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Pradhan Mantri Fasal Bima Yojana

www.pmfby.gov.in

Our

Presence

Seasons

Bihar

We were a part of

Kharif

2019

2018

Rabi

2019

2018

View Bihar Images

Bihar state manager

Mr.Shantanu Das:9065533210

GUJRAT

We were a part of

Kharif

2019

2018

Rabi

2019

2018

View Gujrat Images

Gujrat state manager

Mr. Amit Purohit:9925199365

Jharkhand

We were a part of

Kharif

2019

2018

Rabi

2019

2018

View Jharkhand Images

Jharkhand state manager

Mr. Rahul Kumar:7033687087

Karnataka

We were a part of

Kharif

2019

2017

Rabi

2018

2019

View Karnataka Images

Karnataka state manager

Mr. Siju Jacob:9148881796

Maharashtra

We were a part of

Kharif

2019

2017

Rabi

2019

2018

View Maharashtra Images

Maharashtra state manager

Mr. Prashant Chopde:9158966612

Seasons

Kharif

  • Maharashtra 2020
  • Karnataka 2020
  • Gujarat 2019
  • Karnataka 2019
  • Gujarat 2018
  • Jharkhand 2018
  • Bihar 2017
  • Karnataka 2017

Rabi

  • Gujarat 2019
  • Karnataka 2019
  • Maharashtra 2019
  • Gujarat 2018-19
  • Jharkhand 2018-19
  • Maharashtra 2018-19
  • Bihar 2017-18
Know Your Claim Status

PMFBY Dashboard

Season

  • Kharif 2017-18
  • Kharif 2017-18
  • Rabi 2017-18
  • Kharif 2018-19
  • Kharif 2018-19
  • Rabi 2018-19
  • Rabi 2018-19
  • Rabi 2018-19
  • Kharif 2019-20
  • Kharif 2019-20
  • Rabi 2019-20
  • Rabi 2019-20
  • Rabi 2019-20

State

  • Bihar
  • Karnataka
  • Bihar
  • Gujarat
  • Jharkhand
  • Gujarat
  • Maharashtra
  • Jharkhand
  • Gujarat
  • Karnataka
  • Maharashtra
  • Karnataka
  • Gujarat

Farmer Insured

  • 2,42,498
  • 1,27,163
  • 5,83,013
  • 2,43,894
  • 1,84,369
  • 17,438
  • 5,55,973
  • 6,302
  • 2,69,248
  • 2,67,360
  • 1,88,466
  • 1,25,888
  • 32,241

Sum Insured(INR)

  • 9,47,93,39,547
  • 3,89,18,10,762
  • 23,95,29,96,010
  • 14,46,88,56,241
  • 5,12,92,87,863
  • 1,01,96,70,317
  • 8,75,70,28,117
  • 30,70,25,789
  • 16,84,68,03,442
  • 10,22,89,54,969
  • 3,23,65,61,347
  • 4,62,80,65,608
  • 1,96,97,62,759
View More
For Loss initimation call 1800 103 7712

States and Districts we are present in

GUJARAT
JHARKHAND
MAHARASHTRA
KARNATAKA
BIHAR

Districts

  • Chhota Udepur
  • Gir Somnath
  • Dahod
  • Jamnagar
  • Mahisagar
  • Vadodara

Districts

  • Chhota Udepur
  • Gir Somnath
  • Dahod
  • Jamnagar
  • Mahisagar
  • Vadodara
Claim Status (Rabi 2018)
Claim Status (Kharif 2019)
Premium Rates (Kharif 2019)
Premium Rates (Rabi 2018)
Premium Rates (Rabi 2019)
Beneficiary Details (Rabi 2018)
Beneficiary Details (Kharif 2018)
Beneficiary Details (Kharif 2019)
Claim Status (Kharif 2018)
Premium Rates (Kharif 2018)
Beneficiary Details (Rabi 2019)

Districts

  • Bokaro
  • Latehar
  • Dhanbad
  • Ramgarh
  • Koderma
  • West Singhbhum

Districts

  • Bokaro
  • Latehar
  • Dhanbad
  • Ramgarh
  • Koderma
  • West Singhbhum
Premium Rates (Rabi 2018)
Beneficiary Details (Rabi 2018)
Premium Rates (Kharif 2018)
Beneficiary Details (Kharif 2018)

