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Safeguard the health of your loved ones with a wide range of health insurance plans.
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Comprehensive cover for your car,so you can drive yourself.
Safegaurd the healthof your loved ones with wide-ranging health insurance plans.
Secure your joyuos family trips with international travel insurance cover.
Buying the perfect health insurance for yourself or your family members has become a complicated task. The fact that there are so many insurance options available, leads to confusion about what to choose and what to leave out. There are a few things that need to be considered when you buy health insurance and these include-
The most important of all of the these are the funds released while availing the benefits of a health insurance policy. Most of the health insurance policies do not include the daily hospital allowances in their payments. Even when they include such a provision, the amount is tiny.
It is a known fact that the petty cash expenses during hospitalization also sum up to a huge amount. For this, you need another insurance plan that can be teamed up with your existing health insurance plan and give you additional coverage in the time of emergency.
In simple words, hospital cash insurance is a cover that provides you with a daily hospital allowance ranging between Rs. 500 and Rs.1000 when hospitalized. The hospital cash allowance is usually bought as an add-on to the individual or family health insurance plan. Most of the health insurance plans in India offer to club the hospital cash insurance with them at discounted rates. Here are some of the benefits that you can get by opting for hospital cash insurance.
When a person is hospitalized, there is a high possibility that they are accompanied by someone. Although the insurance takes care of the expenditure of the patient, the needs of the person attending them can be another expenditure. A daily cash allowance can help you with these additional expenses.
For the taxpayers, buying a hospital cash insurance can provide them with some discounts on the tax they pay annually. The tax benefits differ from person to person.
You get affordable premiums with Hospital Cash Insurance.
The main reason for you to get a hospital cash insurance when you buy health insurance is that it lets you have some extra money that can be used at the time of emergency. The hospital allowance is paid for up to 30 days, depending on the kind of plan you have picked. The hospital cash insurance is especially important to invest in when buying health insurance for senior citizens. This is because when an elder is in the hospital, you might need someone to accompany them every day.
In this article, we have covered all the features of the hospital cash insurance. One of the things you need to note is that even if you have health insurance, you can easily add the hospital cash insurance when you renew your health insurance policy.
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