Commercial Vehicle Insurance

Commercial Vehicle Insurance

Commercial vehicle insurance covers your commercial vehicle against own and third party damages.

Policy's Coverage

  • Accidental damage to the vehicle due to:
    1. Fire, lightning, self-ignition, external explosion, burglary, housebreaking or theft, malicious act.
    2. Riot and strike; terrorism; earthquake; flood, cyclone and inundation
    3. Whilst in transit by rail, road, air, elevator, lift.
  • Liability cover for:
    1. Third party injury or death
    2. Third party property damage caused to their property
  • You can extend your commercial vehicle insurance to cover:
    1. Loss or damage to electrical accessories
    2. Loss or damage to Non-electrical accessories
    3. Personal Accident cover for insured or any named person or unnamed passengers
    4. Legal liability to persons employees (paid drivers/cleaners)
    5. Legal Liability to employees of the insured (other than paid drivers/cleaners)
    6. Legal liability to fare and non fare paying passengers
  • Wear and tear, breakdowns.
  • Consequential loss
  • Loss when driving with invalid driving license or under the influence of alcohol.
  • Loss due to war, civil war, etc.
  • Claims arising out of contractual liability.
  • Use of vehicle otherwise than in accordance with 'limitations as to use' (e.g. private car being used as a taxi)
  • War perils, nuclear perils
  • Mechanical and electrical breakdown; failure or breakage.

This is not an exhaustive list.

For further details and quotation, talk to us today at 1800-103-2292 (Toll free) or visit one of branches

You can enhance your Commercial Vehicle Insurance with our Zero Depreciation Cover add-on


Zero depreciation cover

  1. Cover can be given to vehicles up to 2 years of age. It should be repaired at any of Company authorized garage
  2. Avail repairing costs of fiber glass, rubber, tyres, batteries, air bags, nylon, and plastic parts


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