Toyota Insurance

Toyota Insurance

Toyota Corolla Insurance

Hey! We got an affordable quote for your Toyota Corolla Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Corolla
Toyota Corolla
Estimated Premium 16295* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Corolla is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Corolla is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Corolla delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Corolla provides a great driving experience. This Toyota Corolla is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Corolla stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Toyota Innova Insurance

Hey! We got an affordable quote for your Toyota Innova Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Innova
Toyota Innova
Estimated Premium 16224* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Innova is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Innova is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Innova delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Innova provides a great driving experience. This Toyota Innova is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Innova stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Toyota Prius Insurance

Hey! We got an affordable quote for your Toyota Prius Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Prius
Toyota Prius
Estimated Premium 37229* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Prius is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Prius is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Prius delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Prius provides a great driving experience. This Toyota Prius is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Prius stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Toyota Camry Insurance

Hey! We got an affordable quote for your Toyota Camry Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Camry
Toyota Camry
Estimated Premium 20222* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Camry is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Camry is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Camry delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Camry provides a great driving experience. This Toyota Camry is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Camry stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Toyota Fortuner Insurance

Hey! We got an affordable quote for your Toyota Fortuner Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Fortuner
Toyota Fortuner
Estimated Premium 70085* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Fortuner is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Fortuner is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Fortuner delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Fortuner provides a great driving experience. This Toyota Fortuner is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Fortuner stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your Toyota Innova Crysta Insurance Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Innova Crysta Insurance
Toyota Innova Crysta Insurance
Estimated Premium 19634* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Innova Crysta Insurance is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Innova Crysta Insurance is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Innova Crysta Insurance delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Innova Crysta Insurance provides a great driving experience. This Toyota Innova Crysta Insurance is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Innova Crysta Insurance stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Toyota Etios Cross Insurance

Hey! We got an affordable quote for your Toyota Etios Cross Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Etios Cross
Toyota Etios Cross
Estimated Premium 8771* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Etios Cross is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Etios Cross is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Etios Cross delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Etios Cross provides a great driving experience. This Toyota Etios Cross is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Etios Cross stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your Toyota Corolla Altis Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Corolla Altis
Toyota Corolla Altis
Estimated Premium 31608* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Corolla Altis is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Corolla Altis is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Corolla Altis delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Corolla Altis provides a great driving experience. This Toyota Corolla Altis is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Corolla Altis stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your Toyota Etios Insurance Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Etios Insurance
Toyota Etios Insurance
Estimated Premium 8994* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Etios Insurance is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Etios Insurance is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Etios Insurance delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Etios Insurance provides a great driving experience. This Toyota Etios Insurance is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Etios Insurance stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Toyota Etios Liva Insurance

Hey! We got an affordable quote for your Toyota Etios Liva Check estimated premium below. Insuring your car with us is so simple, isn’t it?

Toyota Etios Liva
Toyota Etios Liva
Estimated Premium 8210* per year
* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

Toyota Etios Liva is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The Toyota Etios Liva is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the Toyota Etios Liva delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the Toyota Etios Liva provides a great driving experience. This Toyota Etios Liva is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your Toyota Etios Liva stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your  Vehicle’s ideal insurance companion. Here’s how.

 
3.5 Million Policies issued
 
3500+ Cashless repairers of BAGI
 
24/7 Claim Assistance
 
101 Branches across India

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance
This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.100, you receive a sum assured of Rs. 2 lakh in case of:

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
Permanent total disablement from injuries other than named above. 100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

01

Choose to renew or buy car insurance.

Step

02

Enter vehicle details and personal details.

Step

03

Select add-ons and discounts to get final premium.

Step

04

Add complete details and check the summary. Make payment.

Step

05

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital. 

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

  • Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST 

  • Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.