Tips To Upgrade Your Car Insurance Policy At The Time Of Renewal| Bharti AXA GI

Car Insurance

Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free.

Two Wheeler Insurance

Ride worry-free, with Bharti AXA two wheeler insurance plan. 

Health Insurance

Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans.

Travel Insurance

Secure your joyous family trips with Bharti AXA international travel insurance cover.

Bharti AXA Home Insurance

Bharti AXA Home Insurance

Bharti AXA SME Package Insurance

Bharti AXA SME Package Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Lines Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Commercial Vehicles Insurance

Bharti AXA Motor Third Party Insurance - Commercial

Bharti AXA Motor Third Party Insurance - Commercial

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Bharti AXA Car Insurance

Renew your Bharti AXA car insurance to enjoy your non-stop drive.

Bharti AXA Two Wheeler Insurance

Renew your Bharti AXA Two Wheeler Insurance to continue your worry-free rides.

Bharti AXA Health Insurance

Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones.

Register Claim

Track Claim



About Bharti AXA

Branch Locator

Cashless Garages

Cashless Hospitals


Contact Us

Become A Partner

Become A Partner


Car Insurance

Two-Wheeler Insurance

Travel Insurance

Health Insurance

Motor Third Party Liability

Commercial Vehicle

Commercial Lines Insurance

Bharti AXA SME Package

Home Insurance

Pradhan Mantri Fasal Bima Yojana(PMFBY)

Arogya Sanjeevani

List of products

List of withdrawn Products

Car Insurance

Comprehensive Car Insurance

New Car Insurance Policy

IDV in Car insurance

No Claim Bonus in Car Insurance

Bumper to Bumper Car Insurance

Bike Insurance

Comprehensive Two Wheeler Insurance

IDV in Bike Insurance

No Claim Bonus in Bike Insurance

Bike Insurance Quote

Travel Insurance

Travel Insurance Coverage

Benefits of Travel Insurance

Travel Health Insurance

Travel Insurance Quote

Health Insurance

Cashless Health Insurance

Knowledge Centre




Travel Guide

Visa Guide

Road Trip

Insurance Glossary

Health & Fitness Guide

Food & Cuisine Guide

RTO Guide

Driving License Guide

Car Manufacturer

Two-Wheeler Manufacturer

Travel Destination

Bharti AXA & YOU

About Us


Contact Us

Cashless Garages

Cashless Hospitals

Branch Locator


Investor Relation Information


Public Disclosure

Knowledge Centre

Download Center

Media Center

Consumer Education

Electronic Insurance Account

Update IRCTC Nominee

Unclaimed Amount


Notice Of General Meetings

Service Parameters

Suspended Agents

Whistleblower policy

Become A Partner

About Group

AXA Group

Bharti Enterprises

Bharti AXA Life Insurance

Download My Airtel App


Privacy Policy

Terms of Use

Fraud Risk Management Policy

Equal Opportunity Policy

Explore Our Products
[object Object]
[object Object]

Travel Insurance


Health Insurance


Two-wheeler Insurance


Car Insurance

Disclaimer : The information published on this website is for the public′ s reference only. Content of this information is to provide an overview of your Travel needs and should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice. Bharti AXA General Insurance Company Limited makes no representations about the suitability, reliability, timeliness, and accuracy of the information, travel,services, or any other items mentioned on this subject for any purpose whatsoever.

Tips To Upgrade Your Car Insurance Policy At The Time Of Renewal 

Upgrading your car insurance policy is relatively straightforward. All you have to do is fill in the details of the upgraded policy that you are looking for in the renewal form, and the insurer will provide you with the new premium rates. Given that the whole renewal process is now online, you don’t even need to contact an agent for this. Just visit the website of your preferred insurer, and fill in the form for policy renewal. In fact, you can also switch insurers at the time of renewal and carry forward the no claim bonus you may have accumulated with the earlier insurer.

Why would you want to upgrade your car insurance?

There can be a number of reasons why you would want to upgrade your car insurance. These include:

  1. You earlier had a third party insurance but now realize that this is not sufficient and would prefer a comprehensive car insurance
  2. Your circumstances have changed and you would like to purchase add-on cover to your original insurance policy
  3. You believe you now need higher commercial liability coverage for your commercial vehicles
  4. Your son has also begin to drive your car, and you would like to add him to the insurance policy
  5. You have purchased a new vehicle and you would like to transfer your old policy to the new car. You can do this and upgrade the sum assured based on the new car’s insured declared value.

What will be the price difference?

When upgrading your policy, the price difference would depend on the kind of update your choose. For example, if you upgrade from a third-party liability car insurance to a comprehensive car insurance, the increase would be substantial as Own Damage premium would be added based on your Insured Declared Value. On the other hand, if you would like to upgrade by purchasing an add-on cover, the increase in premium may not be significant. You should compare the prices online before you decide on the upgrade.

Can the car insurance policy be downgraded as well?

Yes, you can downgrade your cover at the time of renewal as well. For example, you can choose to remove some of the drivers you had previously identified. You can also choose to drop an add-on cover you had previously purchased. While it is not advisable to move from a comprehensive car insurance to third-party liability insurance, you can do this as well.

When renewing your policy, it is advisable to revisit your insurance requirements and upgrade your insurance policy as needed. You should also check premiums for various policies online, including the ones offered by Bharti AXA GI , before upgrading your existing policy to ensure that you get the best deal available.

Most Recent Blogs


Things that are Not Covered under Health Insurance

18th Jul,2020



List Of Non-Gear Bikes You Could Buy On A Friendly Budgeta

13th Jul,2020



Here Is A List Of Documents You Have To Keep In Your Car At All Times

07th Jul,2020



Are Adventure Activities Covered in your Travel Insurance Plan?

09th Jun,2020