Districts

  • Akola
  • Pune
  • Nagpur
  • Sangli
  • Parbhani
  • Wardha

Districts

  • Akola
  • Pune
  • Nagpur
  • Sangli
  • Parbhani
  • Wardha
Premium Rates (Rabi 2018)
Premium Rates (Rabi 2019)
Claim Status (Rabi 2018)
Beneficiary Details (Rabi 2019)
Beneficiary Details (Rabi 2018)

Districts

  • Bellary
  • Dharwad
  • Chickmangluru
  • Mysuru
  • Uttarakanada
  • Kodagu

Districts

  • Bellary
  • Dharwad
  • Chickmangluru
  • Mysuru
  • Uttarakanada
  • Kodagu
Premium Rates (Kharif 2019)
Premium Rates (Rabi 2019)
Beneficiary Details (Kharif 2017)
Claim Status (Kharif 2017)
Claim Status (Kharif 2019)
Beneficiary Details (Kharif 2019)
Beneficiary Details (Rabi 2019)

Districts

  • Arval
  • Bhagalpur
  • Madhubani
  • Saharsa
  • Siwan
  • Vaishali
  • Muzaffarpur
  • West Champaran
  • Munger
  • Nawada
  • Sheikhpura
  • Aurangabad
  • Gaya
  • Gopalganj
  • Kishanganj
  • Lakhisarai
  • Katihar
  • Jehanabad
  • Madhepur
  • Patna
  • Rohtas
  • Samastipur
  • Saran
  • Sitamarhi

Districts

  • Arval
  • Bhagalpur
  • Madhubani
  • Saharsa
  • Siwan
  • Vaishali
  • Muzaffarpur
  • West Champaran
  • Munger
  • Nawada
  • Sheikhpura
  • Aurangabad
  • Gaya
  • Gopalganj
  • Kishanganj
  • Lakhisarai
  • Katihar
  • Jehanabad
  • Madhepur
  • Patna
  • Rohtas
  • Samastipur
  • Saran
  • Sitamarhi
Claim Status (Rabi 2017)
Claim Status (Kharif 2017)
Beneficiary Details (Kharif 2017)
Beneficiary Details (Rabi 2017)
Premium Rates (Rabi 2017)

Source of Enrolment

CSC Centres

Nearest bank branch

Testimonials

Pradhan Mantri Fasal Bima Yojana which works on the theme of one nation-one scheme was launched in April, 2016 and has been opted for implementation in one or more season(s) by 27 States/ Union Territories till date, wherein the State’s decision to implement the scheme is done on the basis of their perception of risk to the crops they grow

Dr. Ashish Kumar Bhutani |IAS, CEO PMFBY

Under the Pradhan Mantri Fasal Bima Yojana, Gujarat State has strengthened their technological capabilities viz. satellite image processing, outsourced the weather data for various stakeholders and also customized the online portal for farmers enrollment under the scheme.

Shri Prakash Rabar |Joint Director of Agriculture, Gujarat

Under the PMFBY, we have adopted Gram Panchayat as a unit of insurance in Gujarat for major crops. We have also adopted mobile based application for
Crop Cutting Experiments (CCEs) monitoring, which is a crucial activity in determining the yield of the crops

Shri Bharat Modi |Director of Agriculture, Gujarat

I believe the PMFBY scheme serves as a cushion for us, for the times when we might face crop losses, by insuring us and taking away our financial risks.

Tarshibhai Bhandari |Farmer, Dhrol, Jamnagar (Gujarat)

I am associated with PMFBY scheme since 2017, and I ensure that my crops are insured every season. For Rabi 2018-19, I have insured Jowar crop. In my opinion, the scheme is really helping the farmers like me from the vagaries of the nature, by providing financial protection to us.

Deepak Ranshing |Farmer, Baramati, Pune (Maharashtra)

About PMFBY Scheme

Crop Coverage: All Food & Oilseeds crops, and Annual Commercial/Horticultural Crops, as notified by the respective State.

