Bharti AXA HEALTH Insurance What is Family Health Insurance Cover? 3 Apr 2018 Family Health Insurance Cover There are a many different health insurance plans available in India. Some of the key ones are individual health insurance policy, family health insurance plans and the health insurance for senior citizens. Each of these has their own policy rules and regulations. In the given article, we will discuss the family health insurance in detail. Since India is a country which has a culture of joint families, the family insurance covers are the most opted for. Most of the people live with their families and want to buy health insurance for them. If you are also planning to buy health insurance for your family, here is all you need to know about it. What Is A Family Health Insurance Cover? Let us start by explaining what exactly a family health insurance cover is? This health insurance policy provides cover for every member of your family. The family health insurance policy can cover up to 15 relationships which can vary from policy to policy. So, you can secure the future of the whole joint family with just one health insurance plan. The benefits that you can avail from a family health policy include hospital cover, charges of any medical tests and the room charges when you or any of your family member is admitted to the hospital. You can also avail the cashless treatment at network hospitals. Do You Need A Family Health Insurance Cover? If you have a big family and want to provide them with the best medical care in the times of hospitalization, a family health policy is a must. You can compare the premiums that you need to pay for the family health policy and the individual policy. If the premiums come the same or individual policy turns out to be more economical, you should go for the individual covers. How to Pick The Best Family Health Insurance Policies? Picking the best health insurance policies for your family is just like picking out any other health policy.One must look for the premium cost, the coverage, the waiting period insurance company provides and the benefits provided by the insurance company as well as the free look period. Once all these factors meet your needs, you need to read the consumer comments on the internet to see the actual effectiveness of the policy. Once that is done, you can buy the health insurance policy easily. What Are The Benefits Of Family Health Insurance? The benefits of buying a family health insurance plan over individual covers include: Saves money The first benefit is that it saves you money. Buying individual online health insurance for each member in a big joint family is costly. However, with the family health policy, you can easily pay a single premium and have the benefits for all the members. Cover for your whole family It is one cover for all your family members. So, you do not have to worry about the medical expenses of anyone. This gives you the peace of mind that all the people in your family are protected and safe. Tax benefits The family health policy also has tax benefits for the users and can be availed every year. The tax benefit differs from user to user. With all these advantages lined up, it is best to buy the family health policy if you live in a joint family. However, the nuclear families can consider other options. Why choose Bharati AXA Health Insurance With health insurance plane, financially secure yourself and your family at affordable premiums FLEXIBLE PLANESComprehensive Range of medical cover up to Rs 1 Cr TAX SAVINGSUp to Rs 55,000 Tax-saving under 80D CASHLESS CLAIMSClashless Hospitalization Across 4500+networks hospitals DEDICATED CLAIMS HANDLER Explore Our Products Car Two Wheeler Travel Health Critical Illness Personal Accident Request Call Back Category * - Select -CarTwo WheelerHealthTravelPersonal Accident Buy Renew Claim submit Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.