BMW Insurance: Buy, Renew Car Insurance Online

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW X1 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW X1 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW X1 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW X1 provides a great driving experience. This BMW X1 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW X1 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

You don’t have to wait for reimbursement by us. Get your vehicle repaired at any of our cashless garages. We will directly pay the repair expenses to the garage while you only have to pay the excess towards depreciation of replaced vehicle parts.

24/7 Claim Assistance

We understand that you’re already stressed when the need for filing a claim arises. But you can still stay calm as we’ve made our claim process a cake-walk. Our team of dedicated claim handlers work round-the-clock to ensure your claim is settled.

101 Branches across India

When we make you a promise to have you covered, we work to live up to it. That’s why we have spread our presence all across the nation so that you can easily find your nearest branch. We just want to be there for you at all times.

Types of Car Insurance Plans

Motor insurance is mandatory as per the government for all cars driven on public roads. For a small annual premium, you get protection against financial losses that may arise in case your car is damaged in an accident. You can choose from two types of insurance plans offered by us.

Third-Party Liability Coverage

This type of insurance compensates only third-party injuries and their property damages. As per The Motor Vehicles Act of 1988, Third Party Liability Coverage is mandatory for all vehicles driven on public roads in India.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for Third Party Coverage each year. The revised third-party rates (As on 1st April, 2017 ) are as mentioned in the table.

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

This type of insurance covers losses/damages to you and your car in addition to protecting you against third-party liabilities. You should opt for this type of insurance if you want financial protection from losses caused due to accidents, theft and natural disasters. For all-round financial protection, the comprehensive plan is recommended. The own-damage (OD) premium would vary depending on the car’s make-model, age of the car, engine capacity, and geographical zones.

Note: Both the third-party liability and comprehensive plans also comprise of the personal accident cover for owner-driver. In this, for a premium of Rs.750, you receive a sum assured of Rs. 15 lakh in case of:

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

Your car’s engine can get damaged during heavy rains or floods. This add-on provides coverage against repair or replacement of engine parts. This cover is applicable only if your vehicle is less than 5 years old.

No Claim Bonus (NCB) Protector

With a single claim, your accumulated No-Claim Bonus drops down to 0%. However, with the NCB Protector, even after making two claims in the policy period, you can still retain your No Claim Bonus discount.

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

You won’t be stranded if your car ever breaks down in the middle of the road as you can get help with just one call at any time of the day or night. The services offered include changing flat tyres, repairs, emergency fuel refilling, towing facility.

Invoice Price Cover

You generally get the depreciated value of your car at the time of claim. But with this add-on, if you make a claim, you get the invoice value of the car along with registration fees, road tax, and insurance.

Co-Passenger Cover

In a standard policy, only the owner-driver gets a Rs. 2 lakh personal accident cover. However, with this add-on, fellow passengers are provided coverage of Rs. 1 lakh in case of death, permanent or total disability.

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Here are some of the most commonly-asked questions answered so that you can purchase the car insurance policy worry free. If you need more information on car insurance policy, claims, quotes or on add-on covers, you can always contact us here. Our executives will be glad to assist you.

Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 1 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 1 Series

Estimated Premium 28406^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 1 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 1 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 1 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 1 Series provides a great driving experience. This BMW 1 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 1 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 3 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 3 Series

Estimated Premium 36863^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 3 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 3 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 3 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 3 Series provides a great driving experience. This BMW 3 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 3 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 3 Series GT Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 3 Series GT

Estimated Premium 47695^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 3 Series GT is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 3 Series GT is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 3 Series GT delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 3 Series GT provides a great driving experience. This BMW 3 Series GT is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 3 Series GT stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 5 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 5 Series

Estimated Premium 36503^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 5 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 5 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 5 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 5 Series provides a great driving experience. This BMW 5 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 5 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 6 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 6 Series

Estimated Premium 76809^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 6 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 6 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 6 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 6 Series provides a great driving experience. This BMW 6 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 6 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 7 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 7 Series

Estimated Premium 105551^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 7 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 7 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 7 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 7 Series provides a great driving experience. This BMW 7 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 7 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW i8 Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW i8

Estimated Premium 154173^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW i8 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW i8 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW i8 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW i8 provides a great driving experience. This BMW i8 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW i8 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW M3 Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW M3

Estimated Premium 84829^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW M3 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW M3 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW M3 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW M3 provides a great driving experience. This BMW M3 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW M3 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW M4 Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW M4

Estimated Premium 90157^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW M4 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW M4 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW M4 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW M4 provides a great driving experience. This BMW M4 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW M4 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3600+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

Third-Party Liability Coverage

Engine Capacity	Premium Rate
Less than 1,000cc	Rs. 1,850
Above 1,000cc but less than 1,500cc	Rs. 2,863
More than 1,500cc	Rs. 7,890

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, decision on pay out will be taken by the court tribunal.

Comprehensive Car Insurance

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Shop Online The Easy way

We’ve made our online car insurance shopping process smoother than cheesecake. And you’re going to love it. Don’t believe us? Check out the steps.

Step

Choose to renew or buy car insurance.

Step

Enter vehicle details and personal details.

Step

Select add-ons and discounts to get final premium.

Step

Add complete details and check the summary. Make payment.

Step

Policy is sent in PDF to your mailbox.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

You can enhance your motor insurancee cover with our wide-range of add-on covers to ensure maximum coverage and total protection.

Let’s have a look at the Motor Insurance Add-on covers that you can choose from.

Hydrostatic lock cover

No Claim Bonus (NCB) Protector

Zero Depreciation cover

With this add-on, you don’t have to pay depreciation on expenses of repaired/replaced parts like plastic, fibre, rubber and glass parts.

Roadside Assistance

Invoice Price Cover

Co-Passenger Cover

Key replacement

Coverage is provided for cost incurred to replace the vehicle lock and key if it’s stolen or lost. This is valid for up to 2 claims in a policy period.

Medical expenses

If you and the passengers are injured in case of an accident, then medical expenses up to Rs. 10,000 are given for treatment.

Hospital cash

For each day spent at the hospital, you get a lump sum amount of Rs. 1000 per day when hospitalized for up to 30 days.

Consumables cover

Coverage is provided for expenses on consumables such as oil, nuts, bolts that are considered unfit for further use.

Ambulance charges

This add-on covers charges towards transportation of the insured person in an ambulance to the hospital.

Engine and gearbox cover

The add-on provides you financial protection if your car breaks down due to damage to the internal parts of the engine and gearbox.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.