Comprehensive cover for your car,so you can drive hassle-free.
Ride without worries,with our long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of health insurance plans.
Secure your joyous family trips with international travel insurance cover.
Comprehensive cover for your car,so you can drive yourself.
Safegaurd the healthof your loved ones with wide-ranging health insurance plans.
Secure your joyuos family trips with international travel insurance cover.
Anyone who has recently completed higher studies abroad or is in the process of doing so would know the amount of meticulous planning and research involved. Amongst the several aspects associated with studying abroad, most students would agree that arranging for funds forms the lion share of a student’s efforts apart from cracking top institute entrances. However, few realize that securing funds and admission is half the battle won.
Pursuing studies abroad in a foreign country requires a lot of preparation. And a major aspect of this preparation is being ready to tackle emergencies that may require large finances. Medical emergencies, personal liability, bail bond (in case of trouble involving police) are just some of the emergencies a student may face while living abroad. Student travel insurance is an affordable and effective solution to the issue and is therefore an important part of planning to study abroad.
Despite its significance, Student travel insurance continues to feature very low on the priority list of most students looking at pursuing studies abroad. Travel insurance is mandatory for student visa in many countries. In such situations most students blindly follow the recommendation of their university without knowing or researching about the insurance they have opted for.
From a student’s perspective there are four major aspects pertaining to insurance. First is the extent of coverage the insurance provides. Second is the global network of service provider (ability to provide assistance like medical evacuation and it service network like cashless hospitals etc.). Third is the credibility of the Insurance organization in terms of claims clearance. Finally it is the annual premium of the product offered.
International service at Indian Prices
A lot of students opt for a foreign insurance provider or go for the recommendation of the university, as they feel a foreign provider would be easier to deal with at time of claims. This however does not hold much water as several insurance providers in India are joint ventures with an Indian entity and an insurance organization of global repute.
Such JVs typically are equipped with a large global network and at par with local (country where the study wishes to study) or international players in terms of claim settlement. Opting for insurance from these JVs therefore is not only significantly more affordable but also is as good or better than Insurance available in the country where the university is located.
Sharing views on the subject Mr. Subrahmanyam B., Senior Vice President, Bharti AXA General Insurance, explains the benefits of the Student travel insurance.
Travel insurance kicks in the moment a student begins his/her journey.
Developed nations are known for their massive medical expenses. A single dental treatment can cost upwards of Rs 80,000 and a single day of hospitalization in the US costs upwards of Rs 2 – 3 lakhs. No insurance or underinsurance can wreak havoc on the existing budget a student has for completion of his/her course. Student Travel insurance addresses this issue.
(*Cover varies from company to company)
Most students don’t take into account a gap in their studies abroad.
Choose a plan that provides extensive coverage within your budget and complies with the university guidelines for a safer future away from home.
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Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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