Bharti AXA CAR Insurance Which Car Insurance is Best for New Drivers? 12 Sep 2017 Drivers under the age of 25 often deter from car insurances due to high costs that they will have to incur. Insurance companies often raise insurance premiums for high risk groups to help cover costs. New and young drivers are responsible for a majority of road incidents which result in insurers hiking premiums for this age group. Your premiums could also go up if you are a new driver who just obtained a license. Here are a few ways in which you can get your insurance premiums to go down and save more on your car insurance in India Simple Tips to Save Big on Car Insurance for Young Drivers Don’t rely on Third Party Insurance as the cheapest option Young people often buy Third Party insurances which only cover the person you bump into and their car. New drivers don’t go for a fully comprehensive insurance because they think that it might cost more. However, the fact is that if you opt for a comprehensive insurance cover, which includes fire and theft, you will be assessed as a lower risk, thus reducing your premium. Include a responsible 2nd or 3rd driver Car insurances are calculated based on risk. If you belong to the high risk group, then adding someone from the lower risk group will help bring down the average risk. This addition makes you a low risk entity which means you will be offered a better deal for your car insurance. Always make an informed decision Don’t just take the first insurance that comes your way. Always explore car insurances before buying one. You can explore car insurance online to get quick quotes. You can also compare different insurance policies to find out which one works the best for your car and your pocket. Pay in full Buying fully comprehensive car insurance is fairly expensive for a new driver but it is more beneficial than other insurance plans in the long run. You should pay in full to avoid spending more on interest rates. If you can’t afford paying in full, you should use a credit card with lower Annual Percentage Rate (APR). Bharti AXA Car Insurance for New Drivers Car insurances are calculated based on your age and your driving history. They can prove to be expensive if you don’t know much about choosing the right car insurance plan. Car insurances for girls can be tailored with their road time reduced to certain hours during the day, thus reducing their risk factor. Car insurances for students can prove to be expensive if your sources of income are limited. However, it is better to cover all your bases and prepare fully for when you’re on the road. With more than 3.5 Million policies issued, Bharti AXA Car Insurance proves to be your one stop solution for car insurances as a new driver. With Bharti AXA Car Insurance, you get access to our 24x7 Customer Assistance. Our car insurance policies include various add-ons and discounts like No Claim Bonus, AAI Memberships, etc. to ensure flexibility. Go through our Car Insurance Online Policies & Plans for a detailed overview on Bharti AXA Car Insurance for new drivers. You can also insure yourself completely by signing up for our Two Wheeler Insurance Plan. You can also avail benefits from our various health insurance plans for individuals and families. Choose wisely from all available options and drive safe! Explore Our Products Car Two Wheeler Travel Health Bharti AXA Advantages We've raised the bar in being your Car's ideal insurance companion 3.5 MILLION ISSUES CLEARED 3800+ CASHLESS GARAGES IN INDIA 79 BRANCHES ACROSS INDIA 24/7 CLAIM ASSISTANCE Get Quote Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.