BMW Insurance: Buy, Renew Car Insurance Online

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW X1 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW X1 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW X1 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW X1 provides a great driving experience. This BMW X1 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW X1 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

You don’t have to wait for reimbursement by us. Get your vehicle repaired at any of our cashless garages. We will directly pay the repair expenses to the garage while you only have to pay the excess towards depreciation of replaced vehicle parts.

24/7 Claim Assistance

We understand that you’re already stressed when the need for filing a claim arises. But you can still stay calm as we’ve made our claim process a cake-walk. Our team of dedicated claim handlers work round-the-clock to ensure your claim is settled.

101 Branches across India

When we make you a promise to have you covered, we work to live up to it. That’s why we have spread our presence all across the nation so that you can easily find your nearest branch. We just want to be there for you at all times.

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

This is the minimum and compulsory Four-Wheeler Insurance cover that you need to take as per the motor law in India. This type of insurance policy provides coverage with respect to property damages, injuries, disability or death of third parties such as pedestrians as well as drivers and occupants of other vehicles. However, this type of insurance protects the interest of only third parties, not yours.

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As per the recent guideline by Insurance Regulatory and Development Authority of India, all insurers are directed to offer three year Third-Party Liability for new four-wheeler vehicles. Hence, the policy for a new Four-Wheeler vehicle will cover the TP premium for 3 Years

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

This insurance policy provides protection to you, your car and third parties against all possible risks. It covers natural calamities such as floods, earthquakes, landslides and storms, and also manmade disasters such as thefts, riots and strikes. Given the all-around coverage that comprehensive covers offers under one umbrella, this type of Four-Wheeler Insurance policy is ideally recommended for all cars.

*Both the third-party liability and comprehensive cover plans also include the compulsory personal accident cover for owner-driver with a premium of Rs.750 per year, for which the owner-driver is liable to receive a sum assured amount of Rs15 lacs in case of:

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

A Motor Car Insurance policy covers losses and damages to your car as well as third-party cover. However, if you want to provide additional protection to your car, then Add-On Covers are recommended. They are optional, and you can avail them by paying a little extra over the base premium. But, they are worth every penny. These Add-On Covers are also availableon Online Car Insurance policy.

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Just in case you get stranded in the middle of the road due to a car breakdown, you can fetch help with just one call at any time of the day or night. Roadside assistance cover includes towing service, repairs, changing flat tyres and emergency fuel refuelling.

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Here are some of the most commonly-asked questions answered so that you can purchase the car insurance policy worry free. If you need more information on car insurance policy, claims, quotes or on add-on covers, you can always contact us here. Our executives will be glad to assist you.

Car Insurance after GST

Goods and Services Tax, popularly known as GST, is a reform for our economy’s indirect tax plan. Car insurance premium includes 15 percent as the service tax. It will be increased to 18 percent after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 1 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 1 Series

Estimated Premium 28406^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 1 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 1 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 1 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 1 Series provides a great driving experience. This BMW 1 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 1 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 3 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 3 Series

Estimated Premium 36863^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 3 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 3 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 3 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 3 Series provides a great driving experience. This BMW 3 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 3 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 3 Series GT Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 3 Series GT

Estimated Premium 47695^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 3 Series GT is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 3 Series GT is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 3 Series GT delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 3 Series GT provides a great driving experience. This BMW 3 Series GT is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 3 Series GT stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 5 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 5 Series

Estimated Premium 36503^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 5 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 5 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 5 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 5 Series provides a great driving experience. This BMW 5 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 5 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 6 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 6 Series

Estimated Premium 76809^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 6 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 6 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 6 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 6 Series provides a great driving experience. This BMW 6 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 6 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW 7 Series Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW 7 Series

Estimated Premium 105551^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW 7 Series is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW 7 Series is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW 7 Series delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW 7 Series provides a great driving experience. This BMW 7 Series is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW 7 Series stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW i8 Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW i8

Estimated Premium 154173^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW i8 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW i8 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW i8 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW i8 provides a great driving experience. This BMW i8 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW i8 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW M3 Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW M3

Estimated Premium 84829^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW M3 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW M3 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW M3 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW M3 provides a great driving experience. This BMW M3 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW M3 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.

Hey! We got an affordable quote for your BMW M4 Check estimated premium below. Insuring your car with us is so simple, isn’t it?

BMW M4

Estimated Premium 90157^* per year

* Premium may vary based on your Car's IDV, Year of Manufacture, NCB

BMW M4 is one of the best-selling models sold by the manufacturer. It’s body style and mechanical specifications allow the manufacturer to target the right market segment. In terms of styling, this model commands a second glance. Its chiselled body is robust and sturdy and ensures great driving dynamics.

