Commercial Vehicle Insurance

Commercial vehicle insurance covers your commercial vehicle against own and third party damages.

• Accidental damage to the vehicle due to:
  1. Fire, lightning, self-ignition, external explosion, burglary, housebreaking or theft, malicious act.
  2. Riot and strike; terrorism; earthquake; flood, cyclone and inundation
  3. Whilst in transit by rail, road, air, elevator, lift.
• Liability cover for:
  1. Third party injury or death
  2. Third party property damage caused to their property
• You can extend your commercial vehicle insurance to cover:
  1. Loss or damage to electrical accessories
  2. Loss or damage to Non-electrical accessories
  3. Personal Accident cover for insured or any named person or unnamed passengers
  4. Legal liability to persons employees (paid drivers/cleaners)
  5. Legal Liability to employees of the insured (other than paid drivers/cleaners)
  6. Legal liability to fare and non fare paying passengers

• Wear and tear, breakdowns.
• Consequential loss
• Loss when driving with invalid driving license or under the influence of alcohol.
• Loss due to war, civil war, etc.
• Claims arising out of contractual liability.
• Use of vehicle otherwise than in accordance with 'limitations as to use' (e.g. private car being used as a taxi)
• War perils, nuclear perils
• Mechanical and electrical breakdown; failure or breakage.

This is not an exhaustive list.

For further details and quotation, talk to us today at 1800-103-2292 (Toll free) or visit one of branches

Zero depreciation cover

1. Cover can be given to vehicles up to 2 years of age. It should be repaired at any of Company authorized garage
2. Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts