Key Benefits - covers damage to third-party due to Commercial Activities
Commercial General Liability (CGL) Policy covers liability exposures arising out of your business operations. In practice, CGL operates as a combination of Public Liability and Product Liability policies and also offers you various supplementary covers in the standard Policy wording.
This product is addressed to:
- Indian companies who have global operations or have contracts with international partners/associates
- Foreign companies operating in India
CGL has broad based policy wording that provides you with comprehensive protection against:
- Bodily Injury & Property Damage
- Personal & Advertising Injury
- Medical Payments
Main Exclusions
- Product Recall
- Errors & Omissions
- Employer's Liability
- War and Allied Perils
- Pollution Liability
- Damage to Insured's property or product
- Liability arising out of Aircrafts/Hovercrafts/ Watercrafts or Automobiles
- Contractual liability
- Liability arising out of Mobile equipments
- Liquor liability
- Liability under Workmen's Compensation Act or similar other law
This is not an exhaustive list
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