Explore Our Products
[object Object]
[object Object]

Travel Insurance


Health Insurance


Two-wheeler Insurance


Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals


Contact Us

Become A Partner

Become A Partner


Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator


Investor Relation Information


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy


Top Features of Hospital Cash Insurance

Top Features of Hospital Cash Insurance

Buying the perfect health insurance for yourself or your family members has become a complicated task. The fact that there are so many insurance options available, leads to confusion about what to choose and what to leave out. There are a few things that need to be considered when you buy health insurance and these include-

  • Coverage
  • Funds
  • Waiting Period
  • Premium Amount

The most important of all of the these are the funds released while availing the benefits of a health insurance policy. Most of the health insurance policies do not include the daily hospital allowances in their payments. Even when they include such a provision, the amount is tiny.

It is a known fact that the petty cash expenses during hospitalization also sum up to a huge amount. For this, you need another insurance plan that can be teamed up with your existing health insurance plan and give you additional coverage in the time of emergency.

What is a hospital cash insurance?

In simple words, hospital cash insurance is a cover that provides you with a daily hospital allowance ranging between Rs. 500 and Rs.1000 when hospitalized. The hospital cash allowance is usually bought as an add-on to the individual or family health insurance plan. Most of the health insurance plans in India offer to club the hospital cash insurance with them at discounted rates. Here are some of the benefits that you can get by opting for hospital cash insurance.

What are the benefits of hospital cash insurance?
  • Daily cash on hospitalization

When a person is hospitalized, there is a high possibility that they are accompanied by someone. Although the insurance takes care of the expenditure of the patient, the needs of the person attending them can be another expenditure. A daily cash allowance can help you with these additional expenses.

  •  Tax benefits

For the taxpayers, buying a hospital cash insurance can provide them with some discounts on the tax they pay annually. The tax benefits differ from person to person.

  •     Affordable Premiums

You get affordable premiums with Hospital Cash Insurance.

Why should you get hospital cash insurance?

The main reason for you to get a hospital cash insurance when you buy health insurance is that it lets you have some extra money that can be used at the time of emergency. The hospital allowance is paid for up to 30 days, depending on the kind of plan you have picked. The hospital cash insurance is especially important to invest in when buying health insurance for senior citizens. This is because when an elder is in the hospital, you might need someone to accompany them every day.

In this article, we have covered all the features of the hospital cash insurance. One of the things you need to note is that even if you have health insurance, you can easily add the hospital cash insurance when you renew your health insurance policy.

Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020