The BMW M4 is equipped with convenient features which makes it a lot more interesting. Both the frontal and back design of the vehicle is compact and creates a strong impression.

When it comes to performance, the BMW M4 delivers great mileage and offers smooth mobility. It is loaded with multiple features that enhance the end-user’s riding experience.

With sturdy tires, comfortable seat and a strong engine, the BMW M4 provides a great driving experience. This BMW M4 is available in a variety of vibrant colours to suit your preference. And it competes with a range of other two-wheeler models in the market.

With the comprehensive Bharti AXA two-wheeler insurance, your BMW M4 stays completely protected against unexpected and unfortunate events.

Love at First Try with Bharti AXA Car Insurance

It’s all about finding a compatible partner to assist your car in every journey. And we’ve raised the bar in being your Vehicle’s ideal insurance companion. Here’s how.

3.5 Million Policies issued

Yes, that’s right. We have delivered that many policies at the snap of a finger. Our instant and simple policy issuance process makes buying car insurance online, a breeze.

3800+ Cashless repairers of BAGI

24/7 Claim Assistance

101 Branches across India

Types of Car Insurance Plans

There are two types of Motor Car Insurance plans you can avail:

Third-Party Liability

Third-Party Liability Plan:

Inclusions

Compensation for bodily injury to third parties due to an accident caused by your car.
Compensation for property damage to others due to an accident caused by your car. This property could be a car or any other property of third parties.
Compensation to survivors in case of death of third parties due to an accident caused by your car.

Exclusions

Compensation for your injury or property damages.

IRDAI (the Insurance Regulatory and Development Authority of India) revises the rates for third-party coverage every year.

As of 1st October 2018, the third-party insurance premium rates are as mentioned below:

Engine Capacity	TP Premium for Renewal of existing vehicle (Annual)*	TP Premium for New Vehicle(3 Years Policy)
Less than 1,000cc	Rs. 1,850	Rs. 5,286
Above 1,000cc but less than 1,500cc	Rs. 2,863	Rs. 9,534
More than 1,500cc	Rs. 7,890	Rs. 14,305

Note: Third-party property damage is compensated up to Rs. 7.5 lakh. In case of injuries/death, the court tribunal will make the decision on the payout. TP rates for new vehicle policy:

Read less

Comprehensive Cover

Type of Injury	Compensation Level
Death	100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye.	100%
Loss of one limb or sight of one eye	50%
Permanent total disablement from injuries other than named above.	100%

Read less

Shop Online The Easy way

You can buy insurance by visiting any branch of the insurance company in person. Alternatively, you can easily buy Online Car Insurance through the following steps.

Step

Select ‘buy’ or ‘renew’ option under car insurance.

Step

Enter a vehicle and personal details.

Step

Choose Add-On Covers and discounts, if applicable to arrive at the final premium amount.

Step

Add complete details. Check the summary. Make the payment.

Step

You will get the policy in PDF form in your email.

Note: Before issuance of policy, vehicle inspection may or may not be conducted depending on the credibility of your vehicle and your driving records.

Add-On Covers with Your Car Insurance Policy

Here is a list of various Add-On Covers :

Zero Depreciation cover

This add-on saves you from paying depreciation on the expenses of repair or replacement of parts such as glass, fibre, rubber or plastic.

Roadside Assistance (RSA Cover)

Invoice Price Cover

When you make a claim, it is settled against the depreciated value of the car. However, this Add-On Coverenables you to get the invoice value as well as registration fees, road tax and insurance.

Medical expenses

This Add-On Covers medical expenses up to Rs10,000 in case the owner-driver and co-passengers are injured during an accident.

Key replacement

This add-on reimburses you for the cost incurred due to the replacement of lost or stolen car lock or key. It holds validity up to 2 claims during a policy period.

Consumables cover

All expenses incurred on car consumables such as nuts, bolts and oil that unfit for further use can be reimbursed under this add-on.

Hospital cash

If you are admitted to a hospital in the event of an accident, you can get Rs.1000 every day up to 30 days of hospitalization.

Engine and gearbox cover

If there is a vehicle breakdown due to the internal parts of engine and gearbox, this Add-On Cover can pay for the expenses.

Ambulance charges

This add-on provides coverage against the transportation cost of the ambulance carrying the insured person to the hospital.

Frequently Asked Questions (FAQs)

Car Insurance after GST

Is it possible to opt for an add-on without a policy?

No, it is not possible to opt for an add-on without a policy. Our add-ons are available only in addition to our motor insurance policy.