Farmer Coverage: Optional for all farmers including loanee farmers, obtaining Crop Loan/KCC account for notified crops and Other/non-loanee farmers who have insurable interest in the insured crop(s).

Premium: Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops.

Implementation: State Level Co-ordination Committee on Crop Insurance (SLCCCI), Sub-Committee to SLCCCI, District Level Monitoring Committee (DLMC) shall be responsible for proper management of the Scheme. The unit of insurance under Area Based approach of implementation shall be defined by the SLCCCI.

Stages of the crop and risks leading to crop loss covered:

A) Prevented Sowing/ Planting Risk: When Insured area is prevented from sowing/ planting/ germination due to deficit rainfall or adverse seasonal/climatic conditions.

B) Mid-Season Adversity: Loss in case of adverse seasonal conditions during the crop season viz. floods, prolonged dry spells and severe drought etc., wherein expected yield during the season is likely to be less than 50% of the normal yield. This add-on coverage facilitates the provision for immediate relief to insured farmers in case of occurrence of such risks.

C) Post-Harvest Losses: Coverage is available only up to a maximum period of two weeks from harvesting, for those crops which are required to be dried in cut and spread / small bundled condition depending on requirement of the crops in that area, in the field after harvesting against specific perils of hailstorm, cyclone, cyclonic rains and unseasonal rains.

D) Localized Calamities: Loss/damage to notified insured crops resulting from occurrence of identified localized risks of hailstorm, landslide, inundation, cloud burst and natural fire due to lightening affecting isolated farms in the notified area.

Understand more about PMFBY with this video

Stages of the crops and risks leading to crop loss covered

A

Prevented Sowing/ Planting Risk :

When the Insured area is prevented from sowing/ planting due to deficit rainfall or adverse seasonal conditions, claims up to 25% of sum insured are payable to the farmers.

B

Standing Crop (Sowing to Harvesting) :

Comprehensive risk insurance is provided to cover yield losses due to non- preventable risks (Drought, Dry spells, Flood, Inundation, Pests and Diseases, Landslides, Natural Fire and Lightening, Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane and Tornado).

C

Post-Harvest Losses :

Coverage is available only up to a maximum period of two weeks from harvesting for those crops which are allowed to dry in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.

D

Localized Calamities :

Loss/ damage resulting from occurrence of identified localized risks of hailstorm, landslide, and Inundation affecting isolated farms in the notified area.

SRestructured weather based crop insurance scheme (RWBCIS)

The criteria of selection of implementing agency, and other broad features of the scheme are similar to PMFBY

Crop Coverage :All Food & Oilseeds crops, and Annual Commercial/Horticulture Crops, as notified by respective State.

Premium :Maximum payable by the farmers will be 2% for all Kharif Food & Oilseeds crops, 1.5% for Rabi Food & Oilseeds crops and 5% for Annual Commercial/Horticultural Crops
Under RWBCIS, extreme weather conditions (like excess/ deficit rainfall, high/ low temperature, continuous humidity, etc.) which may result in losses to the crops are covered.
Claim calculation in case of RWBCIS is based on weather data recorded on weather stations.

Know more about PMFBY through this amazing sandshow

Kharif 2019 - Awareness Generation and Marketing Activities

Awareness Generation and Marketing activities were conducted in parts of Karnataka and Gujarat to increase the dissemination of PMFBY scheme related information. In an attempt to establish connect with the farmers, we tried to reach out to them through distribution of PMFBY branded materials like caps and raincoats. We also reached out to a large number of people through mediums such as newspaper advertisements, distribution of leaflets, banners and posters, and also through door-to-door van campaigns.

Kharif 2019 - Awareness Generation and Marketing Activities

Awareness Generation Activities Carried Out Under PMFBY

Bharti AXA General Insurance Company Ltd has actively carried out awareness generation activities in the states in all the four seasons (Kharif 2017, Kharif 2018, Rabi 2017-18, Rabi 2018-19). Right from distribution of leaflets, display of posters and banners in vernacular language, we have made our efforts to reach out to the maximum number of farmers. Reaching out to the last mile has its own set of challenges. We have used marketing strategies that are effective in rural areas including van campaigns, autorickshaw campaigns, performance of street plays, etc. These have helped us to increase the penetration of the scheme and increase the number of farmers insured under the scheme.

