Bharti AXA CAR INSURANCE Skoda Car Insurance 17 May 2018 Quick Highlights Skoda Car Insurance: Buy & Renew Car Insurance Online Benefits of Getting a Car Insurance for Skoda Cars Types of Car Insurance at Bharti AXA for Skoda Cars Skoda Car Insurance: Buy & Renew Car Insurance Online Skoda cars are one of the most popular European brands of luxury cars available in India today. The company is one of the oldest automakers and has been operational since 1895. For more than 100 years, the carmakers have introduced truly innovative and advanced automobile technologies in its consumer cars. This Czech automaker is renowned for producing high-end, yet fuel-efficient cars for Indian roads too. The brand started its sales operations in India in 2001, as a subsidiary of Skoda Auto. The brand has an extensive dealership network of over 100 sales points all over India. Currently, the brand sells Skoda Rapid, Skoda New Octavia, Skoda Octavia RS, and Skoda Superb in the sedan segment, while the Skoda Kodiaq is offered in the crossover segment. The brand is synonymous with European engineering excellence and provides impressive performance on the diverse Indian roads. Benefits of Getting a Car Insurance for Skoda Cars No matter how luxurious or technology-rich your car may be, there is always a risk of meeting with an unfortunate incident on the road. Hence, it is the responsibility of every car owner/driver to have valid and the best car insurance policy at all times. These are the explicit benefits that you get when you buy car insurance from a reliable and renowned insurance company: Affordable Premium Rates– Indian insurance companies ensure that Car Insurance Plans are easy and affordable for every car owner/driver in India. Although the exact rate of car insurance premium is dependent on a few factors, the company provides several discounts that help to bring down the cost of car insurance significantly. Easy buying/renewing insurance policies – The leading insurance provider maintains a nationwide sales network for providing easy insurance policies. Apart from this, they also provide the Best Car Insurance Online. You can get extensive information about Insurance Details on Car Companies from their online insurance portal. Efficient repair service – The insurance providers also maintain extensive service network all over India. These garages and service centers provide prompt and efficient repairs and replacement of your damaged car parts. Convenient claims settlement –The insurance companies operate round-the-clock helpline to ensure that car insurance policyholders can stake claim for compensation at any time and from anywhere. These and other such benefits make the insurance company a top choice for numerous car insurance policyholders in India. Types of Car Insurance at Bharti AXA for Skoda Cars Bharti AXA provides these car insurance plans for your Skoda cars: Third-Party Liability Coverage The Third-Party Liability coverage is an essential and compulsory Car Insurance policy. According to the Indian Motor Act (1988) – Section 146, every car owner/driver needs to have protection against Third-Party Liabilities. This insurance plan effectively protects you against paying for damage or loss to any third-party from your own pocket. The premium cost for this type of insurance policy is decided according to the engine capacity (cc) of the car. Under this, the insurance company pays compensation of up to INR 750,000 to third-parties for damage to their properties. In the event of injuries, disability or death of third-party the compensation amount shall be decided by the court tribunal. Although this is a mandatory insurance policy for cars, it only protects against Third-Party Liabilities. It does not provide compensation for losses to you (policyholder), your car or your co-passengers, in case of a road mishap. Comprehensive Car Insurance The comprehensive insurance plan is designed to offer optimum and extensive insurance cover to you. This insurance policy includes a premium for the mandatory third-party insurance cover. This insurance policy also includes a premium for Own Damage (OD). This is an effective way to protect against losses or damage to your car. The premium for OD insurance is decided according to the: Make and model of car Age of car Capacity of car engine (cc) Location of registration of car Insurance experts are of the opinion that comprehensive Car Insurance is a must for a responsible and safe drive on the road. Exclusions from the Insurance Policy: Drinking and Driving Staged Accidents Illegal Activity using the Vehicle Using Private Vehicle for Commercial Purposes Other reasons such as an Expired Policy, Electrical or Mechanical Failure, Regular wear and Tear and more. Inclusions in the Insurance Policy: Road Accidents Natural Disasters Manmade Disasters Personal Accident Cover for Owner/Driver Third-Party Liability Frequently Asked Questions (FAQs) Have questions on anything and everything related to insurance? We've hand picked questions with answers that will help you understand the nitty-gritty of everything related to insurance. What is NCB? This benefit is given to a customer at the time of renewal. It applies only on the OD premium. NCB discount is available for 5 years and it increases each year with the highest being 50%. Would I need assistance while buying a policy online? We have made our online buying process super-convenient. 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