Bharti AXA CAR INSURANCE Maruti Suzuki Ertiga Car Insurance 2 Feb 2018 Quick Highlights Secure yourself with the Bharti AXA Car Insurance for Maruti Ertiga What Bharti AXA offers for Maruti Ertiga Car Insurance? Recommended Bharti AXA Add-On Covers for Maruti Ertiga Benefits of Bharti AXA Car Insurance for Your Maruti Ertiga Secure yourself with the Bharti AXA Car Insurance for Maruti Ertiga Maruti Ertiga is a perfect car for people who are looking for a blend of utility and style in their four-wheeler. Launched in 2012, Maruti Ertiga is a favorite with families who wish to travel as a group of up to 7 passengers. Its 5+2 flexi seating ensures that it offers good space and comfort for adults as well as children. It is available in nine variants of petrol and diesel versions, and a range of vibrant colors. It is one of the fastest selling models in its category owing to its tasteful interiors, sturdy body, powerful engine, power steering, good mileage and a great driving experience. Like any other model of Maruti, Ertiga is also equipped with the best safety and security features. It has two airbags – one each for the driver and co-passenger. It even comes with Antilock Braking System (ABS), Electronic Brake-Force Distribution (EBD), high tensile roof and an engine immobilizer. With all these features, the 1373 cc engine delivers an impressive 17.50 km per liter in petrol, 24.52 km per liter in diesel and 24.59 km per kg in CNG! Like any other vehicle on Indian Roads, getting a good Car Insurance Plan for Maruti Ertiga can prove to be very valuable in the long run. In addition to Insurance being a mandatory legal requirement, it is also something that can help ensure your peace of mind, especially in case of accidents or mishaps. What Bharti AXA offers for Maruti Ertiga Car Insurance? Bharti AXA has two plans available for your Maruti Ertiga. The vehicle is your baby and the policy provider promises of giving the best baby care in the form of Maruti Car Insurance. The names are Third-Party Liability Coverage and Comprehensive Car Insurance. Third-Party Liability Coverage: You can buy this plan and let the policy provider take care of the Third-Party injury and property damages. It is a Four-Wheeler Insurance plan that most of the car owners like to have to be on the safer side. According to the Motor Vehicles Act, 1988, Section 146, it is compulsory for the car owners to be covered by a Third-Party Liability Insurance. This is the minimum car insurance that every car on the road should have. Comprehensive Car Insurance: This is a more extensive Insurance Plan for Maruti Ertiga. In addition to all Third-Party Liabilities, this plan also protects your car against Own Damage, Natural Disasters such as floods or earthquakes, Man-made Disasters such as robbery or vandalism and even Theft. Do note that the cover and premium for insurance primarily depends on the car’s model, make, fuel type, engine cubic capacity, years of use and purpose of use. The premium calculation is also directly related to three other risks: Location – the area of registration, whether the vehicle will be used in urban locality, on highways or in non-metro areas. For example, the premium amount increases if the area is prone to thefts or accidents Driver- the age, experience and background of the driver. If the car is being driven by more than one driver, then premium will go up. Claims History – whether the claim has been made in the previous year. If yes, then the premium can be higher. Inclusions in the Insurance Policy: Road Accidents and Mishaps Natural Disasters such as Cyclones, Floods, Earthquakes and others. Man-made Disasters such as Vandalism, Theft, Arson Personal Accident Cover for Owner/Driver Third-Party Liability Exclusions of the Insurance Policy: Drinking and Driving Staged Accidents Illegal Activity using the Vehicle Using Private Vehicle for Commercial Purposes Other reasons such as an Expired Policy, Electrical or Mechanical Failure, Regular wear and Tear and more. Recommended Bharti AXA Add-On Covers for Maruti Ertiga Add-On Covers for your Maruti Ertiga will work like shields to protect you and your car along with the Third-Party. Bharti AXA’s Add-On Covers will be the best picks for your usual car insurance. Engine and Gearbox Cover: In case of the breaking down of the car owing to the internal damages to the Engine and Gearbox will be covered in this Add-On. Ambulance Charges: No matter where you are, in case of Ambulance need, the travel cost will be compensated by the insurance provider. It saves your money and makes it convenient for you. Roadside Assistance: With over 2500 cashless garages in India, you get the best help during emergency that occurs on roads. It can be refilling the tank to changing the tyres to towing everything is covered. Benefits of Bharti AXA Car Insurance for Your Maruti Ertiga Bharti AXA, a leading Insurance Company, takes pride in millions of policies that they have sold. The benefits of buying Bharti AXA Car Insurance for Maruti Ertiga are the following. 24X7 Customer Support and Round-the-clock claim assistance Over 2500 cashless garage partners in India Wide Network of 79 Branches PAN India Proven Track Record with multiple Award Certificates and more than 3.5 million policies sold Roads today have an increasing amount of vehicular traffic and accidents, consequently, cannot be predicted. Having a good Car Insurance Plan for Maruti Ertiga will protect you, your vehicle and any Third-Party in case of any mishap. So, get your policy renewed online today! Frequently Asked Questions (FAQs) Have questions on anything and everything related to insurance? We've hand picked questions with answers that will help you understand the nitty-gritty of everything related to insurance. What is NCB? This benefit is given to a customer at the time of renewal. It applies only on the OD premium. NCB discount is available for 5 years and it increases each year with the highest being 50%. Would I need assistance while buying a policy online? We have made our online buying process super-convenient. But we want to ensure you make an informed purchase. So, if you need our help at any point in time, remember that we are just a call away. 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