Bharti AXA CAR INSURANCE Datsun Go Car Insurance 2 Feb 2018 Quick Highlights Get Ready with Bharti AXA Car Insurance for your Datsun GO What Bharti AXA offers for Datsun GO Car Insurance? Recommended Bharti AXA Add-On Covers for Datsun GO Benefits of Bharti AXA Car Insurance for Your Datsun GO Get Ready with Bharti AXA Car Insurance for your Datsun GO The Datsun GO is an impressive hatchback. It comes with a distinctive front grille along with powerful rear light projections. The car is designed to look classy and has an impressive acceleration, combined with remarkable fuel-efficient performance. Datsun GO has a spacious and comfortable interior for a car in its segment. The boot space is also significantly larger than most cars. Datsun GO has numerous safety features, including sharper headlamps and safety airbags. The interior is flush with comfort features. When you buy it, make sure to get the Car Insurance which will keep you prepared for any unforeseen event involving your car. What Bharti AXA offers for Datsun GO Car Insurance? There are mainly two types of Car Insurance Plans for your Datsun GO from Bharti AXA. Out of these, one is mandatory according to the Motor Vehicle Act (1988) -section 146. The other is highly recommended by insurance experts for optimum protection from liabilities in case of car accidents. Third-Party Liability Cover This is the mandatory type of Car Insurance for your Datsun GO. It helps to pay for damage or loss to Third-Party properties. It also covers expenses for treatment of injuries to Third-Parties. With Bharti AXA you can buy a Third-Party Liability Cover Car Insurance Plan for approx. Rs. 3,132 (Add-Ons and discounts excluded). This policy pays up to Rs.7.5 lakhs as compensation for damage to Third-Party property. However, in case of injuries or death of Third-Party, a court tribunal will stipulate the compensation. Comprehensive Car Insurance This Car Insurance Policy is highly recommended by experts. It provides financial protection for you, your car and Co-Passengers. It also protects you against loss or damage to your car from theft, vandalism, etc. For all-round protection, Bharti AXA offers a comprehensive package which includes Third-Party and Own Damage (OD) cover. This package also includes a personal accident cover. With a minimal premium of an additional Rs.100, you get covered for medical expenses of up to Rs.2 Lacs. Inclusions in Insurance Policy for Datsun GO from Bharti AXA Road Accidents – Car Insurance Plan obliges the insurance company to pay for damage to the car in case of car accidents. Natural Calamities – Natural unforeseen events, such as floods, heavy rainfall, earthquakes, etc. may cause damage to your Datsun GO. The Car Insurance Policy will efficiently cover the expenses for repairing your car. Man-made Disasters – Car Insurance will also pay for damages due to riots, strike, arson, theft. Personal Accident Cover for Owner/Driver – This covers you, as the owner and driver of the Datsun GO for medical expenses in case of injuries from a car accident. Third-Party Liability Car Insurance obliges the insurer to pay for damage to property and injuries or death of the Third-Parties. Exclusions in Insurance Policy for Datsun GO from Bharti AXA Driving Under The Influence of Alcohol– In case the accident occurs when the driver is under the influence of alcohol or drugs, the Insurance Policy is not applicable. Staged Accidents – In case it is proven that the reported road accident was staged, the Insurance Policy will not pay for any losses. Commercial Activity – In case your private car is damaged while being used for commercial activities, and vice versa, the Insurance Policy will not pay for any losses. Illegal Activity – In case your car gets damaged while being used for illicit activities, the insurance company will not pay for any loss. Recommended Bharti AXA Add-On Covers for Datsun GO In addition to the basic Car Insurance Plans, you can also opt for Add-On Covers for your Datsun GO from Bharti AXA, like Hydrostatic Lock Cover Key Replacement Cover No-Claim Bonus Protector Zero-Depreciation Cover Roadside Assistance Benefits of Bharti AXA Car Insurance for Your Datsun GO Car Insurance for your Datsun GO can be easily bought by paying an annual premium to Bharti AXA. A minimal premium amount efficiently covers expenses and compensation for numerous types of losses. Bharti AXA provides the best-suited Car Insurance Policies in India. Apart from the essential Car Insurance and beneficial Add-On Covers, the Company also provides extensive discounts on premiums. These are a few ways you can lower your Car Insurance premium significantly: No-Claim Bonus (NCB) – Whenever your annual Insurance Policy expires without any claims being made, the company offers up to 50% discount on the next year’s premium. Installing Security Devices – Installing car safety devices approved by Automotive Research Association of India (ARAI), helps to save up to 2.5% on your OD (Own Damage) premium. So, go ahead and get insured today with an adequate Car Insurance Policy from Bharti AXA. Frequently Asked Questions (FAQs) Have questions on anything and everything related to insurance? We've hand picked questions with answers that will help you understand the nitty-gritty of everything related to insurance. What is NCB? This benefit is given to a customer at the time of renewal. It applies only on the OD premium. NCB discount is available for 5 years and it increases each year with the highest being 50%. Would I need assistance while buying a policy online? We have made our online buying process super-convenient. But we want to ensure you make an informed purchase. So, if you need our help at any point in time, remember that we are just a call away. 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