Please wait... We are calculating your premium.

Understand Home Insurance Before You Shop


Let's cross the bridge when we come to it! Sadly this adage defines the current state of buying home insurance in India. The catastrophic earthquake in Gujarat in 2001 resulted in mass devastation of life and property, and was an eye-opener for the masses. People understood the importance of home insurance but sadly it only lasted till the time their memory supported them. The flash floods in Uttrakhand in 2013, where again life and shelter was wiped away, left many people stranded without any shelter and they were at the mercy of the government/social workers.

As per the UNICEF, India is quite vulnerable to natural disasters. Approximately 80% of the geography is at risk of earthquakes, cyclones at coastal area and landslides. Your home which costs you your life's savings is definitely your most valuable possession and must be insured. The reconstruction of the house involves huge expenditure and this can be taken care of home insurance if something disastrous happens to your house.

Here are some details to help you understand the coverage provided under Home Insurance

Reconstruction Cost: Home insurance covers the reconstruction cost of your home in the following scenarios:

  • Damage caused due to natural disasters such as floods, earthquake, and cyclones
  • Damage caused due to man-made calamities such as accident resulting in destroying the fencing or fire break-outs resulting in structural impact

Coverage for theft: House insurance also provides for claim against theft/burglary of assets including jewellery. The house is embodiment not only to the family members but also many valuables. Hence, a comprehensive home insurance takes care of your belongings too.

Damage due to terrorism: Some insurance companies also cover damage occurred due to terrorist activities but not due to war.

Make an informed decision when opting for home insurance. Check various home insurance policies online to gain maximum knowledge and then decide what suits your home the best!

Please visit for more details

Insurance is the subject matter of solicitation

Bharti AXA Advantages





Request Call Back

Disclaimer : The information published on this website is for the public's reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel, services, or any other items mentioned on this subject for any purpose whatsoever.

Error Occured
Error Occured