mr.Siju Jacob
Name: Mr.Shantanu Das
“Pradhan Mantri Fasal Bima Yojana which works on the theme of one
nation-one scheme was launched in April, 2016 and has been opted for
implementation in one or more season(s) by 27 States/ Union Territories till
date, wherein the State’s decision to implement the scheme is done on the
basis of their perception of risk to the crops they grow
“Under the Pradhan Mantri Fasal Bima Yojana, Gujarat State has strengthened
their technological capabilities viz. satellite image processing, outsourced the
weather data for various stakeholders and also customized the online portal
for farmers enrollment under the scheme.
“Under the PMFBY, we have adopted Gram Panchayat as a unit of insurance in
Gujarat for major crops. We have also adopted mobile based application for
Crop Cutting Experiments (CCEs) monitoring, which is a crucial activity in
determining the yield of the crops
Crop Coverage : All Food & Oilseeds crops, and Annual
Commercial/Horticulture Crops, as notified by respective State.
Farmer Coverage : Compulsory for loanee farmers, obtaining Crop Loan/KCC
account for notified crops. Voluntary for Other/non-loanee farmers who have insurable
interest in the insured crop(s)
Premium : Maximum payable by the farmers will be 2% for all Kharif Food
& Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual
Implementation : State Level Co-ordination Committee on Crop Insurance
(SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) shall be
responsible for proper management of the Scheme. ‘Area Approach basis’ for the
implementation. The unit of insurance shall be defined by the SLCCCI.
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When the Insured area is prevented from sowing/ planting due to deficit rainfall or
adverse seasonal conditions, claims up to 25% of sum insured are payable to the
Comprehensive risk insurance is provided to cover yield losses due to non- preventable
risks (Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural
Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and
Coverage is available only up to a maximum period of two weeks from harvesting for
those crops which are allowed to dry in cut and spread condition in the field after
harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.
Loss/ damage resulting from occurrence of identified localized risks of hailstorm,
landslide, and Inundation affecting isolated farms in the notified area.
The criteria of selection of implementing agency, and other broad features of the scheme are
similar to PMFBY
Crop Coverage : All Food & Oilseeds crops, and Annual Commercial/Horticulture
Crops, as notified by respective State.
Premium : Maximum payable by the farmers will be 2% for all Kharif Food &
1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops
Under RWBCIS, extreme weather conditions (like excess/ deficit rainfall, high/ low temperature,
continuous humidity, etc.) which may result in losses to the crops are covered.
Claim calculation in case of RWBCIS is based on weather data recorded on weather stations.
Bharti AXA General Insurance Company Ltd has actively carried out awareness
generation activities in the states in all the four seasons (Kharif 2017, Kharif 2018, Rabi
2017-18, Rabi 2018-19). Right from distribution of leaflets, display of posters and banners in
vernacular language, we have made our efforts to reach out to the maximum number of farmers.
Reaching out to the last mile has its own set of challenges. We have used marketing strategies
that are effective in rural areas including van campaigns, autorickshaw campaigns, performance
of street plays, etc. These have helped us to increase the penetration of the scheme and
increase the number of farmers insured under the scheme.
Awareness generation activities were carried out in the states of Jharkhand, Gujarat and Maharashtra for Rabi 2018-19.
We reached out to the Aspirational distircts of the states through KrishiKalyanAbhiyan (KKA) - Phase II. Through the strong reach of KrishiVigyanKendras (KVKs), we have penetrated to the last mile.
Bokaro Latehar West Singhbhum
The Public Sector (AIC& others) and Private Sector General Insurance Companies empanelled by DAC & FW and selected by concerned State Govt. / Union Territory (UT) shall implement the PMFBY.
The PMFBY Scheme shall be implemented through a multi-agency framework by selected insurance companies under the overall guidance & control of the Department of Agriculture, Cooperation & Farmers Welfare (DAC&FW), Ministry of Agriculture & Farmers Welfare (MoA&FW), Government of India (GOI) and the concerned State in co-ordination with various other agencies; viz Financial Institutions like Commercial Banks, Co-operative Banks, Regional Rural Banks and their regulatory bodies, Government Departments viz. Agriculture, Co-operation, Horticulture, Statistics, Revenue, Information/Science & Technology, Panchayati Raj etc.
The selection of IA from amongst the pre-qualified insurance companies shall be done based on the lowest weighted premium (L1) quoted by a pre-qualified company for all notified crops within the cluster, as defined by the State.
I. Food crops (Cereals ,Millets and Pulses)
III. Annual Commercial / Annual Horticultural crops.
In addition for perennial crops, pilots for coverage can be taken for those perennial horticultural crops for which standard methodology for yield estimation is available. What is a Notified Area?
Voluntary coverage: Can be obtained by all farmers including sharecroppers and tenant farmers.
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