Tips To Upgrade Your Bike Insurance Policy At The Time Of Renewal | Bharti AXA GI

[object Object]
[object Object]
Car

Car Insurance

Two-wheeler

Two-wheeler Insurance

Health

Health Insurance

Travel

Travel Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.
Explore Our Products
130+ COUNTRY WIDE PRESENCE
COVERS ALL TRAVELS RELATED DISASTERS
FLEXIBLE PLANS FOR YOUR NEEDS
24/7 ASSISTANCE WORLDWIDE

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim

BLOGS

FAQS

About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals

Careers

Contact Us

Become A Partner

Become A Partner

Products

Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre

Blog

Infographics

Videos

Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us

Careers

Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator

Grievances

Investor Relation Information

Resources

Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount

Sitemap

Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App

Legal

Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

null/

Tips To Upgrade Your Bike Insurance Policy At The Time Of Renewal

All two-wheelers in India need to have an insurance cover before they can be driven on public roads. Many times new riders tend to choose an insurance policy with the lowest premium. But over time they realize that the policy they bought to tick the checkbox is not good enough. For example, they could realize that:

  1. They are paying too high a premium for too little a coverage
  2. Coverage is not in-line with their individual needs
  3. Third-party insurance alone makes them feel jittery when on the road

such a scenario, one should look to upgrade their two wheeler insurance policy as per their needs.

When To Upgrade The Bike Insurance Policy?

While you can choose to upgrade your two-wheeler insurance policy in the middle of policy term as well, the most convenient time to do so is at the time of policy renewal. You can not only look for better policies from your current insurer but can also compare plans offered by other insurers. The process is fairly straight-forward and you can get the upgraded cover from an insurer of your choice in a matter of minutes online.

Change In Vehicle

If you decide to buy a new bike, you don’t have to get a brand new insurance policy. You can inform your insurer of the same and get your current policy upgraded for the new bike. That said, your insurer would evaluate the IDV for the new bike and revise the premium to reflect the same. Once you pay the additional premium, your upgraded policy will become active.

Points To Remember

  1. Do not switch your two-wheeler insurance policy just because you found another with a lower premium. Always compare the coverage provided against the premium paid, and ensure that the coverage is sufficient for your requirements.
  2. Consider add-on covers to customize your two-wheeler insurance policy to your particular requirements. For example, if you have tailored your bike to your taste by adding expensive accessories, you should consider getting an accessories cover as an add-on to your policy.
  3. If you are planning to switch insurers, don’t forget to research the insurer. Check their claim settlement ratio, customer reviews online, past history etc.
  4. If you are unsure about what policy to get, do not hesitate to reach out to our customer care and understand the coverage provided.
Most Recent Blogs
blogs/

HealthInsurance

Things that are Not Covered under Health Insurance

18th Jul,2020

blogs/

TwoWheelerInsurance

List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020

blogs/

CarInsurance

Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020

blogs/

TravelInsurance

Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020