Awareness Generation Activities Carried Out Under PMFBY

Awareness Generation Activities Carried Out In Collaboration with KVKs under KKA Phase II

Awareness generation activities were carried out in the states of Jharkhand, Gujarat and Maharashtra for Rabi 2018-19. We reached out to the Aspirational distircts of the states through KrishiKalyanAbhiyan (KKA) - Phase II. Through the strong reach of KrishiVigyanKendras (KVKs), we have penetrated to the last mile.

GUJARAT
JHARKHAND

Dahod

  • Bokaro
  • Latehar
  • West Singhbhum
The list of villages covered under KKA can be found here

FAQs

1. What is Unit of Insurance?

The Scheme shall operate on the principle of “Area Approach” in the selected defined areas called Insurance Unit (IU). State Govt. /UT will notify crops and defined areas covered during the season in accordance with decision taken in the meeting of SLCCCI. State/UT Govt. should notify Village/Village Panchayat or any other equivalent unit as an insurance unit for major crops defined at District / Taluka or equivalent level. For other crops it may be a unit of size above the level of Village/village Panchayat.

2. Which crops are covered under PMFBY?

I. Food crops (Cereals, Millets and Pulses),

II. Oilseeds,

III. Annual Commercial and Horticultural crops.

3. Can all farmers opt for crop insurance under PMFBY?

All farmers including sharecroppers and tenant farmers growing the notified crops in the notified areas are eligible for coverage. However, farmers should have insurable interest for the insured crops and land.

4. What is Sum Insured Limit for individual farmer?

Sum Insured for individual farmer is equal to sum insured per hectare multiplied by area of notified crop by the farmers for insurance. Sum insured per hectare is fixed by the State Govt.

5. What is the process of claim intimation in case of Localized Calamities and Post-Harvest claim?

Farmer needs to provide intimation within 72 hours from the occurrence of a peril. Intimation may be given to the centralized toll Free Number, or directly to the insurance company through its dedicated toll-free number or through the concerned bank, local agriculture department Government/district officials. Farmer should provide his bank account number (loan account for loanee farmer and savings account for non-loanee farmer) or Enrollment number generated from the portal at the time of intimation.

6. What are the premium rates charged under the scheme?

The Actuarial Premium Rate (APR) would be charged under PMFBY by implementing Insurance Company. The rate of premium payable by the farmer will be as per the following Table

Season

Crops

Maximum Premium payable by farmer (% of Sum Insured)

Kharif

All food grain and Oilseeds crops (all Cereals, Millets, Pulses and Oilseeds crops)

2.0% of Sum Insured or Actuarial rate, whichever is less

Rabi

All food grain and Oilseeds crops (all Cereals, Millets, Pulses and oilseeds)

1.5% of Sum Insured or Actuarial rate, whichever is less

Kharif and Rabi

Annual Commercial/ Annual Horticultural crops

5% of Sum Insured or Actuarial rate, whichever is less

Perennial horticultural crops/ Commercial crops (pilot basis)

5% of Sum Insured or Actuarial rate, whichever is less

The balance share of premium will be shared by the State Government and Central Government in the ratio 50:50. The Central Govt. share in the premium subsidy as per 50:50 sharing pattern will be applicable only up to Actuarial Premium Rate of 25% and 30% with respect to irrigated and rain-fed districts, respectively.

7. What is the process to inform the company about changes in the crop sown?

Farmers, having crop loan from financial institutions, covered under the Scheme, can change the insured crop upto 2 working days before the cut-off-date. Farmer can raise the crop change request for the current season as per the revised guideline through NCIP, Crop Insurance app and Call Centre or through concerned financial institutions. Due to crop change, sum insured, and premium will change accordingly. Option to manage excess and short farmer premium will be provided and amount/area will be managed accordingly.

Government website

https://pmfby.gov.in