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Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride worry-free, with Bharti AXA two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Bharti AXA Home Insurance
Bharti AXA Home Insurance
Bharti AXA SME Package Insurance
Bharti AXA SME Package Insurance
Bharti AXA Commercial Lines Insurance
Bharti AXA Commercial Lines Insurance
Bharti AXA Commercial Vehicles Insurance
Bharti AXA Commercial Vehicles Insurance
Bharti AXA Motor Third Party Insurance - Commercial
Bharti AXA Motor Third Party Insurance - Commercial
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Pradhan Mantri Fasal Bima Yojana (PMFBY)
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Key benefits - Cover your property against fire
This is a basic fire insurance plans which indemnifies you against damage to your property caused by fire, lightning or explosion only.
You can decide to extend your insurance to cover other perils:
- Aircraft damage
- Riot, strike, malicious damage
- Storm, typhoon, hurricane, tornado, flood and inundation
- Impact damage
- Subsidence and landslide, including rockslide
- Bursting and overflowing of water tanks, apparatus and pipes
- Missile-testing operations
- Leakage from automatic sprinkler installation
- Bush fire
What are the other related insurances available for my business?
The Standard Fire and Special Perils Policy can be availed with following variations to suit business requirements:
- Floater Policy: This policy can be issued for Stocks at various locations
- Declaration Policy: To take care of frequent fluctuations in stocks/ stock values, declaration policy can be availed subject to certain norms.
- Floater Declaration Policy: This policy has the features of both floater and the declaration policies.

Main exclusions of the Standard Fire Product
The general exclusions are broadly classified as:
- Fire due to own fermentation, natural heating or spontaneous combustion of stocks
- Burning by order of any public authority
- Explosion of boilers or steam generating vessels and machinery subject to centrifugal force by its own explosion or implosion
- Pressure waves generated by aircraft
- Total or partial cessation of work/retarding/interruption of any process or operations arising out of riot, strike, malicious damage
- Burglary, housebreaking, theft, larceny in any malicious act
- Impact damage by rail/road vehicle or animal belonging to the insured or employee or any occupier of the premises
- Normal cracking, settlement, bedding down, upheaval of land/structures, coastal or river erosion, defective design, workmanship or use of defective materials
- Destruction or damage caused by forest fire
- Excess amount mentioned in the schedule/policy i.e. the minimum amount of claim to be borne by the client
- Loss or damage caused by war or warlike situations
- Loss or damage by pollution or contamination except due to insured peril
- Loss or damage to electrical machine/apparatus which is the source of fire
- Architects', surveyors' and consulting engineers' fees exceeding 3% and debris removal expenses exceeding 1% of claim amount
- Any consequential losses
This is not an exhaustive list.
For further details and quotation, talk to us today at 1800-103-2292 (Toll free) or visit one of branches
Policy's Coverage
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Main exclusions of the Standard Fire Product
The general exclusions are broadly classified as:
- Fire due to own fermentation, natural heating or spontaneous combustion of stocks
- Burning by order of any public authority
- Explosion of boilers or steam generating vessels and machinery subject to centrifugal force by its own explosion or implosion
- Pressure waves generated by aircraft
- Total or partial cessation of work/retarding/interruption of any process or operations arising out of riot, strike, malicious damage
- Burglary, housebreaking, theft, larceny in any malicious act
- Impact damage by rail/road vehicle or animal belonging to the insured or employee or any occupier of the premises
- Normal cracking, settlement, bedding down, upheaval of land/structures, coastal or river erosion, defective design, workmanship or use of defective materials
- Destruction or damage caused by forest fire
- Excess amount mentioned in the schedule/policy i.e. the minimum amount of claim to be borne by the client
- Loss or damage caused by war or warlike situations
- Loss or damage by pollution or contamination except due to insured peril
- Loss or damage to electrical machine/apparatus which is the source of fire
- Architects', surveyors' and consulting engineers' fees exceeding 3% and debris removal expenses exceeding 1% of claim amount
- Any consequential losses
This is not an exhaustive list.
For further details and quotation, talk to us today at 1800-103-2292 (Toll free) or visit one of branches