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Non Industrial Public Liability

A cover for third party liabilities (bodily injury or property damage) arising in non-industrial premises like hotels, schools, public halls, auditoriums , godowns, etc.

Key Benefits - covers damage to third-party due to Non-Industrial activity

Provides cover for third party liabilities (bodily injury / property damage) arising out of the Non Industrial ( Hotels, Schools, Public halls, Auditorium ,Godowns etc) premises occupied by the insured and legal costs incurred in connection therewith.

Hotels, Motels, Club Houses, Restaurants, boarding and Lodging houses, Guest houses

  • Cinema halls/ auditorium/ theatres/ operation theatres/ public halls
  • Offices/ Residential premises/ Administrative premises/ Medical Establishments/ Research institutes/ Airport premises
  • Schools, educational institutions, libraries o Exhibitions, Fairs and fetes, stadium and Pandals
  • Permanent amusement park o Film studios-indoor and outdoor

This insurance covers:

  • Your legal liability towards damages to the third party in respect of accidental death, bodily injury or loss of or damage to property.
  • Legal costs and expenses incurred by you with prior consent.
  • For more comprehensive protection, you can extend it to cover legal exposures arising out of Food and Beverages, Swimming Pool Extension, Good kept in Care, custody and control.

Main Exclusions

  • For losses arising out of convulsions of nature
  • For losses arising out of non-compliance of statutory provision
  • For losses arising out of pure financial nature such as goodwill loss etc.
  • For losses resulting from personal injuries(such as libel, defamation etc.) and infringement of plans

This is not an exhaustive list.

For further details and quotation, talk to us today at 1800-103-2292 (Toll free) or visit one of branches

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