Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.
Ride without worries, with Bharti AXA long term two wheeler insurance plan.
Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.
Secure your joyous family trips with Bharti AXA international travel insurance cover.
Before your next trip, do not forget to purchase travel insurance. It protects you from financial loss due to events such as hospitalizations, loss/delay of your baggage or theft/loss of your passport, etc.
Today, the process of buying online can be easily completed within a few minutes. Yet, given that there are 20 travel insurance providers in India, the choices can be many and confusing. So here are some aspects you should consider while comparing the offerings of various providers.
This is particularly important if you are travelling in a group that contains senior citizens. Depending on the insurance company, the maximum age limit for travellers within the group could be 60,65 or even 75 years. Travellers who are above the age limits will have to take a separate senior citizens’ policy.
Typically, travel insurance companies won’t cover hospitalization due to a pre-existing medical condition. Also, the list of pre-existing medical conditions may vary from insurer to insurer. In case you have a pre-existing medical condition, do make sure to go through the list and make the correct declarations.
While buying travel insurance it is important to look beyond the sum assured. Generally, many travellers are tempted to buy policies with minimum sum assured as this result in lower costs.
However, what is often overlooked is that the scope of coverage depends on the sum assured. For eg: Policies with the lowest sum assured will only offer basic covers that protect from hospitalization and loss of passport. However, with higher sum assured policies, you will get additional coverages such as compensation for delays of flights or loss of baggage or compassionate visits from relatives at the time of hospitalization.
Make sure that you check the coverages and sub limits before buying a travel insurance policy.
One should also check for exclusions while buying insurance policies. For ex – Certain Insurance companies exclude coverage during pregnancy or coverage for hospitalization due to injuries sustained during adventure sports such as bungee jumping or white-water rafting.
If at all the situation arises where you have to file for an insurance claim, you will need to get in touch with your insurance company. Make sure that your insurance company provides an international toll-free number that runs 24x7 so that you can contact them anytime without incurring high costs. For instance, an insurer like Bharti AXA GI offers a 24/7 emergency helpline.
The process for claim settlement may greatly vary from insurer to insurer. For ex – Certain insurance companies will compensate you for a delayed flight after providing a letter from the airline. Others would want you to furnish additional details such as invoices for expenses incurred due to the delay in flight.
Travel insurance is a great tool for ensuring peace of mind while travelling. Make sure that you understand all important aspects being covered by your policy before buying.
136 BRANCHES ACROSS INDIA
27+ MILLION POLICIES ISSUED
24/7 CLAIM ASISTANCE
Disclaimer :The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Insurance needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice for Travel/Health/Motor. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.
We are facing issues in connecting to the Payment Gateway, please try after sometime or call 022-6118-8888
We are facing some technical difficulties while fetching your quote. We will get back to you as soon as we are able to get your Quote. Apologies for the inconvenience caused to you.