Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Modern-day lifestyle comprises hectic schedules, late hours, binging on junk foods and prolonged exposure to pollutants. Therefore, it is decisive that you have comprehensive health cover protection so that you can create a contingency plan against unexpected medical expenses due to your lifestyle.
Moreover, it is crucial to buy a health insurance policy as early as possible. With the rising inflation, having a health insurance cover not only helps you avoid digging deep into your savings pocket to pay for emergency medical treatment but also provide sustainable tax benefits on the premium paid towards the health plan.
There are many reasons why insurance pundits advise people to buy a health insurance policy at a young age. Mentioned below are the various advantages of opting medical insurance at a young age:
Most health insurance plans in India have a waiting period of 30 to 90 days, during which you cannot make any claims, even in the case of a medical emergency. Therefore, buying a health insurance policy at a young age is a significant advantage in this context.
Your waiting period will be quickly exhausted without any concerns. Many insurance providers have a waiting period for many ailments such as urinary tract stones, cataracts, arthritis, and knee replacements.
Buying health insurance policy at a young age will give you the benefit of enjoying comprehensive and holistic coverage. You will, therefore, possess greater security during your working period and even after retirement.
The premium amount charged by an insurance company im most cases depends on your current age. If you buy a health insurance policy in your 30s, you can avail of the benefit of a lower premium.
Buying a health insurance policy in your 20s and 30s will allow you to enjoy the perks of tax benefits for a more extended period. As the premium paid towards the health insurance policy is exempt from tax under section 80D of the Income Tax Act, 1961.
Buying a health insurance policy in the early days of your career ensures that you will get higher coverage. Many latest health plans offer extensive coverage from maternity benefits and OPD expenses to daycare procedures and vector-borne diseases, among others. In short, coverage costs increase with the increase in age, owing to more health complications.
You can opt for a lifetime renewal of your medical insurance plan. Buy health insurance at a young and live tension-free for life.
When you are young, it is likely that you have fewer health complications and have many productive years ahead of you. As a result, the chances of rejection of your health insurance policy are miniscule.
Buying health insurance at a young age, not only helps you avail a higher coverage, but also help you plan your finances in a better way. When you have an appropriate medical cover that aligns with your family’s healthcare needs, you can easily take care of any unexpected health contingencies that may come up while focusing on other long-term investments for financial and life goals security.
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Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
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