Bharti AXA CAR INSURANCE Tata Car Insurance 6 Mar 2018 Quick Highlights Family Car Becomes More Trust Worthy with Bharti AXA Car Insurance for Tata Cars Benefits of Getting a Car Insurance for Tata Car Types of Car Insurance at Bharti AXA for Tata Car Family Car Becomes More Trust Worthy with Bharti AXA Car Insurance for Tata Cars Tata car has been synonymous with the strong steel the legendary brand represents. It is one of the important members of the famed Tata Group of India. The company produces sports cars, commuter cars, trucks and other heavy vehicles too. Although Tata Car is a reliable brand, there is always a risk of the car breaking down. There is also a risk of road mishaps whenever you take your car for a drive, within the city or on the highway. It is always a smart choice to buy Tata Car Insurance from a renowned and reliable insurance provider in India. There is an extensive range of Car Insurance Plan that helps to cover for losses or damage to you, your car, your co-passengers and any third-party involved in the road mishap. Always choose an insurance policy for your car that provides complete and total security. Benefits of Getting a Car Insurance for Tata Car These are the immense benefits that you get when you buy insurance for Tata Car models in India. When you buy valid and effective car insurance, you are protected against expenses or repairing or replacing your car parts in case of loss or damage. The insurance company pays compensation to the policyholder in case of: Accidents – The insurance policy will pay to compensate for loss and damage to thecar from road accidents. Apart from this, the policyholder is also covered in case of injuries, and even death. Insurance policy for your car will effectively pay compensation to third-parties, who are victims in the road mishap, for their injuries, disabilities from these injuries, death, and loss to their properties. Disasters – Uncontrolled circumstances, such as natural disasters can also cause loss or damage to the car. The insurance policy pays for repairing your car in case of damage from earthquakes, floods, etc. Man-made losses – The insurance policy will cover for loss or damage to your car from riots, acts of arson, theft, etc. Types of Car Insurance at Bharti AXA for Tata Car Bharti AXAoffers two types of Car Insurance Policies. Third-Party Liability Coverage– This is a mandatory Car Insurance Policy according to the Indian Motor Act (1988) – section 146. Every car owner/driver needs to have this insurance policy in a valid form when driving their car on the roads. Under this Car Insurance Plan, the third-party is covered against loss or damage to their properties. The premium rate for this type of Car Insurance depends on the engine capacity (cc) of the car. This insurance policy will pay up to INR 7.5 lac as the total insured sum for compensating third-party property damage or loss. In case third-parties suffer from injuries, or death, the court tribunal will decide a sufficient compensatory amount for the victim. It is important to remember that although this Tata Car Insurance is mandatory by law, it only provides protection against Third-Party Liabilities. It will not compensate policyholder for loss or damage to themselves, their co-passengers and their car. Comprehensive Car Insurance – This Car Insurance Plan is highly advised by insurance experts. It provides overall protection to you, your car and your co-passengers too. Under this, the third-party liability cover is already included. Also, with this, you can pay the OD (Own Damage) premium too. This helps to cover for accidents that damage your car. The OD premium varies from car to car and is calculated by considering the: Make and model of car Year of make of the car Engine capacity (cc) of the car Place of registration of car Personal Accident Cover- It is also important to note that the Third-Party Liability Coverage and Comprehensive Car Insurance also include the premium for Personal Accident cover. For an additional premium of just INR 100, you can now get compensation of up to INR 2 lac. This is applicable in case you (policyholder) suffer fromDeath , loss of two limbs, loss of sight in both eyes and permanent and complete disability from above-mentioned injuries. This compensation amount is liable to be paid up to 50%, in case you suffer from loss of sight in one eye and loss of one limb. This is the most efficient way to protect yourself against medical and financial liabilities in case you suffer injuries or death in a road mishap while driving your Tata Car. Buy the best car Insurance for Tata Car models in India easily from Bharti AXA through its efficient online services.Buy Car Insurance Online to enjoy numerous benefits and ensure a smooth and safe ride every time. Insurance for Tata Car Models Tata Nexon Insurance Tata Nano Insurance Tata Bolt Insurance Tata Ev2 Insurance Tata Hexa Insurance Tata Zest Insurance Tata Tigor Insurance Tata Safari Insurance Tata Venture Insurance Tata Tiago Insurance Frequently Asked Questions (FAQs) Have questions on anything and everything related to insurance? We've hand picked questions with answers that will help you understand the nitty-gritty of everything related to insurance. What is NCB? This benefit is given to a customer at the time of renewal. It applies only on the OD premium. NCB discount is available for 5 years and it increases each year with the highest being 50%. Would I need assistance while buying a policy online? We have made our online buying process super-convenient. 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